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1inch: DeFi Crypto Wallet is an established finance app that is completely free. With a 4.0/5 rating from 658 reviews, it shows polarized user reception.

What is 1inch: DeFi Crypto Wallet?

1inch is a self-custodial crypto wallet for iOS that provides DEX aggregation and multi-chain asset management for DeFi participants.

Users hire 1inch to execute token swaps at optimal rates across 13+ chains, prioritizing liquidity access over the simplified, custodial-lite experiences offered by consumer-facing wallets.

Current Momentum

v4.11 · 1w ago

Maintenance
  • Ships multi-chain management updates.
  • Maintains core DEX aggregation focus.

Active Nemesis

Zengo: Crypto & Bitcoin Wallet

Zengo: Crypto & Bitcoin Wallet

By ZenGo

Other Rivals

Busha: Make your money better!
PointPay・Cryptocurrency Wallet
KAST: Global USD Account
Unstoppable Crypto Wallet
Braiins Pool
Swan Bitcoin: Buy & Save
코인원 - 가상자산 거래소(비트코인, 이더리움, 테더)
Rain: Buy & Sell Bitcoin

7-Day Rank Pulse 🇺🇸

Finance

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FinanceGrossing

Rating Pulse 🇺🇸

What makes this app unique?

What Does It Look Like?

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What Are The Key Features?

DEX AggregationDifferentiator

Routes token swaps across 13+ chains to identify optimal rates.

Cross-Chain SwapsDifferentiator

Executes token exchanges between different blockchain networks.

Portfolio TrackingDifferentiator

Aggregates lending, staking, and yield positions across 1200+ protocols.

How much does it cost?

Free
  • Free wallet application

The app operates as a free-to-use tool, monetizing through the broader 1inch network ecosystem, including business API suites and transaction-based services.

Who Built It?

Enrichment in progress

Publisher profile available very soon

What other apps does 1inch make?

What is the competitive landscape for 1inch: DeFi Crypto Wallet?

Where is it available?

Localized markets (12)

United StatesBrazilGermanySpainFranceItalyJapanSouth KoreaMexicoNetherlandsPortugalSweden

How's The Finance Market?

How does it evolve in the Finance market?

1inch maintains a niche position as a technical wallet for DeFi power users, anchored by its 3.99 rating across 658 reviews. The absence of fiat-to-crypto gateways limits its reach compared to neobank-style competitors.

Rank progression

1 active ranking tracked — 30-day window

Which niche is 1inch: DeFi Crypto Wallet in?

Crypto Dashboards

to manage and secure decentralized digital assets

DashboardCryptoAdultsFreeEstablished

Explore the full Crypto Dashboards niche

Every app in this space — 50 tracked, the niche's live rankings, and Marlvel's editorial take on the job-to-be-done.

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The rivals identified

Nemeses(1)

Zengo competes directly for the self-custodial user base by prioritizing high-security, non-custodial wallet architecture and advanced Web3 interaction safety.

Differentiators

  • MPC-based security eliminates seed phrase risks, providing a smoother onboarding experience than traditional recovery methods.
  • ClearSign Web3 firewall provides proactive transaction simulation to prevent malicious smart contract interactions before they occur.
  • Superior 3FA recovery mechanisms offer a more robust safety net for non-technical users than standard wallet backups.

Head to head

1inch must emphasize its superior DEX routing and multi-chain breadth while exploring MPC-like security abstractions to neutralize Zengo's primary UX advantage.

Contenders(4)

PointPay targets the same crypto-native audience but focuses on banking-like features such as interest-bearing accounts and fiat gateways.

Differentiators

  • Integrates daily interest accounts, turning a standard wallet into a yield-generating financial hub for users.
  • Native PXP token staking ecosystem creates a proprietary loyalty loop that 1inch currently lacks.
Unstoppable Crypto Wallet icon

Horizontal Systems

4.6(1.3K)

This app competes on the premise of pure non-custodial, privacy-first management for power users who prioritize decentralization.

Differentiators

  • Open-source, privacy-first architecture appeals to the hardcore decentralization community more effectively than 1inch's commercial-focused UI.
  • Deep DeFi integration tools provide granular portfolio analytics that cater to advanced traders and yield farmers.

Busha competes by bundling crypto wallet functionality with consumer-facing financial services like spending cards and asset-backed loans.

Differentiators

  • Busha Spend and asset-backed loans bridge the gap between crypto holdings and real-world daily utility.
  • Localized financial services provide a more comprehensive 'neobank' experience compared to 1inch's pure-play wallet focus.

KAST challenges the wallet space by focusing on the intersection of global card spending and instant crypto-to-fiat utility.

Differentiators

  • Instant card issuance and ATM access provide immediate real-world liquidity that 1inch does not currently offer.
  • Aggressive release cadence indicates a focus on rapid feature iteration for global payment accessibility.

Same space(3)

Swan occupies the same financial ecosystem by focusing on long-term Bitcoin accumulation and specialized wealth management services.

Differentiators

  • Dedicated IRA and vault services cater to long-term institutional-grade investors rather than active DeFi traders.
  • Strong brand-as-category positioning in the Bitcoin-only space creates a distinct moat against multi-chain wallets.
Rain: Buy & Sell Bitcoin icon

Rain Management

3.5(7.8K)

Rain competes for the same regional market share by providing a regulated platform for trading and portfolio management.

Differentiators

  • Deep integration with local banking rails simplifies fiat-to-crypto entry for users in specific geographic regions.
  • Centralized exchange model offers a more guided, beginner-friendly trading experience than 1inch's self-custodial interface.
Braiins Pool icon

Braiins Systems s.r.o.

3.9(929)

Braiins serves the infrastructure side of the same crypto market, focusing on mining management and reward optimization.

Differentiators

  • Direct integration with Braiins OS+ provides hardware-level control that is entirely absent from consumer wallet apps.
  • FPPS reward system offers a specialized financial product tailored specifically to the needs of Bitcoin miners.

Compare 1inch: DeFi Crypto Wallet against every rival

All rivals in one side-by-side table — identity, store metrics, ratings & sentiment, and strategic intel — plus a head-to-head page for each.

Go deeper

The outtake for 1inch: DeFi Crypto Wallet

Strengths to defend, gaps to attack

Core Strengths

  • DEX routing engine provides superior swap pricing
  • Multi-chain breadth supports 13+ networks

Critical Frictions

  • Seed-phrase recovery creates single point of failure
  • Lacks fiat-to-crypto on-ramps for daily utility

Growth Levers

  • Integrate MPC-based security to neutralize Zengo
  • Add fiat-to-crypto gateways for retail entry

Market Threats

  • Zengo's MPC architecture lowers onboarding friction
  • Neobank-style wallets siphon users via spending utility

What are the next best moves?

highInvest

Integrate MPC-based security because Zengo's seedless architecture is the primary UX barrier → increase new-user conversion.

Zengo's MPC-based security is the primary differentiator cited in competitive analysis.

Trade-off: Deprioritize the planned UI refresh for the portfolio tracker — MPC security is a higher-impact acquisition lever.

mediumPivot

Audit fiat-to-crypto gateway partners because competitors like Busha capture retail volume via spending utility → reduce user churn to neobanks.

Competitive analysis identifies fiat-to-crypto utility as a key gap against neobank-style rivals.

Trade-off: Pause the expansion of supported chains — fiat-to-crypto is a higher-priority retention lever.

A counter-intuitive read

The 'DeFi wallet' category is actually a security-UX race, not a liquidity race; 1inch's superior DEX routing is a commodity feature that cannot defend against MPC-based onboarding.

Feature Gaps vs Competitors

  • MPC-based security (available in Zengo but absent here)
  • Instant fiat-to-crypto card issuance (available in KAST but absent here)

Key Takeaways

1inch wins on technical liquidity access but loses on onboarding friction, so the PM must prioritize MPC security to stop the churn to Zengo.

Where Is It Heading?

Mixed Signals

The wallet market is consolidating around simplified, secure onboarding experiences that prioritize user safety over raw trading power. 1inch remains exposed to competitors that remove seed-phrase management, so the PM must pivot from pure-play trading features to security-first UX to maintain market relevance.

Zengo's MPC-based security architecture removes the single point of failure, creating a significant onboarding barrier that 1inch's seed-phrase model cannot overcome.

The latest update continues to focus on technical DEX aggregation, which maintains the core power-user base but fails to address retail-entry friction.

Disclosure: Independent intel to help mobile builders succeed.

AI-powered analysis with editorial review, built from publicly available sources. Marlvel.ai is not affiliated with, endorsed by, or sponsored by 1inch: DeFi Crypto Wallet, its developer, the app publisher, Apple, or Google Play. All trademarks, logos, and screenshots referenced remain the property of their respective owners.

What's new

1inch has pivoted its strategic focus from UI/UX navigation improvements to addressing structural security and retail-entry gaps through MPC integration and fiat-to-crypto gateway exploration.

shifted

Security Architecture Focus

added

MPC and Fiat-to-Crypto Gaps

shifted

Primary Nemesis Update

added

Neobank Competitive Threat

Cite this report

Marlvel.ai. “1inch: DeFi Crypto Wallet Intelligence Report.” Updated Jun 12, 2026. https://marlvel.ai/apps/1inch-defi-crypto-wallet

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