MARLVEL

Budget App - Tracky vs its rivals

Side-by-side comparison against Budget App - Tracky's closest competitors — identity, store metrics, ratings & sentiment, and strategic intel.

Budget App - Tracky
This App
Cancel Subscriptions & Refund
Nemesis
SubTrack-Subscription Tracker
Contender
Flowy: Spending Tracker
Contender
BlueSolutions Spending
Contender
FloresHR
Contender
GovAid: SNAP
Peer
Fast Tip & Split Calculator
Peer
Loan Manager : Loan App
Peer
inNumerate
Peer
Core Identity
DeveloperFirat TekinVUNYOgoutham pajjuruChiew CarolWealthCareMobileWealthCareMobileTimothy DeGraffChristopher RomaniRohit KakadiyaUnit Radius LLC
CategoryFinanceFinanceFinanceFinanceHealth & FitnessLifestyleHealth & FitnessFinanceUtilitiesFinance
PlatformiOSiOS, AndroidiOSiOS, AndroidAndroidAndroidiOSiOS, AndroidAndroid, iOSiOS
Store Metrics
Rating5.0 / 54.2 / 55.0 / 55.0 / 52.7 / 52.1 / 55.0 / 55.0 / 54.0 / 55.0 / 5
Ratings Count26851119271142
PriceFreeFreeFree$0.99FreeFreeFree$0.99FreeFree
Release DateJan 5, 2026Apr 24, 2024Apr 13, 2026Nov 5, 2019Jan 13, 2014Jul 10, 2025Feb 12, 2026Jan 2, 2026Dec 30, 2024Sep 30, 2016
Last UpdatedJan 5, 2026Apr 2, 2026Apr 13, 2026Dec 7, 2025Feb 17, 2026Feb 17, 2026Feb 13, 2026Jan 2, 2026Jan 2, 2026Feb 25, 2025
Sentiment & Reviews
Sentiment-terrible--mixednegative--positive-
Score-25/100--40/10025/100--80/100-
Praises-
  • Manual subscription tracking provides a clear overview of recurring monthly financial obligations
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  • The application provides a highly effective and reliable experience for managing personal loan records
  • The recently introduced analytics dashboard provides clear visual insights into monthly loan recovery trends
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Complaints-
  • Aggressive paywalling prevents access to core features without an upfront annual subscription fee
  • Lack of automated bank or email integration forces tedious manual data entry for users
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  • Interface usability
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Requests-
  • Automated discovery of active subscriptions via bank account or email integration is required
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Strategic Intel
Strengths
  • 6-category entry design reduces user decision fatigue
  • Home screen widgets enable single-tap logging
  • Minimalist UI lowers the barrier to entry
  • IRS portal provides seasonal, high-intent traffic
  • Cross-platform availability on iOS and Android
  • Local-only storage ensures data privacy
  • Ad-free interface prevents user distraction
  • Zero-cost barrier to entry
  • One-time $0.99 purchase model lowers entry friction for privacy-conscious users
  • Manual-entry architecture avoids data-privacy risks linked to bank-syncing competitors
  • Deep integration with specific health insurance infrastructure for RI members
  • Direct integration with benefit accounts ensures data accuracy for claims and balance checks.
  • FY 2026 regulatory engine provides high-precision compliance [FY 2026 Engine]
  • State-specific logic for vehicle equity and asset tests differentiates from generic calculators [State-Specific Rules]
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  • Analytics dashboard visualizes loan distribution trends [Analytics Dashboard feature]
  • 25+ tool suite covers diverse financial segments [Feature set breadth]
  • Broad utility set covering multiple financial scenarios in one interface
Weaknesses
  • No automated subscription cancellation
  • Manual entry requirement creates long-term churn risk
  • Zero monetization strategy limits development runway
  • 0.21★ Android-iOS rating gap indicates inconsistent delivery
  • Manual-only entry creates high friction for users
  • Manual entry creates high user friction
  • No cloud-sync prevents multi-device usage
  • Lacks automated payment detection
  • Lack of cloud-sync forces manual backup management
  • Absence of wearable integration limits glanceable logging utility
  • 2.67-star rating on 19 reviews indicates significant friction
  • 2.1★ rating on Android indicates critical usability failures.
  • Limited feature set compared to general financial trackers.
  • Zero user-account persistence prevents return-visit habit formation [No user accounts]
  • Single-purpose utility lacks the transactional layer found in direct competitors [No account integration]
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  • 0-rating on Android platform [Android platform metric]
  • 14-review volume limits feedback loop [Review count metric]
  • Manual data entry requirement [UX friction]
  • Zero revenue model limits reinvestment
  • Minimal review volume indicates low market penetration
Pricingfreefreemiumfreepaidfreefreefreepaidfreemiumfree
MomentumZombieMaintenanceZombieSteady----Maintenance-
Update Cadence1 versions5 versions, ~16d avg1 versions5 versions----2 versions, 1 majors/6mo, ~91d avg-

Compare Budget App - Tracky head-to-head

Disclosure: Independent intel to help mobile builders succeed.

AI-powered analysis with editorial review, built from publicly available sources. Marlvel.ai is not affiliated with, endorsed by, or sponsored by Budget App - Tracky, its developer, the app publisher, Apple, or Google Play. All trademarks, logos, and screenshots referenced remain the property of their respective owners.

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