Report updated Apr 19, 2026
Capital One CreditWise
For individuals looking to monitor, manage, and improve their credit health at no cost.
Overview · Full Intel report in progress
Capital One CreditWise is an established finance app that is completely free. With a 4.8/5 rating from 304K reviews, it shows polarized user reception.
What is Capital One CreditWise?
Current Momentum
v1.147 · 4w ago
IntenseLast updated 28d ago. 5 versions tracked.
Competition
Rivals identification in progress
7-Day Rank Pulse 🇺🇸
FinanceRating Pulse 🇺🇸
What makes this app unique?
What Are The Key Features?
Provides daily updates to the user's TransUnion-based FICO Score 8.
Grants access to TransUnion credit reports to help identify potential errors, theft, or fraud.
Monitors the dark web for compromised personal information, such as Social Security numbers or email addresses.
Offers targeted advice and tools to help users understand how daily financial decisions impact their credit.
How much does it cost?
Who Built It?
Capital One
Providing integrated financial tools to help customers manage credit, banking, and major purchases through a unified mobile ecosystem.
Portfolio
9
Apps
What other apps does Capital One make?
Capital One Canada
Capital One Mobile
Auto Navigator New & Used Cars
AirKey
Capital One Intellix® Mobile
Capital One T&Easy
Explore the full Capital One report
Portfolio breakdown, audience, momentum, and every app published by Capital One.
Analysis in progress, available soon
What do users think recently?
Analysis in progress, available soon
View the full user-sentiment analysis
Mood gauge, ratings & review-volume history, every praise / complaint / request, and sentiment over time.
Analysis in progress, available soon
What is the competitive landscape for Capital One CreditWise?
Where is it available?
Localized markets (1)
How's The Finance Market?
How does it evolve in the Finance market?
Rank progression
1 active ranking tracked — 30-day window
Strategic analysis coming soon
SWOT, key takeaways & outlook
The outtake for Capital One CreditWise
Key Takeaways
CreditWise is a comprehensive, no-cost credit monitoring and identity protection platform that requires no credit card information to use.
Where Is It Heading?
Trend analysis
Available very soon