Report updated May 15, 2026
SIP Calculator & Planner
For individual investors in India planning for long-term financial goals like home or vehicle purchases.
SIP Calculator & Planner is an established finance app that is completely free. With a 4.0/5 rating from 12 reviews, it shows polarized user reception.
What is SIP Calculator & Planner?
SIP Calculator & Planner is a free financial utility for Indian investors to project SIP, PPF, and FD returns.
Users hire this tool to visualize long-term savings goals without the complexity of full-suite financial platforms, so the app must maintain high accuracy and ease of use to retain its niche.
Current Momentum
v1.1 · 9mo ago
Zombie- Released Android build in late 2024.
- No iOS updates since 2019.
Active Nemesis
Financial Calculator: Percent
By Applorium
Other Rivals
7-Day Rank Pulse 🇺🇸
FinanceNo ranking data
Rating Pulse 🇺🇸
What makes this app unique?
What Does It Look Like?
How Is The App's Momentum Right Now?
Loading...
What Are The Key Features?
Calculates future value of monthly investments in Mutual Funds, PPF, or Fixed Deposits.
Maintains a local log of different investment plans for future reference.
Generates investment summaries in PDF format for sharing via SMS or email.
How much does it cost?
- Fully free to use
The app operates as a free utility with no visible monetization gates, relying entirely on ad inventory.
Who Built It?
Hareshbhai Issamaliya
View Publisher Intel →Enrichment in progress
Publisher profile available very soon
What other apps does Hareshbhai Issamaliya make?
Video to MP3 - MP3 Converter
Music
Document Scanner App- PDF Scan
Business
What do users think recently?
Analysis in progress, available soon
What is the competitive landscape for SIP Calculator & Planner?
How's The Finance Market?
Market outlook for this category
Available very soon
The rivals identified
The Nemesis
Head to Head
The target should pivot toward a 'best-in-class' niche experience for SIP planning, potentially adding educational content to differentiate from the nemesis's generic utility approach.
What sets SIP Calculator & Planner apart
Provides a highly focused, distraction-free experience specifically for SIP planning without unnecessary utility bloat
Lower barrier to entry for users who only need basic investment projection tools
What's Financial Calculator: Percent's Edge
Massive scale and high review volume create a strong social proof moat that is difficult to overcome
Superior feature breadth keeps users within the ecosystem for all their financial calculation needs
Contenders
Enables users to export calculation results as PDFs, facilitating easier sharing and professional financial planning
Provides advanced customization for currency and decimal settings to support diverse regional financial requirements
Features a live TradingView ticker tape integration that provides real-time market context for users
Combines standard calculation functionality with live market data to increase daily active usage frequency
Integrates specific trading-focused tools like long/short toggles that appeal to active market participants
Utilizes a minimalist UI design that prioritizes speed for users making quick, high-stakes financial decisions
Maintains a hyper-focused feature set that avoids the complexity found in broader financial utility apps
Provides a lightweight alternative for users who find multi-tool calculators overwhelming or difficult to navigate
Peers
Leverages AI-driven market analysis to provide actionable investment insights beyond simple static calculations
Processes large-scale market data to offer predictive capabilities that basic calculators cannot replicate
PBS Mobile
★4.0 (26)WealthCareMobile
Competes for the user's attention within the financial/medical management space by offering account-based services.
Integrates claims and payment processing directly into the mobile experience for comprehensive account management
Delivers a robust security framework designed for high-trust environments involving medical and financial transactions
Group Administrators 125
★3.5 (6)WealthCareMobile
Shares the financial management category, focusing on administrative tools for personal finance accounts.
Provides integrated card administration services that are essential for users managing employer-sponsored financial accounts
Offers a specialized interface for tracking and managing tax-advantaged benefit accounts like HSAs
Kushner Participant Portal
★2.8 (15)WealthCareMobile
Operates in the broader financial management space, focusing on account-based health and investment tracking.
Focuses on institutional account management and HSA funding rather than individual investment projection tools
Prioritizes enterprise-grade security and authentication features for sensitive personal financial and health data
New Kids on the Block
Automates the tracking of credit card offers and perks to maximize user financial efficiency
Share Market Calculator
0Jaydip Jethva
A new entrant providing specialized stock market calculation tools that overlap with investment planning needs.
Includes a position sizer and average cost tool specifically for active stock market traders
The outtake for SIP Calculator & Planner
Strengths to defend, gaps to attack
Core Strengths
- Distraction-free interface lowers barrier for novice planners
- PDF sharing mechanism facilitates B2B utility
Critical Frictions
- No iOS feature updates since 2019
- Zero-rating Android presence indicates discoverability friction
- Static calculation model lacks real-time market data
Growth Levers
- Integrate live market data for dynamic planning
- Add educational content to differentiate from utilities
- Expand B2B features for financial advisors
Market Threats
- Subscription-based rivals with frequent update cadences
- AI-driven analysis tools replacing static calculators
- Market consolidation around multi-tool financial platforms
What are the next best moves?
Audit Android build visibility because zero ratings suggest a technical or store-listing failure → recover install velocity
The Android platform shows zero ratings despite a recent release, indicating a critical failure in user acquisition or store presence.
Trade-off: Pause the planned UI refresh for the iOS version — Android visibility is a prerequisite for any growth.
Ship live market data integration because static calculators are losing share to dynamic competitors → increase daily active usage
Competitors like Spread Percentage Calculator are using live data to drive higher engagement than static tools.
Trade-off: Deprioritize the PDF export refinement — the current export feature is already at parity with competitors.
A counter-intuitive read
The app's greatest weakness, its lack of feature bloat, is actually its only remaining defense against competitors who are alienating users with subscription-heavy, multi-tool interfaces.
Feature Gaps vs Competitors
- Live market data (available in Spread Percentage Calculator but missing here)
- Currency converter (available in Financial Calculator: Percent but missing here)
Key Takeaways
The app maintains a functional niche for simple SIP planning, but the lack of updates and zero-rating Android presence threaten its survival, so the PM must prioritize Android visibility and live-data integration to remain competitive.
Where Is It Heading?
Declining
The financial utility market is consolidating around apps that provide real-time context, leaving static calculators like this one increasingly isolated. Without a shift toward dynamic data or a fix for the Android visibility gap, the app will continue to lose relevance to modern, frequently updated competitors.
The lack of iOS updates since 2019 signals abandonment, which erodes trust and forces users toward more active alternatives.
Zero ratings on the latest Android build suggest a failure in the user funnel, which prevents the app from gaining any market traction.