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Budget - in/out money tracker

Budget - in/out money tracker

By Chafik Belhaj

Budget is a manual-entry money tracker for students and professionals, available on iOS.

The App DNA

What makes this app unique?

The app removes the friction of bank-linking complexity for users who prefer to manually categorize every transaction to build financial awareness.

For Students and professionals seeking a manual, simple tool to track personal income and expenses.

What does it look like?

Key features

Manual Transaction Loggingstandard

Manual entry of income and expense items into a central ledger.

Transaction Categorizationstandard

Grouping of financial entries into custom labels like Food or Salary.

Statistics and Reportingstandard

Visual breakdown of spending habits by time period and category.

How much does it cost?

subscriptionFree tier with adsMonthly subscription at $1.99Yearly subscription at $19.99

Subscription model gates analytical features and ad removal behind a $1.99 monthly or $19.99 annual price point.

Velocity

Dormant developmentShow more...

The app has seen no development activity for 387 days, placing it firmly in the zombie category. With only a single version ever released and no subsequent updates, there is no evidence of ongoing maintenance or feature iteration. The development momentum is non-existent based on the current store history.

See all version history

Who built it?

Chafik Belhaj

2 apps tracked · Finance

TripMoney: Travel BudgetTripMoney: Travel Budget
Explore the full publisher profile

User Sentiment

What do users think recently?

How are ratings & reviews evolving?

App Store
0.00 · 0

Not enough recent reviews to extract reliable themes yet.

Read the full review analysis

Competition

Competitive landscape for Budget - in/out money tracker

How's the Finance market?

Budget occupies the manual-entry segment of the personal finance category, currently maintaining a 4+ content rating on iOS. The lack of updates for over 380 days suggests a maintenance-only posture that limits its ability to compete with high-velocity, automated finance rivals.

Read the market outlook

The rivals identified

Unlock the deeper market read.

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The Analyst's Read

Key takeaways for Budget - in/out money tracker

Where is it heading?

The personal finance market is shifting toward automated, AI-driven insights, leaving manual-entry apps like Budget in a defensive position. Without a clear development roadmap to address the 12-month stagnation, Budget will likely continue to lose share to automated competitors that provide higher utility for the same subscription price.

  • The 388-day update gap indicates a dormant product state, which erodes user trust and prevents the app from adapting to new OS requirements.
  • Lack of feature iteration against automated finance rivals leads to a shrinking addressable market for manual-entry tools.

The SWOT

Core Strengths
  • Manual-entry design removes bank-syncing privacy concerns
Critical Frictions 1 weakness inside
Growth Levers
  • Adding recurring transaction templates to reduce manual entry friction
Market Threats 1 threat identified

Next best moves

1 Maintain

Audit app stability on current OS versions because the last update was 12 months ago → prevent crash-driven churn

The counter-intuitive read

The lack of bank-syncing is Budget's primary asset, not a weakness…

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Bottom line

Budget provides a stable manual-entry experience, but the 12-month development silence risks user churn to more active competitors. The PM should prioritize a stability audit to ensure the app remains functional, as technical decay is the primary threat to a stagnant product.

Unlock 1 critical friction, 1 market threat and the analyst’s take.

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Sources

  1. [1] App Store

Report last updated

Disclosure: Independent intel to help mobile builders succeed.

AI-powered analysis with automated quality gates, built from publicly available sources. Marlvel.ai is not affiliated with, endorsed by, or sponsored by Budget - in/out money tracker, its developer, the app publisher, Apple, or Google Play. All trademarks, logos, and screenshots referenced remain the property of their respective owners.

Cite this report

Marlvel.ai. “Budget - in/out money tracker Intelligence Report.” Updated Oct 30, 2026. https://marlvel.ai/apps/budget-in-out-money-tracker

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