Report updated Apr 28, 2026
FIRECalc: Retirement Planner
For individuals focused on the FIRE (Financial Independence, Retire Early) movement seeking data-driven retirement planning.
Overview · Full Intel report in progress
FIRECalc: Retirement Planner is an established finance app that is free with in-app purchases. With a 4.6/5 rating from 74 reviews, it shows polarized user reception.
What is FIRECalc: Retirement Planner?
Current Momentum
v1.2 · 2mo ago
ActiveLast updated 85d ago. 3 versions tracked.
Competition
Rivals identification in progress
7-Day Rank Pulse 🇺🇸
FinanceNo ranking data
Rating Pulse 🇺🇸
What makes this app unique?
How Is The App's Momentum Right Now?
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What Are The Key Features?
Runs thousands of simulations against a user's specific budget to test retirement viability.
Includes tools for estimating eligibility for Medicaid and SNAP benefits.
A premium feature that calculates the optimal order for withdrawing funds from various asset classes to minimize tax impact.
Provides integrated tools for investment tracking, budget monitoring, and growth planning.
How much does it cost?
Who Built It?
Timothy DeGraff
Providing financial planning tools for retirement and government benefit eligibility. Helping users navigate complex regulatory landscapes.
Portfolio
3
Apps
Who is Timothy DeGraff?
The publisher occupies a niche intersection of personal finance and government policy, distinguishing itself by building tools that translate complex regulatory frameworks into actionable user simulations. Their moat is built on the integration of specific, evolving federal mandates—such as the One Big Beautiful Bill Act and annual cost-of-living adjustments—into consumer-facing calculators. The strategic tension lies in their reliance on highly volatile, policy-dependent data, which requires constant maintenance to remain relevant as government guidelines shift annually.
Who is Timothy DeGraff for?
- Individuals focused on financial independence (FIRE)
- Those seeking to estimate eligibility for federal health
- Assistance programs
Portfolio momentum
Released 5 updates across 3 apps in the last 6 months, with all titles currently active.
What other apps does Timothy DeGraff make?
Analysis in progress, available soon
What do users think recently?
Analysis in progress, available soon
Analysis in progress, available soon
What is the competitive landscape for FIRECalc: Retirement Planner?
How's The Finance Market?
Market outlook for this category
Available very soon
Strategic analysis coming soon
SWOT, key takeaways & outlook
The outtake for FIRECalc: Retirement Planner
Key Takeaways
The app differentiates itself from basic retirement calculators by offering complex, simulation-based modeling and specific guidance on tax-efficient drawdown strategies.
Where Is It Heading?
Trend analysis
Available very soon