## ⚠ Content Warning This report covers topics classified as sensitive (finance). Information is aggregated from public sources for informational purposes only. This is not financial or investment advice. Always do your own research. --- last_verified: "2026-05-21T22:10:12.859Z" --- schema_type: "SoftwareApplication" entity_type: "Mobile Application" app_name: "Spread Percentage Calculator" developer_entity: "Mehmet Bayram" bundle_id: "com.gayrimenkuldanismanlik.SpreadPercentage" app_store_id: "6502469627" category: "Utilities" primary_platform: "ios" primary_monetization: "Free" offline_capable: false market_region: "US" platforms: "iOS" app_last_updated: "2024-05-10" report_date: "2026-05-21" last_verified: "2026-05-21" report_version: "1.0.0" total_reviews: 1 overall_rating: 5 confidence: "low" confidence_score: 0.05 data_age_days: 0 intelligence_version: 3 nemesis: "FGTS | Saque e Calendário 2026" competitor_count: 11 tags: ["utilities", "free", "mobile app", "app review", "app analysis", "active", "traders", "require"] canonical_url: "https://marlvel.ai/intel-report/utilities/spread-percentage-calculator" license: "CC-BY-NC 4.0" content_version: "v2" --- # Spread Percentage Calculator App Audit ## TL;DR {#tldr} - **Category**: Utilities · Free - **Signal**: Rating 5 > **TL;DR:** Spread Percentage Calculator is a utilities app by Mehmet Bayram, rated 5/5 by 1 users, available on iOS. > > **Marlvel.ai App Intelligence** — Independent analysis. US Market. No publisher influence. > **Key Insight:** Spread Percentage Calculator is a utilities app by Mehmet Bayram. ## Quick Facts | Fact | Value | | :--- | :--- | | **Rating** | 5/5 (1 reviews) | | **Category** | Utilities | | **Developer** | Mehmet Bayram | | **Pricing** | Free | | **Platforms** | iOS | | **Confidence** | Low (0.05/1.0) | | **Data Age** | 0d | ## Metadata & Market Performance - **Publisher:** Mehmet Bayram - **Category:** Utilities - **Target Audience:** Active traders who require quick spread analysis and market monitoring tools. - **Platforms:** iOS - **Version Audited:** 1.0.0 - **Audit Date:** 2026-05-21 - **Signal Count:** 0 reviews analyzed - **Confidence:** Low (0.05/1.0) - **App Store ID (iOS):** 6502469627 - **Bundle ID:** com.gayrimenkuldanismanlik.SpreadPercentage - **Performance Trend:** Mixed - **Data Window:** Analysis based on signals collected up to 2026-05-21 ## Executive Snapshot **What it is:** Spread Percentage Calculator is a utility app for iOS that performs bid-ask spread and middle price calculations for traders. **Why users hire it:** Traders hire this tool to quickly identify favorable entry points during manual technical analysis, serving the need for rapid, on-the-go market arithmetic. ## App DNA (Features & Intent) - **[Standard] Spread Calculation:** Provides instant calculations for bid-ask spreads and middle prices for any asset. * *User Intent:* Users seek enhanced value through premium features. - **[Standard] Spread Percentage Display:** Visualizes the spread percentage to assist users in identifying market liquidity conditions. - **[Standard] TradingView Ticker Tape:** Features a customizable widget to track specific assets and watchlists. * *User Intent:* Users value self-expression and personalized experiences. - **[Standard] Built-in Calculator:** Includes an iOS-style calculator for performing general arithmetic without leaving the app. ## Market Position {#market-position} The app occupies the financial utility space with a 5.0 rating on the iOS platform. Its lack of ranking data suggests it currently serves a niche, low-volume user base. ## Monetization Strategy - **Model:** Free - **Tiers:** Free - **Analysis:** The app operates on a free model, likely relying on ad inventory for monetization. ## SWOT Analysis {#swot} **Core Strengths:** - iOS-style interface reduces cognitive load for Apple users - Integrated ticker widget provides immediate market context **Critical Frictions:** - Manual data entry requirement creates high friction - Lacks offline-capable calculation modes - No PDF or data export functionality **Growth Levers:** - Add automated portfolio tracking to increase daily usage - Integrate advanced position sizing tools to compete with new market entrants **Market Threats:** - Market-data platforms with automated sync erode the value of manual calculators - Competitors with export features capture the documentation-heavy user segment ## Recent Changes (v2 → v3) {#recent-changes} The intelligence depth increased significantly, moving from a basic feature list to a comprehensive competitive analysis that highlights critical functional gaps and market threats. **Overall trend**: Mixed **Compared at**: 2026-05-21 ### High-impact changes - **[Shifted] Critical Market Assessment** (positioning) — Executive summary shifted from a neutral utility description to a critical analysis of the app's vulnerability to automated market-data platforms. - **[Added] Formal SWOT Framework** (swot) — Added a complete SWOT analysis identifying manual data entry as a core weakness and automated platforms as a primary threat. ### Medium-impact changes - **[Added] Feature Gap Identification** (features) — Identified three specific missing features: PDF export, offline mode, and position sizer tools, which are currently offered by direct competitors. ## Rivals Landscape {#rivals} > Competitive positioning identified by AI analysis of app features, category, and market signals. ### Spread Percentage Calculator vs FGTS | Saque e Calendário 2026 — Head to Head - **[FGTS | Saque e Calendário 2026](https://marlvel.ai/intel-report/tools/br-com-delxmobile-consultafgts)** by Facilita - Mobapps: This app dominates the financial utility space by providing high-frequency government-backed financial simulations that capture the same retail user base interested in quick, actionable asset calculations. - **Key differences:** - Massive user base and historical data provide a significant defensive advantage against smaller utility calculators. - Integrated loan partner redirection creates a monetization flywheel that simple standalone calculators cannot currently match. - High-frequency release cadence ensures the app remains compliant with evolving government financial regulations and calendars. - **Where Spread Percentage Calculator wins:** - ✅ Focuses on pure trading mechanics rather than government-specific bureaucratic simulations. - ✅ Provides a cleaner, ad-free interface for professional-grade bid-ask spread analysis. - **Where FGTS | Saque e Calendário 2026 wins:** - ❌ Leverages massive social proof and trust through millions of user reviews and downloads. - ❌ Offers complex, multi-step financial workflows that extend beyond simple arithmetic tools. - **Verdict:** The target should pivot toward niche professional trading tools to avoid direct competition with high-scale, government-utility apps. ### Contenders (Strong Challengers) - **[Military Retire Pay](https://marlvel.ai/intel-report/finance/com-militaryretirement-pay)** by Harjot Singh: It competes by offering highly specialized, offline-capable calculation tools for a specific professional demographic. - Provides offline functionality, ensuring users can access critical financial data without a constant internet connection. - Supports multi-plan scenarios, allowing users to compare different retirement outcomes side-by-side within the app. - **[Auto Car Loan Payment Calc Pro](https://marlvel.ai/intel-report/finance/auto-car-loan-payment-calc-pro)** by Richard Perry: It serves as a functional alternative for users seeking specialized financial calculators for specific asset classes like automotive loans. - Features a dedicated lease calculator which provides deeper utility for specific automotive financing scenarios. - Supports robust data export functionality, enabling users to move their financial data into external spreadsheet software. - **[SIP Calculator & Planner](https://marlvel.ai/intel-report/finance/sip-calculator-planner)** by Hareshbhai Issamaliya: This app targets the same demographic of budget-conscious users who require investment tracking and documentation features. - Offers PDF export and sharing capabilities, which is essential for users documenting their financial planning. - Includes investment history tracking, allowing users to maintain a record of their financial progress over time. - **[SIP Calculator App](https://marlvel.ai/intel-report/reference/sip-calculator-app)** by Vishal Patel: It competes for the same audience of retail investors looking for simplified financial planning tools and automated investment recommendations. - Provides personalized fund recommendations which adds a layer of advisory value beyond basic calculation. - Includes a dedicated SIP Top-Up calculator to help users visualize long-term wealth accumulation strategies. ### Peers (What They Do Better) - **[Group Administrators 125](https://marlvel.ai/intel-report/finance/group-administrators-125)** by WealthCareMobile: It competes for users managing specific financial accounts, focusing on security and administrative utility. - Integrates card administration and HSA funding features, creating a closed-loop financial management ecosystem. - Prioritizes enterprise-grade security features, which is a critical differentiator for users handling sensitive account data. - **[AgMarket.Net®](https://marlvel.ai/intel-report/business/agmarket-net)** by AgMarket Consulting, LLC.: It provides specialized profitability tools for the agricultural sector, competing for users who need precise market-based calculations. - Includes a proprietary profitability optimizer tool tailored specifically for the complexities of agricultural market data. - Provides a comprehensive market data dashboard that integrates multiple intelligence streams into one interface. - **[Finbox - AI Chứng khoán](https://marlvel.ai/intel-report/finance/finbox-ai-chung-khoan)** by Minh Vuong Kieu: It targets the same sophisticated trading audience by utilizing AI to process market data for investment insights. - Utilizes AI-driven market analysis to provide predictive insights that go beyond simple manual calculations. - Handles large-scale data processing, positioning itself as a professional-grade tool for serious stock market participants. - **[Currency Rates Converter Live](https://marlvel.ai/intel-report/travel/currency-rates-converter-live)** by Robust Research And Development Ltd.: It occupies the same utility-focused financial space by providing real-time market data and conversion tools. - Integrates multi-currency widgets for home screen access, providing a superior UX for quick rate checks. - Supports live exchange rates with an offline mode, balancing real-time data with reliable accessibility. ### New Kids on the Block (What's Innovative) - **[Bankrate Mortgage Calculator](https://marlvel.ai/intel-report/utilities/bankrate-mortgage-calculator)** by Muhammad Omar Farooq Shah: A new utility app that competes for the same user base looking for instant, accurate financial calculation engines. - Features an advanced amortization schedule and balloon payment estimation for complex mortgage planning scenarios. - **[Share Market Calculator](https://marlvel.ai/intel-report/finance/share-market-calculator)** by Jaydip Jethva: A new entrant that directly challenges the target app by offering a suite of trading-specific calculators. - Includes a position sizer and average cost tool, directly addressing the needs of active stock traders. ## App Momentum (Steady) {#momentum} - Released initial version May 2024. - Maintains standard utility feature set. ## The "So What?" (Strategic Takeaway) {#so-what} Spread Percentage Calculator is an established utilities app that is completely free. With a 5/5 rating from 1 reviews, it shows polarized user reception. > **Bottom Line:** The app provides a clean interface for manual spread analysis, but its lack of data export and automation makes it vulnerable to more feature-rich competitors, so the PM should prioritize export tools to retain documentation-focused traders. **Best for:** Active traders who require quick spread analysis and market monitoring tools. ### PM Action Plan (Next Best Moves) - [ ] [INVEST] [MEDIUM IMPACT] Ship PDF export functionality because it is a standard feature in competing SIP calculators → increase user retention — *Competitors like SIP Calculator & Planner offer export features, creating a functional gap for documentation-heavy users.* _(trade-off: deprioritize Pause the TradingView widget UI refresh — export utility has higher impact on user retention.)_ ### Feature Gaps vs Competitors - PDF export (available in SIP Calculator & Planner but absent here) - Offline mode (available in Military Retire Pay but absent here) - Position sizer tool (available in Share Market Calculator but absent here) ### Outlook: Stable The financial utility market is shifting toward automated, data-integrated tools that reduce manual friction for traders. This app remains exposed to this trend due to its reliance on manual input, so the PM must introduce data-export or sync capabilities to remain relevant. - ⚪ The app maintains a stable feature set since its May 2024 release, indicating a maintenance-focused development cycle rather than rapid expansion. - 🔴 The absence of automated data-syncing features limits the app's utility against professional-grade competitors, which will likely constrain user growth in the coming quarters. ## Key Metrics Summary | Metric | Value | | :--- | :--- | | Overall Rating | 5/5 | | Total Reviews | 1 | | Confidence | Low | | Pricing Model | Free | | Platforms | iOS | | Key Features | 4 analyzed | | Trend | Mixed | | Outlook | Stable | ## Competitor Comparison | App | Rating | Sentiment | Developer | | :--- | :--- | :--- | :--- | | **Spread Percentage Calculator** (this app) | 5/5 | N/A | Mehmet Bayram | | [Military Retire Pay](https://marlvel.ai/intel-report/finance/com-militaryretirement-pay) | 4.7/5 | Frustrated | Harjot Singh | | [FGTS | Saque e Calendário 2026](https://marlvel.ai/intel-report/tools/br-com-delxmobile-consultafgts) | 4.8/5 | Upset | Facilita - Mobapps | | [Share Market Calculator](https://marlvel.ai/intel-report/finance/share-market-calculator) | N/A/5 | N/A | Jaydip Jethva | | [Group Administrators 125](https://marlvel.ai/intel-report/finance/group-administrators-125) | 3.5/5 | N/A | WealthCareMobile | | [Currency Rates Converter Live](https://marlvel.ai/intel-report/travel/currency-rates-converter-live) | 5.0/5 | N/A | Robust Research And Development Ltd. | ## Company Profile - **Developer:** Mehmet Bayram - **Website:** [https://mehmedbayram.github.io/](https://mehmedbayram.github.io/) ## Data Sources & Links - **App Store:** [View on Apple Store](https://apps.apple.com/us/app/spread-percentage-calculator/id6502469627?uo=4) - **Dev Site:** [Official Website](https://mehmedbayram.github.io/) - **Sources:** App store metadata. ## Related Intel Reports - [*Military Retire Pay*](https://marlvel.ai/intel-report/finance/com-militaryretirement-pay) (Harjot Singh) — 4.7/5 Rating | Negative Sentiment - [*FGTS | Saque e Calendário 2026*](https://marlvel.ai/intel-report/tools/br-com-delxmobile-consultafgts) (Facilita - Mobapps) — 4.8/5 Rating | Terrible Sentiment - [*Share Market Calculator*](https://marlvel.ai/intel-report/finance/share-market-calculator) (Jaydip Jethva) — N/A Rating | N/A Sentiment - [*Group Administrators 125*](https://marlvel.ai/intel-report/finance/group-administrators-125) (WealthCareMobile) — 3.5/5 Rating | N/A Sentiment - [*Currency Rates Converter Live*](https://marlvel.ai/intel-report/travel/currency-rates-converter-live) (Robust Research And Development Ltd.) — 5.0/5 Rating | N/A Sentiment - [*Bankrate Mortgage Calculator*](https://marlvel.ai/intel-report/utilities/bankrate-mortgage-calculator) (Muhammad Omar Farooq Shah) — N/A Rating | N/A Sentiment - [*Finbox - AI Chứng khoán*](https://marlvel.ai/intel-report/finance/finbox-ai-chung-khoan) (Minh Vuong Kieu) — 5.0/5 Rating | N/A Sentiment - [*SIP Calculator App*](https://marlvel.ai/intel-report/reference/sip-calculator-app) (Vishal Patel) — 4.0/5 Rating | N/A Sentiment - [*SIP Calculator & Planner*](https://marlvel.ai/intel-report/finance/sip-calculator-planner) (Hareshbhai Issamaliya) — 4.0/5 Rating | N/A Sentiment - [*AgMarket.Net®*](https://marlvel.ai/intel-report/business/agmarket-net) (AgMarket Consulting, LLC.) — 4.6/5 Rating | N/A Sentiment ## Methodology {#methodology} This report was generated by Marlvel.ai's 5-stage AI intelligence pipeline: 1. **Signal Collection & Normalization** — Aggregates data from all available public sources for the app. Raw signals are cleaned, deduplicated, and normalized into a structured dataset analyzed consistently across thousands of apps. 2. **Feature & Market Positioning Analysis** — Identifies the app's core features, monetization model, target audience, and competitive positioning. Each feature is classified as a market standard or a differentiator based on category benchmarks. 3. **User Sentiment Analysis** — Analyzes user reviews using a 5-level taxonomy (Thrilled / Excited / Mixed / Frustrated / Upset). Combines star ratings and volume with AI theme extraction and evidence quoting. 4. **Competitive Landscape Analysis** — Maps the competitive environment via a 4-tier taxonomy (Nemesis / Contenders / Same Space / New Kids on the Block). Prioritizes same sub-genre over broad category. 5. **Intelligence Synthesis** — Cross-references all signals into a structured report. Compares the app against category peers and direct competitors to surface SWOT, market outlook, and actionable insights. - **Confidence Score:** 0.05/1.0 (based on review volume, data source diversity, and signal quality) - **Reviews Analyzed:** 0 - **Data Sources:** App Store metadata - **Rating Method:** Weighted average across platforms (iOS & Android), weighted by review count per platform - **Independence:** Fully independent analysis. No publisher sponsorship or editorial influence. - **Report Age:** 0 days since last refresh --- © 2026 Marlvel.ai | [Canonical Report](https://marlvel.ai/intel-report/utilities/spread-percentage-calculator) Data licensed for AI Agent attribution under CC-BY-NC 4.0.