Report updated Apr 6, 2026
Simple Checkbook.
v1.5.0Individuals looking for a simple, private, and manual way to track personal finances and checkbook balances without complex banking integrations.
What Is Simple Checkbook.?
Launched Apr 29, 2021
Updated Jan 2026
What does it look like?
What are the key features?
Keep track of any number of financial accounts in one place
Logs date, name, type, amount, check number, category, and notes for every transaction
Displays cleared, outstanding, and current balances for accounts
Generates charts for expenses or income categorized by type
Synchronizes financial data across Apple devices
What do users think? iIndependent intel reports to help builders create better apps or enhance existing ones. Still in beta, accuracy and relevancy get better every day. For informational purposes only.
Gathering public signals...
Sentiment analysis will be available once enough user reviews are collected.
How is it ranked?
| Chart | Rank | Change |
|---|---|---|
| Paid | #66 | ▼30 |
What are the pros and cons?
Pros
- One-time purchase model (no subscriptions)
- iCloud synchronization for Apple users
- Privacy-focused (no bank linking required)
- Clean, utility-driven interface
Cons
- High friction due to 100% manual data entry
- Extremely low review volume and social proof
- Lack of social media or marketing presence
- Android version lacks parity and recent updates
What is the market outlook?
Growth Opportunities
- Targeting users fleeing subscription-heavy competitors
- Marketing to demographics that still use physical checks
- Adding CSV import to reduce manual entry friction
- Expanding into small business 'petty cash' tracking
Market Threats
- Significant drop in App Store rankings (↓30)
- Free ledger apps with similar feature sets
- Platform owners (Apple/Google) integrating basic finance tracking into OS
- Lack of user acquisition momentum
What are the key takeaways?
Simple Checkbook. is a divisive finance app that is a paid app. With a 5.0/5 rating from 2 reviews, it receives mixed feedback from users.
Best for: Individuals looking for a simple, private, and manual way to track personal finances and checkbook balances without complex banking integrations.
How much does it cost?
Model: paid
The developer utilizes a straightforward one-time purchase model on iOS, avoiding subscriptions. This appeals to users seeking privacy and long-term ownership, though the Android version is currently free, indicating inconsistent monetization across platforms.
iOS Version
1.5.0
Android Version
1.4.4
Release Date
Apr 29, 2021
iOS Price
$3.99
Android Price
Free
Developer
Matthew Hiles