---
title: "Akulaku-Installment Shopping — App Overview"
url: https://marlvel.ai/intel-report/shopping/akulaku-installment-shopping
category: Shopping
developer: AKULAKU SILVRR INDONESIA, PT
platforms: ios
rating: 3.8 (96 ratings)
pricing: free
report_level: overview
generated: 2026-05-06
last_verified: "2026-05-06T19:41:23.088Z"
---

<!-- SECTION: Key Insight -->
> **Key Insight:** Akulaku functions as a credit-integrated marketplace, though user feedback indicates potential concerns regarding account security and credit reporting.

<!-- SECTION: Quick Facts -->
| Metric | Value |
|--------|-------|
| Category | Shopping |
| Rating | 3.8 ★ (96) |
| Pricing | free |
| Platforms | iOS |
| Latest Version (iOS) | 5.4.70 |
| Developer | AKULAKU SILVRR INDONESIA, PT |

<!-- SECTION: Summary -->
## What is Akulaku-Installment Shopping?

Akulaku is a shopping marketplace that integrates Buy Now Pay Later (BNPL) services for a wide range of consumer goods. The platform enables users to purchase items like gadgets, household necessities, and travel tickets through installment plans without requiring a traditional credit card.

<!-- SECTION: Key Features -->
## Key Features

- **Buy Now Pay Later**: Allows users to purchase products immediately and pay in installments over 3, 6, 9, or 12-month tenors.
- **Credit Limit Cash Out**: Provides functionality to cash out from an assigned credit limit.
- **Cross-Platform Pay**: Enables the use of Akulaku credit for purchases made on other e-commerce platforms.
- **Utility and Service Payments**: Supports credit-based payments for phone bills, data plans, electricity, water, and travel tickets.

<!-- SECTION: Target Audience -->
## Who is it for?

Consumers seeking flexible installment-based financing for daily necessities and electronics.

<!-- SECTION: Links -->
## Links

- [App Store](https://apps.apple.com/us/app/akulaku-installment-shopping/id1125683586?uo=4)
- [Full Intelligence Report](https://marlvel.ai/intel-report/shopping/akulaku-installment-shopping)

---
*This is an overview report. Sentiment analysis, competitive landscape, and SWOT analysis are available in the [full intelligence report](https://marlvel.ai/intel-report/shopping/akulaku-installment-shopping).*
*Generated by [Marlvel.ai](https://marlvel.ai) — Independent app intelligence.*