v1.3 — Better control over your Net Worth
• Edit Net Worth line items inline — update your balances month to month without deleting and re-adding.
• Rental & investment properties — track multiple mortgages, values, and rental income from the Home step.
• Other Liabilities — capture anything you owe that isn't already in Debts or your mortgage: taxes, personal loans, medical bills, settlements.
As always: no accounts, no ads, no data collection. Everything stays on your device.

Forge Coach is here. Your personal finance coach, built right into the app.

Get a weekly action plan tailored to your Baby Step, budget, and goals. Walk through guided lessons on building your starter fund, crushing debt, growing your emergency fund, and starting to invest. Ask questions about your finances and get answers based on your actual numbers.

All on-device, all private, no account needed.

Also in this update: 6 quick lessons covering compound interest, savings rate, debt strategies, and more.

- Home screen widgets (small & medium) showing your Baby Step, net worth, surplus, and savings rate
- Budget income now syncs properly with your profile and shows as editable line items
- Smart trend insights: month-over-month spending, savings rate trajectory, debt acceleration, and category anomaly detection
- Recurring vs one-time toggle on all budget items
- Export & import your data as a backup
- Fixed leading zero issue on extra payment simulators
- Various copy and polish improvements

- Smarter review prompts — we'll only ask for a rating after you've had time to explore
- Bug fixes and performance improvements

• Calculator tips — each calculator now shows a collapsible tip explaining what it's for
  • Budget method selector — choose Zero-Based or 50/30/20 budgeting on the budget page
  • Category tips — tap ⓘ on any budget category to see what belongs there and a spending target

Minor bug fixes.