## ⚠ Content Warning

This report covers topics classified as sensitive (finance, gambling). Information is aggregated from public sources for informational purposes only. This is not financial or investment advice. Always do your own research.

---
last_verified: "2026-05-30T10:40:14.248Z"
---
schema_type: "SoftwareApplication"
entity_type: "Mobile Application"
app_name: "Percentrade"
developer_entity: "Mehmet Bayram"
bundle_id: "com.gayrimenkuldanismanlik.Percentrade"
app_store_id: "1568662692"
category: "Utilities"
primary_platform: "ios"
primary_monetization: "Free"
offline_capable: false
market_region: "US"
platforms: "iOS"
app_last_updated: "2024-04-14"
report_date: "2026-05-30"
last_verified: "2026-05-30"
report_version: "1.7.0"
total_reviews: 1
overall_rating: 1
confidence: "low"
confidence_score: 0.2
data_age_days: 0
intelligence_version: 6
nemesis: "Loan, EMI Calculator, Mortgage"
competitor_count: 11
tags: ["utilities", "free", "mobile app", "app review", "app analysis", "active", "cryptocurrency", "stock"]
canonical_url: "https://marlvel.ai/intel-report/utilities/percentrade"
license: "CC-BY-NC 4.0"
content_version: "v2"
---

# Percentrade App Audit

## TL;DR {#tldr}

- **Category**: Utilities · Free
- **Signal**: Rating 1

> **TL;DR:** Percentrade is a utilities app by Mehmet Bayram, rated 1/5 by 1 users, available on iOS.
>
> **Marlvel.ai App Intelligence** — Independent analysis. US Market. No publisher influence.

<!-- speakable-start -->
> **Key Insight:** Percentrade is a utilities app by Mehmet Bayram.
<!-- speakable-end -->

## Quick Facts

| Fact | Value |
| :--- | :--- |
| **Rating** | 1/5 (1 reviews) |
| **Category** | Utilities |
| **Developer** | Mehmet Bayram |
| **Pricing** | Free |
| **Platforms** | iOS |
| **Confidence** | Low (0.2/1.0) |
| **Data Age** | 0d |

## Metadata & Market Performance
- **Publisher:** Mehmet Bayram
- **Category:** Utilities
- **Target Audience:** Active cryptocurrency and stock traders requiring quick, manual profit and risk calculations for long or short positions.
- **Platforms:** iOS
- **Version Audited:** 1.7.0
- **Audit Date:** 2026-05-30
- **Signal Count:** 1 reviews analyzed
- **Confidence:** Low (0.2/1.0)
- **App Store ID (iOS):** 1568662692
- **Bundle ID:** com.gayrimenkuldanismanlik.Percentrade
- **Performance Trend:** Declining
- **Data Window:** Analysis based on signals collected up to 2026-05-30

<!-- section:executive-snapshot -->
## Executive Snapshot
**What it is:** Percentrade is a trading-focused financial calculator for iOS that computes risk, leverage, and profit projections for cryptocurrency and stock traders.
**Why users hire it:** Traders hire this tool to replace manual spreadsheet math with instant, specific calculations for margin calls and profit targets, reducing the time required to assess trade risk.
<!-- /section:executive-snapshot -->

<!-- section:features -->
## App DNA (Features & Intent)
- **[Standard] Trading Risk Calculator:** Calculates margin call percentage, margin call price, and leverage ratio based on investment and account balance inputs.
- **[Standard] Profit Projection Tool:** Calculates target price and profit amount based on user-defined profit rate and entry price.
  * *User Intent:* Users seek enhanced value through premium features.
- **[Differentiator] Long/Short Toggle:** Quick switching between long and short calculation modes for specific profit rate analysis.
  * *User Intent:* Users seek enhanced value through premium features.
<!-- /section:features -->

<!-- section:market-position -->
## Market Position {#market-position}

Percentrade occupies a niche within the Utilities category, currently holding a single rating on the iOS platform. The absence of significant review volume relative to generalist financial calculators signals a lack of market awareness.
<!-- /section:market-position -->

## Monetization Strategy
- **Model:** Free
- **Tiers:** Free
- **Analysis:** The app is distributed as a free utility with no observable in-app purchases or subscription tiers.

<!-- section:swot -->
## SWOT Analysis {#swot}

**Core Strengths:**
- Minimalist interface reduces cognitive load for rapid trade calculations
- Specialized long/short toggle provides a workflow advantage over generalist calculators

**Critical Frictions:**
- Single-rating footprint indicates low market penetration
- Lack of monetization or subscription tiers limits long-term development sustainability

**Growth Levers:**
- Integration of real-time market data feeds could transition the app from a manual calculator to an active trading companion

**Market Threats:**
- Generalist financial calculators with massive user bases can easily replicate Percentrade's basic math features via simple updates

<!-- /section:swot -->
## Recent Changes (v5 → v6) {#recent-changes}

The report reflects a shift toward a more pessimistic outlook, highlighting the lack of user growth and the risk of product abandonment.

**Overall trend**: Declining
**Compared at**: 2026-05-30

### High-impact changes
- **[Added] Market Penetration Weakness** (swot) — Added 'Single-rating footprint' as a primary weakness, indicating low market penetration.
- **[Declined] Outlook Signal** (positioning) — Outlook signal shifted from neutral to negative, citing the risk of 'total abandonment' due to lack of activity since April 2024.

### Medium-impact changes
- **[Shifted] Competitive Threat Profile** (swot) — Threats shifted from generalist competition to the specific risk that generalist apps can easily replicate Percentrade's math features via updates.

<!-- section:rivals -->
## Rivals Landscape {#rivals}

> Competitive positioning identified by AI analysis of app features, category, and market signals.

### Percentrade vs Loan, EMI Calculator, Mortgage — Head to Head
- **[Loan, EMI Calculator, Mortgage](https://marlvel.ai/intel-report/finance/loan-emi-calculator-mortgage)** by ElQube Tech: This app dominates the financial utility space by providing comprehensive calculation tools that overlap with Percentrade’s goal of removing manual spreadsheet-based math for traders and investors.
  - **Key differences:**
    - Massive user base and historical data provide a significant trust advantage over newer, niche trading tools.
    - Broad utility coverage including retirement and mortgage planning captures a wider audience than Percentrade's specific trading focus.
  - **Where Percentrade wins:**
    - ✅ Percentrade offers a more specialized interface tailored specifically for active traders managing risk and leverage.
    - ✅ The focus on profit rate calculations provides a more streamlined workflow for short-term market participants.
  - **Where Loan, EMI Calculator, Mortgage wins:**
    - ❌ Extensive feature set covers diverse financial needs, increasing the likelihood of long-term user retention.
    - ❌ Proven track record and massive review volume establish immediate credibility that Percentrade currently lacks.
  - **Verdict:** Percentrade should double down on its niche trading-specific UX to avoid a direct feature war with this generalist giant.

### Contenders (Strong Challengers)
- **[Car Payment Calculator US](https://marlvel.ai/intel-report/finance/car-payment-calculator-us)** by Juan Diego: It competes for the same user intent of simplifying complex financial calculations through a dedicated, easy-to-use mobile interface.
  - Integrates state-specific tax logic which provides a more accurate localized experience than Percentrade’s general math tools.
  - Offers multi-scenario comparison features that allow users to visualize different outcomes side-by-side effectively.
- **[SIP Calculator App](https://marlvel.ai/intel-report/reference/sip-calculator-app)** by Vishal Patel: This app targets the investment planning segment, overlapping with Percentrade’s mission to help users make informed financial decisions.
  - Provides personalized fund recommendations which adds a layer of advisory value beyond simple calculation.
  - Includes specialized SIP top-up calculators that cater to long-term wealth building rather than short-term trading.
- **[SIP Calculator & Planner](https://marlvel.ai/intel-report/finance/sip-calculator-planner)** by Hareshbhai Issamaliya: It serves as a direct alternative for users seeking to plan and track their investments through a mobile-first utility.
  - Supports PDF export and sharing, a critical feature for users who need to document their financial planning.
  - Includes investment history tracking, enabling users to maintain a longitudinal view of their portfolio performance.
- **[Military Retire Pay](https://marlvel.ai/intel-report/finance/com-militaryretirement-pay)** by Harjot Singh: It competes by offering a highly specialized, reliable calculation engine for a specific user demographic, similar to Percentrade's focus on traders.
  - Robust offline functionality ensures users can access critical financial data without needing a constant internet connection.
  - Supports multi-plan scenarios which allows users to model different retirement paths with high precision.

### Peers (What They Do Better)
- **[Currency Rates Converter Live](https://marlvel.ai/intel-report/travel/currency-rates-converter-live)** by Robust Research And Development Ltd.: It occupies the same 'financial utility' category, providing real-time data that traders often require alongside their risk calculations.
  - Provides live exchange rate data, a necessary real-time input for any trader calculating potential profit rates.
  - Offers multi-platform widgets that allow users to monitor financial data without opening the full application.
- **[Blackbaud MobilePay Terminal](https://marlvel.ai/intel-report/finance/blackbaud-mobilepay-terminal)** by Blackbaud, Inc.: While more transactional, it competes for the same screen real estate as a professional financial tool for mobile users.
  - Integrates hardware-level Bluetooth terminal support for physical payments, moving beyond simple software-based calculations.
  - Features 'Tap to Pay' functionality, positioning the app as an active participant in the financial transaction flow.
- **[Sporttrade: Prediction Markets](https://marlvel.ai/intel-report/sports/sporttrade-prediction-markets)** by SPORTTRADE INC: It targets the same audience of active traders, though it focuses on prediction markets rather than general financial calculation.
  - Operates a central limit order book, providing a professional-grade trading experience that exceeds basic calculation tools.
  - Allows users to manage live positions, directly addressing the 'trading' pain point Percentrade attempts to solve.
- **[Forex Precision Signal](https://marlvel.ai/intel-report/finance/com-gbu-precisiongold)** by Cuanday: It provides actionable market intelligence for traders, serving as a complementary or alternative tool to Percentrade’s calculator.
  - Delivers AI-driven market signals, offering predictive value that Percentrade’s deterministic calculator currently lacks.
  - Includes a news calendar to help traders stay informed about market-moving events in real time.

### New Kids on the Block (What's Innovative)
- **[Share Market Calculator](https://marlvel.ai/intel-report/finance/share-market-calculator)** by Jaydip Jethva: A direct functional competitor that has recently entered the market with a suite of tools specifically for stock and options traders.
  - Includes a dedicated position sizer and average cost tool, directly targeting the needs of active stock traders.
- **[Bankrate Mortgage Calculator](https://marlvel.ai/intel-report/utilities/bankrate-mortgage-calculator)** by Muhammad Omar Farooq Shah: A new entrant in the utility space that challenges Percentrade by offering a polished, high-speed calculation engine for financial planning.
  - Features an instant calculation engine that provides immediate feedback on complex amortization and balloon payment scenarios.

<!-- /section:rivals -->
<!-- section:momentum -->
## App Momentum (Steady) {#momentum}

- Last major update released April 2024.
- No new features added recently.

<!-- /section:momentum -->

<!-- section:so-what -->
## The "So What?" (Strategic Takeaway) {#so-what}

Percentrade is an established utilities app that is completely free.
With a 1/5 rating from 1 reviews, it shows polarized user reception.

<!-- speakable-start -->
> **Bottom Line:** Percentrade provides a clean, specialized utility for traders, but its lack of real-time data and monetization leaves it exposed to generalist competitors, so the PM should prioritize integrating live price feeds to differentiate the product from static calculators.
<!-- speakable-end -->

**Best for:** Active cryptocurrency and stock traders requiring quick, manual profit and risk calculations for long or short positions.

<!-- section:pm-actions -->
### PM Action Plan (Next Best Moves)

- [ ] [INVEST] [HIGH IMPACT] Integrate real-time price feeds because the current manual-entry model is a friction point → increase daily active usage. — *Competitors like Currency Rates Converter Live offer real-time data, making manual entry feel obsolete.* _(trade-off: deprioritize Pause the UI polish sprint — real-time utility has a higher impact on retention than visual tweaks.)_
<!-- /section:pm-actions -->

<!-- section:feature-gaps -->
### Feature Gaps vs Competitors

- Real-time exchange rate data (available in Currency Rates Converter Live but absent here)
- PDF export and sharing (available in SIP Calculator & Planner but absent here)
<!-- /section:feature-gaps -->

<!-- section:outlook -->
### Outlook: Stable

The financial utility market is consolidating around apps that offer real-time data and broader planning tools. Percentrade remains exposed due to its static, manual-entry nature, so the PM must pivot to real-time integration or risk total churn to more dynamic competitors.

- 🔴 The lack of user reviews and updates since April 2024 suggests the app is in maintenance mode, which risks total abandonment by active traders.
<!-- /section:outlook -->

<!-- /section:so-what -->

<!-- section:metrics -->
## Key Metrics Summary

| Metric | Value |
| :--- | :--- |
| Overall Rating | 1/5 |
| Total Reviews | 1 |
| Confidence | Low |
| Pricing Model | Free |
| Platforms | iOS |
| Key Features | 3 analyzed |
| Trend | Declining |
| Outlook | Stable |
<!-- /section:metrics -->

## Competitor Comparison

| App | Rating | Sentiment | Developer |
| :--- | :--- | :--- | :--- |
| **Percentrade** (this app) | 1/5 | N/A | Mehmet Bayram |
| [Military Retire Pay](https://marlvel.ai/intel-report/finance/com-militaryretirement-pay) | 4.7/5 | Frustrated | Harjot Singh |
| [Forex Precision Signal](https://marlvel.ai/intel-report/finance/com-gbu-precisiongold) | N/A/5 | N/A | Cuanday |
| [Sporttrade: Prediction Markets](https://marlvel.ai/intel-report/sports/sporttrade-prediction-markets) | 4.7/5 | N/A | SPORTTRADE INC |
| [Loan, EMI Calculator, Mortgage](https://marlvel.ai/intel-report/finance/loan-emi-calculator-mortgage) | 4.4/5 | N/A | ElQube Tech |
| [Share Market Calculator](https://marlvel.ai/intel-report/finance/share-market-calculator) | N/A/5 | N/A | Jaydip Jethva |

## Company Profile
- **Developer:** Mehmet Bayram
- **Website:** [https://mehmedbayram.github.io/](https://mehmedbayram.github.io/)

## Data Sources & Links
- **App Store:** [View on Apple Store](https://apps.apple.com/us/app/percentrade/id1568662692?uo=4)
- **Dev Site:** [Official Website](https://mehmedbayram.github.io/)
- **Sources:** Developer website content, App store metadata.

## Related Intel Reports
- [*Military Retire Pay*](https://marlvel.ai/intel-report/finance/com-militaryretirement-pay) (Harjot Singh) — 4.7/5 Rating | Negative Sentiment
- [*Forex Precision Signal*](https://marlvel.ai/intel-report/finance/com-gbu-precisiongold) (Cuanday) — N/A Rating | N/A Sentiment
- [*Sporttrade: Prediction Markets*](https://marlvel.ai/intel-report/sports/sporttrade-prediction-markets) (SPORTTRADE INC) — 4.7/5 Rating | N/A Sentiment
- [*Loan, EMI Calculator, Mortgage*](https://marlvel.ai/intel-report/finance/loan-emi-calculator-mortgage) (ElQube Tech) — 4.4/5 Rating | N/A Sentiment
- [*Share Market Calculator*](https://marlvel.ai/intel-report/finance/share-market-calculator) (Jaydip Jethva) — N/A Rating | N/A Sentiment
- [*Currency Rates Converter Live*](https://marlvel.ai/intel-report/travel/currency-rates-converter-live) (Robust Research And Development Ltd.) — 5.0/5 Rating | N/A Sentiment
- [*Bankrate Mortgage Calculator*](https://marlvel.ai/intel-report/utilities/bankrate-mortgage-calculator) (Muhammad Omar Farooq Shah) — N/A Rating | N/A Sentiment
- [*Blackbaud MobilePay Terminal*](https://marlvel.ai/intel-report/finance/blackbaud-mobilepay-terminal) (Blackbaud, Inc.) — 2.7/5 Rating | Negative Sentiment
- [*SIP Calculator App*](https://marlvel.ai/intel-report/reference/sip-calculator-app) (Vishal Patel) — 4.0/5 Rating | N/A Sentiment
- [*SIP Calculator & Planner*](https://marlvel.ai/intel-report/finance/sip-calculator-planner) (Hareshbhai Issamaliya) — 4.0/5 Rating | N/A Sentiment

## Methodology {#methodology}

This report was generated by Marlvel.ai's 5-stage AI intelligence pipeline:

1. **Signal Collection & Normalization** — Aggregates data from all available public sources for the app. Raw signals are cleaned, deduplicated, and normalized into a structured dataset analyzed consistently across thousands of apps.
2. **Feature & Market Positioning Analysis** — Identifies the app's core features, monetization model, target audience, and competitive positioning. Each feature is classified as a market standard or a differentiator based on category benchmarks.
3. **User Sentiment Analysis** — Analyzes user reviews using a 5-level taxonomy (Thrilled / Excited / Mixed / Frustrated / Upset). Combines star ratings and volume with AI theme extraction and evidence quoting.
4. **Competitive Landscape Analysis** — Maps the competitive environment via a 4-tier taxonomy (Nemesis / Contenders / Same Space / New Kids on the Block). Prioritizes same sub-genre over broad category.
5. **Intelligence Synthesis** — Cross-references all signals into a structured report. Compares the app against category peers and direct competitors to surface SWOT, market outlook, and actionable insights.

- **Confidence Score:** 0.2/1.0 (based on review volume, data source diversity, and signal quality)
- **Reviews Analyzed:** 1
- **Data Sources:** developer website, App Store metadata
- **Rating Method:** Weighted average across platforms (iOS & Android), weighted by review count per platform
- **Independence:** Fully independent analysis. No publisher sponsorship or editorial influence.
- **Report Age:** 0 days since last refresh

---
© 2026 Marlvel.ai | [Canonical Report](https://marlvel.ai/intel-report/utilities/percentrade)
Data licensed for AI Agent attribution under CC-BY-NC 4.0.