By Revolut
Report updated Apr 11, 2026
Revolut Business
For businesses ranging from startups to large enterprises looking for an all-in-one financial management platform to handle global payments, team expenses, and accounting integrations.
Revolut Business is an established finance app that is available. With a 4.9/5 rating from 2.6K reviews, it shows polarized user reception.
What Is Revolut Business?
Which Momentum?
Maintenancev5.73 · 2d ago
Revolut Business recently released version 5.73 with no documented feature changes. The app is currently in maintenance mode.
Active Nemesis
Wise - Global Money
By Wise Payments
Other Rivals
7-Day Rank Pulse 🇺🇸
No ranking data
Recent User Mood 🇺🇸
Gathering signals...
What makes this app unique?
What Are The Key Features?
Manage and hold money in 30+ currencies with interbank exchange rates
AI-powered receipt capture, transaction categorization, and direct export to accounting software
Issue physical and virtual cards with custom spend limits and approval workflows
Accept payments online, in-person, or via payment links and Revolut Pay
Tools to track and forecast business spend with precision
Who is it for & how much does it cost?
Target Audience
Businesses ranging from startups to large enterprises looking for an all-in-one financial management platform to handle global payments, team expenses, and accounting integrations.
Pricing
Subscription- Basic: From £10/month
- Grow: From £30/month
- Scale: From £90/month
- Enterprise: Custom pricing
Tiered subscription model designed to scale with business size, gating advanced features and higher transaction allowances behind higher-cost plans.
Who Built It?
Enrichment in progress
Publisher profile available very soon
What other apps does Revolut make?
User Sentiment
iIndependent intel reports to help builders create better apps. Accuracy improves every day. For informational purposes only.Gathering public signals...
Sentiment analysis will be available soon
What is the competitive landscape for Revolut Business?
How's The Finance Market?
Market outlook for this category
Available very soon
Finance Market Trend
Finance market trend & dynamics
Available very soon
The rivals identified
The Nemesis
Head to Head
Revolut Business has the edge for companies seeking a feature-rich financial operating system, while Wise remains the superior choice for businesses where FX cost-minimization is the primary priority.
What sets Revolut Business apart
- +
More comprehensive 'all-in-one' suite including crypto, commodities, and advanced expense management
- +
Superior UI/UX with more granular team permissioning and custom approval flows
What's Wise - Global Money's Edge
- -
Lower and more transparent fees for high-volume international transfers
- -
Wider range of supported currencies for holding and receiving funds
Contenders
Tide Times UK
Rory Buckley
A pure-play business banking platform that focuses on speed of setup and administrative automation for small businesses.
Account opening in as little as 10 minutes with no credit check
Built-in invoice generation and automated categorization for VAT
New Kids on the Block
WAMO 107.3
★3.0 (16)Audacy, Inc.
A rising challenger focusing on fast, accessible business accounts for international entrepreneurs who may struggle with traditional banking hurdles.
Focus on accessibility for non-resident directors and international business structures
Simplified fee structure targeting small-to-medium international traders
The outtake for Revolut Business
SWOT Analysis
Core Strengths
- Comprehensive 'all-in-one' suite including crypto, commodities, and advanced expense management
- Superior UI/UX with granular team permissioning and custom approval flows
- High development velocity (v5.73 updated April 2026)
- Strong market reputation with a 4.86 iOS rating
Critical Frictions
- Lower currency support (30+) compared to Wise (50+)
- Subscription fees for basic tiers (£10/mo) vs Starling's free offering
- FX fees can be less transparent than Wise's mid-market rate model
Growth Levers
- Expansion of localized IBANs to compete with Qonto in EU markets
- Deeper API-first infrastructure to challenge Airwallex in the enterprise tech segment
- AI-driven tax and VAT automation to capture the sole trader market
Market Threats
- Wise's dominance in FX cost-minimization and currency breadth
- Starling Bank's no-monthly-fee model for UK SMEs
- Localized European competitors (Qonto) with deep regional regulatory expertise
What are the next best moves?
Expand currency support for holding and receiving funds to 50+
Wise currently supports 50+ currencies and local bank details for 9+ currencies, representing a significant feature gap for international businesses.
Introduce a 'Free' entry-level tier for micro-SMEs
Starling Bank offers a no-monthly-fee business account, creating a barrier for Revolut to capture very early-stage startups.
Accelerate localized IBAN rollout in key EU markets (FR, DE, IT, ES)
Qonto's primary differentiator is localized IBANs which facilitate local payments; matching this is critical for European expansion.
Feature Gaps vs Competitors
- Ability to hold and convert 50+ currencies (available in Wise)
- Local bank details for 9+ currencies (available in Wise)
- No-monthly-fee basic business account (available in Starling Bank)
- Tax Pots for automated tax set-asides (available in Monzo Bank)
- Localized IBANs for multiple European markets (available in Qonto)
Key Takeaways
Revolut Business is the leading 'financial OS' for companies prioritizing feature depth and automation over pure FX cost-savings. While it excels in UI and spend control, it faces a significant threat from Wise on FX transparency and Starling on entry-level pricing.
Where Is It Heading?
Improving
Active feature investment: v5.73 (April 2026) added Revolut BillPay and enhanced AI expense tools.
Strong market adoption: 20k+ new businesses joining monthly indicates high growth momentum.
High rating stability: Maintaining a 4.86 rating with over 2,500 reviews suggests high product satisfaction.