By Splitwise
Report updated Apr 16, 2026
Splitwise
For individuals and groups who frequently share costs for households, travel, or social activities.
Overview · Full Intel report in progress
Splitwise is an established finance app that is free with in-app purchases. With a 4.2/5 rating from 216.4K reviews, it shows polarized user reception.
What is Splitwise?
Current Momentum
v26.4 · 2d ago
IntenseLast updated 2d ago. 5 versions tracked.
Competition
Rivals identification in progress
7-Day Rank Pulse 🇺🇸
FinanceRating Pulse 🇺🇸
What makes this app unique?
What Does It Look Like?
How Is The App's Momentum Right Now?
Loading...
What Are The Key Features?
Users can create dedicated groups or private friendships to organize and track shared financial obligations.
The app allows users to log expenses, informal debts, and IOUs in multiple currencies with offline entry support.
Expenses are backed up online, enabling all group members to view real-time balances and contribute entries.
How much does it cost?
Who Built It?
Simplifying shared expense tracking and debt settlement for roommates, travelers, and social groups to reduce interpersonal friction.
Portfolio
1
Apps
Who is Splitwise?
Splitwise has established a dominant position in the social finance niche by focusing on the 'IOU' ledger rather than traditional banking or investment services. Their primary moat is a powerful network effect; the utility of the platform scales as entire social circles and households adopt it to manage collective balances. The publisher maintains a high-intensity development cycle for its single flagship title, prioritizing platform reliability and cloud synchronization over horizontal portfolio expansion.
Who is Splitwise for?
- Individuals
- Groups sharing costs for households
- Travel
- Or social activities who value fairness
Portfolio momentum
Maintains an intense development pace with 11 updates to its flagship app in the last 6 months and a recent major release within the last 10 days.
Analysis in progress, available soon
What do users think recently?
Analysis in progress, available soon
Analysis in progress, available soon
What is the competitive landscape for Splitwise?
How's The Finance Market?
How does it evolve in the Finance market?
| Chart | Rank | Change |
|---|---|---|
| Grossing | #24 | |
| Free | #71 |
Strategic analysis coming soon
SWOT, key takeaways & outlook
The outtake for Splitwise
Key Takeaways
While Splitwise effectively centralizes group expense tracking, recent user feedback highlights significant friction regarding daily entry limits and aggressive monetization strategies.
Where Is It Heading?
Trend analysis
Available very soon