Money Monitor Pro
v9.0Individuals and small business owners seeking a comprehensive, manual-entry tool for tracking personal or professional cash flow and bill management.
What Is Money Monitor Pro?
Launched Jun 12, 2012
Updated Dec 2025
What users think iIndependent intel reports to help builders create better apps or enhance existing ones. Still in beta, accuracy and relevancy get better every day. For informational purposes only.
What does it look like?
What are the key features?
Create unlimited income/expense budgets with rollover capabilities to manage funds across cycles.
Calendar-based bill tracking with custom reminders, snooze functionality, and auto-pay support.
Supports data migration, WiFi, iCloud, and Dropbox backup/restore options.
Visualizes financial data using pie charts to track income and expense distribution.
Passcode protection with Touch ID integration for sensitive financial data.
Quick entry for income, expenses, and transfers with support for attachments and notes.
What do users think? iIndependent intel reports to help builders create better apps or enhance existing ones. Still in beta, accuracy and relevancy get better every day. For informational purposes only.
“Recent user voice shows a thrilled sentiment. Users appreciate ease of use and reliability and effective financial tracking, but report aggressive review prompts and feature requests and ui updates.”
What Users Love
I love how easy it is to use & set up.
It has been reliable and simple for the many years I have used it.
Keeps exact accounting of my checkbooks and accounts.
It has help me stick to my budget and save money.
Pain Points
It keeps interrupting asking for a review, which is incredibly annoying.
It is seriously obnoxious. Like every three taps obnoxious.
I wish it had a text export.
Current selection of colors for dark mode makes it difficult to read.
High confidence · 49 reviews available
How is it ranked?
| Chart | Rank | Change |
|---|---|---|
| Paid | #88 | ▼22 |
What are the pros and cons?
Pros
- High user loyalty and long-term reliability
- Deep feature set including rollover budgeting and bill management
- Affordable one-time purchase model ($0.99)
- Robust multi-platform backup options (iCloud/Dropbox)
Cons
- Aggressive in-app review prompts damaging UX
- Dated UI with accessibility/contrast issues in dark mode
- Manual entry friction compared to AI-automated competitors
- Lack of modern data export formats
What is the market outlook?
Growth Opportunities
- Market as the 'anti-subscription' alternative to YNAB/Mint
- Modernize UI to capture users looking for a 'cleaner' manual tracker
- Expand Android presence to match iOS feature parity
- Introduce advanced CSV/JSON export for power users
Market Threats
- AI-driven apps (Copilot) reducing the appeal of manual entry
- Downward trend in App Store rankings (↓22)
- Direct feature-for-feature competition from Money Pro
- Platform shifts making legacy manual tools obsolete
Who competes with Money Monitor Pro?
The Nemesis
Money Pro: Personal Finance AR
iBear LLC
The most direct mirror, offering identical manual transaction entry, bill planning, and rollover budgeting with a similar 'Pro' one-time purchase legacy.
The most direct mirror, offering identical manual transaction entry, bill planning, and rollover budgeting with a similar 'Pro' one-time purchase legacy.
Contenders
A highly popular iOS-centric budgeting app that targets the same individual/household user base with a modern UI.
Shared Budgeting
Monefy: Money Tracker
Reflective Technologies ApS
Competes for users seeking the fastest possible manual transaction entry and simple visual distribution charts.
Competes for users seeking the fastest possible manual transaction entry and simple visual distribution charts.
Wallet - Daily Budget & Profit
★4.6 (6K)BudgetBakers s.r.o.
Offers a comprehensive suite of financial tools including multi-currency support and detailed reporting.
Offers a comprehensive suite of financial tools including multi-currency support and detailed reporting.
Peers
Chronicle - A Personal Journal / Writing Diary
Steven Romej
Focuses specifically on the bill tracking and reminder sub-genre that Money Monitor includes as a core feature.
Focuses specifically on the bill tracking and reminder sub-genre that Money Monitor includes as a core feature.
PocketGuard – Budgeting App
PocketGuard, Inc.
A broader PFM tool that automates what Money Monitor does manually, representing the 'auto-sync' alternative.
A broader PFM tool that automates what Money Monitor does manually, representing the 'auto-sync' alternative.
New Kids on the Block
A fast-growing, premium iOS-first competitor that uses AI to categorize transactions, threatening manual-entry apps.
AI-Powered Transaction Categorization
What are the key takeaways?
Money Monitor Pro is a thrilling finance app that is a paid app. With a 4.1/5 rating from 1K reviews, it thrills its users from users. Users particularly appreciate ease of use and reliability, though aggressive review prompts remains a common concern.
Best for: Individuals and small business owners seeking a comprehensive, manual-entry tool for tracking personal or professional cash flow and bill management.
How much does it cost?
Model: paid
Low-cost, one-time purchase model targeting users who prefer avoiding subscription fatigue in finance apps.
iOS Version
9.0
Android Version
1.1.1
Release Date
Jun 12, 2012
iOS Price
$0.99
Android Price
Free
Developer
倩 赵