---
title: "GovAid: Health — App Overview"
url: https://marlvel.ai/intel-report/health-fitness/govaid-health
category: Health & Fitness
developer: Timothy DeGraff
platforms: ios
rating: 5.0 (1 ratings)
pricing: free
report_level: overview
generated: 2026-05-11
last_verified: "2026-05-11T13:12:40.156Z"
---

<!-- SECTION: Key Insight -->
> **Key Insight:** The app serves as a specialized calculator for navigating the 2026 health insurance landscape and the financial impact of the OBBBA regulatory shifts.

<!-- SECTION: Quick Facts -->
| Metric | Value |
|--------|-------|
| Category | Health & Fitness |
| Rating | 5.0 ★ (1) |
| Pricing | free |
| Platforms | iOS |
| Latest Version (iOS) | 1.0 |
| Developer | Timothy DeGraff |

<!-- SECTION: Summary -->
## What is GovAid: Health?

GovAid: Health is a financial planning tool designed to help users estimate Medicaid eligibility and ACA insurance premiums for the 2026 fiscal year. The app claims to navigate complex regulatory changes, including the One Big Beautiful Bill Act (OBBBA), by modeling federal subsidy cliffs and state-specific Medicaid requirements.

<!-- SECTION: Key Features -->
## Key Features

- **The Engine**: Provides modeling for the 2026 tax year, incorporating updated Federal Poverty Level thresholds and restored federal subsidy cliffs.
- **Medicaid & ACA Tiering**: Categorizes users into Platinum, Silver CSR, or Standard Market ACA tiers based on eligibility data.
- **MAGI Maximizer**: Calculates Modified Adjusted Gross Income while accounting for above-the-line deductions like HSA, IRA, and 401(k) contributions.
- **State-Specific Gap Analysis**: Applies dedicated logic to determine coverage gaps specifically for non-expansion states.

<!-- SECTION: Target Audience -->
## Who is it for?

Individuals seeking to estimate their health insurance costs and eligibility status under 2026 regulatory guidelines.

<!-- SECTION: Links -->
## Links

- [App Store](https://apps.apple.com/us/app/govaid-health/id6759079107?uo=4)
- [Full Intelligence Report](https://marlvel.ai/intel-report/health-fitness/govaid-health)

---
*This is an overview report. Sentiment analysis, competitive landscape, and SWOT analysis are available in the [full intelligence report](https://marlvel.ai/intel-report/health-fitness/govaid-health).*
*Generated by [Marlvel.ai](https://marlvel.ai) — Independent app intelligence.*