By Shaowen Lu
Report updated May 12, 2026
台股記帳本
For taiwanese stock market investors requiring detailed transaction logging, tax calculation, and portfolio performance analysis.
台股記帳本 is an established finance app that is free with in-app purchases. With a 4.5/5 rating from 4 reviews, it shows polarized user reception.
What is 台股記帳本?
台股記帳本 is a finance app for Taiwanese investors to track stock transactions and calculate investment performance on iOS and Android.
Users hire this app to handle the specific, complex tax and fee structures of the Taiwan stock market that generic international trackers ignore, ensuring accurate profit reporting.
Current Momentum
v2.2 · 1w ago
Maintenance- Last major update May 2026.
- Maintains consistent local tax logic updates.
Active Nemesis
Fragmented niche
No dominant direct rival identified yet — see Other Rivals below.
Other Rivals
7-Day Rank Pulse 🇺🇸
FinanceNo ranking data
Rating Pulse 🇺🇸
What makes this app unique?
How Is The App's Momentum Right Now?
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What Are The Key Features?
Calculates transaction costs including brokerage fees, securities transaction taxes, and loan interest
Calculates XIRR and provides pre-sale profit/loss simulation
Supports tracking and merging performance data across multiple investment accounts
How much does it cost?
- Free tier with basic tracking and manual cloud backup
- Premium subscription for advanced analytics, ad-free experience, and automated features
Freemium model gates advanced analytical tools like XIRR and automated features behind a subscription to monetize power users.
Who Built It?
Enrichment in progress
Publisher profile available very soon
What other apps does Shaowen Lu make?
iQuery - 基金淨值查詢
Finance
AccountingBook - MyAsset LT V2
Finance
美股記帳本
Finance
Accounting Book - MyAsset V2
Finance
What do users think recently?
Analysis in progress, available soon
What is the competitive landscape for 台股記帳本?
How's The Finance Market?
Market outlook for this category
Available very soon
The rivals identified
Peers
Integrates a specialized Sharia-compliant investment marketplace that differentiates it from general-purpose stock tracking tools.
Utilizes a digital-only application flow for debt crowdfunding, creating a distinct user journey from manual logging.
Provides professional multi-currency payment infrastructure which is absent from the target's stock-focused toolset.
Offers business-centric transaction history tracking that caters to corporate users rather than retail investors.
Percentrade
★1.0 (1)Mehmet Bayram
This app overlaps with the target's utility by providing specialized calculators for trading risks and margin requirements.
Focuses exclusively on trading risk and margin call calculations, providing deeper technical analysis than the target.
Supports multi-asset trading calculations, whereas the target is strictly optimized for the Taiwan stock market.
Currency Rates Converter Live
★5.0 (2)Robust Research And Development Ltd.
This app competes for the attention of finance-focused users who require real-time market data and currency conversion tools.
Features a dedicated offline mode for currency conversion, providing utility where the target requires connectivity.
Includes multi-platform widgets for quick rate checks, whereas the target lacks home-screen data visualization.
New Kids on the Block
Automates credit card offer discovery, providing a passive value-add that the target's manual entry model lacks.
Moneko - Budget Manager
0Aymen Ali
Moneko competes for the user's daily financial management time by offering broader budget tracking and reporting features.
Employs smart budget planning algorithms to help users manage daily cash flow beyond just investment tracking.
The outtake for 台股記帳本
Strengths to defend, gaps to attack
Core Strengths
- Specialized local-market tax logic enables precise profit/loss reporting for Taiwanese retail investors
Critical Frictions
- Manual data entry requirement creates a high friction barrier for daily active usage
Growth Levers
- Integration with local brokerage APIs would remove the manual logging bottleneck
Market Threats
- Fintech entrants with automated data synchronization capabilities directly undermine manual logging tools
What are the next best moves?
Integrate local brokerage APIs because manual entry is the primary churn risk → increase daily active usage.
Manual logging is a high friction barrier that prevents scaling against automated competitors.
Trade-off: Pause the development of new chart visualization types — API connectivity has a higher retention impact.
A counter-intuitive read
The app's reliance on manual entry is not just a weakness but a moat, as it forces users to engage deeply with their investment costs, creating higher switching costs than automated tools.
Feature Gaps vs Competitors
- Real-time brokerage API synchronization (available in modern fintech apps but absent here)
- Home-screen widgets for quick portfolio checks (available in Currency Rates Converter Live but absent here)
Key Takeaways
The app wins on local tax precision, but the manual entry requirement limits its long-term retention, so the PM should prioritize brokerage API integration to remain competitive.
Where Is It Heading?
Stable
The market for personal finance tools is shifting toward automated, real-time data synchronization. The app's current manual-entry model leaves it exposed to churn as users migrate to platforms that eliminate the logging friction.
The app maintains a stable update cadence, focusing on tax-logic accuracy rather than aggressive feature expansion.
The absence of automated data feeds forces manual entry, which limits the app's ability to compete with modern, API-integrated finance platforms.