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  1. v27.1iOS
    Student Loan Refinance — Now in the App
    You can now explore student loan refinance offers directly within the Rate App. Previously only available on rate.com, this feature walks you through a few quick questions about your current loan situation, employment, and financial goals — then presents you with personalized refinance offers from our origination partners, Splash and LendKey. When you're ready, you'll be taken to the partner's site to complete a full application and determine eligibility. A smarter path to managing your student debt — right from your phone.
    
    Outdoor Studio — Now in California
    The Outdoor Studio content series just expanded. We've added California as a new location, bringing fresh outdoor workout and wellness content to your feed. Whether you're chasing trails in the mountains or stretching by the coast, California brings a whole new vibe to your movement practice.
    
    Bug fixes and performance improvements.
    We love hearing from you. Drop us a review or reach out to our support team with feedback.
  2. v27.0iOS
    Introducing Rate Agent
    The Rate App now supports real estate agents. If you're an existing agent in our network, you can now log into the Rate App and unlock a suite of agent-specific features:
    Toggle between Agent and Consumer experiences — Once enrolled, you'll have two personas. Your default view is the agent experience, but you can switch to the consumer view anytime.
    
    Refer Clients — Clients you refer will see both their assigned loan officer and you in a co-branded experience.
    View Your Pipeline — Track the status of your clients' loans directly in the app.
    Enroll as a New Agent — Not yet in our network? Register as an agent right from the app.
    Agent Profile — View and edit your professional profile to keep your information current.
    Rate Agent brings your business into your pocket — manage referrals, track deals, and stay connected with your clients, all in one place.
    
    Student Loan Refinance — Now in the App
    You can now explore student loan refinance offers directly within the Rate App. Previously only available on rate.com, this feature walks you through a few quick questions about your current loan situation, employment, and financial goals — then presents you with personalized refinance offers from our origination partners, Splash and LendKey. When you're ready, you'll be taken to the partner's site to complete a full application and determine eligibility. A smarter path to managing your student debt — right from your phone.
    
    Outdoor Studio — Now in California
    The Outdoor Studio content series just expanded. We've added California as a new location, bringing fresh outdoor workout and wellness content to your feed. Whether you're chasing trails in the mountains or stretching by the coast, California brings a whole new vibe to your movement practice.
    
    Bug fixes and performance improvements.
    We love hearing from you. Drop us a review or reach out to our support team with feedback.
  3. v1.40-prodAndroid
    What’s New
    We’ve added additional wellness content to help you move, breathe, and recharge:
    Rate Concierge – free service that transfers home utilities and services
    Outdoor Studio – new outside workouts with backdrops of Chicago + Miami
    Train Like a Champ – new athlete additions, Chris Chelios + Grayson Goldin
    7‑Day Breath of Life Challenge for calm + clarity
    National Parks – new soundscapes from Yellowstone, Grand Canyon + more
    Update your app now to explore fresh wellness experiences.
  4. v26.1iOS
    Bug Fixes
  5. v26.0iOS
    What’s New
    
    We’ve added fresh content to the personal wellness section of the app to help you move, breathe, and recharge:
    - Rate Concierge – A free service that makes moving easier by helping you transfer and set up utilities and home services in one place.
    - Outdoor Studio — New outdoor fitness routines filmed in Chicago and Miami, blending yoga, power fitness, and stretching.
    - Train Like a Champ — Hall of Fame hockey legend Chris Chelios and PPA pickleball pro Grayson Goldin join our athlete‑guided series.
    - 7‑Day Breath of Life Challenge — A new guided breathwork series to help you cultivate inner calm, vitality, and mental clarity.
    - National Parks Soundscapes — Explore the sounds of the Grand Canyon, Yellowstone, and more in our new nature‑inspired audio category.
    
    Update your app today to explore the latest movement, mindfulness, and immersive sound.
  6. v25.0.2iOS
    What’s New
    
    We’ve added fresh content to the personal wellness section of the app to help you move, breathe, and recharge:
    - Outdoor Studio — New outdoor fitness routines filmed in Chicago and Miami, blending yoga, power fitness, and stretching.
    - Train Like a Champ — Hall of Fame hockey legend Chris Chelios and PPA pickleball pro Grayson Goldin join our athlete‑guided series.
    - 7‑Day Breath of Life Challenge — A new guided breathwork series to help you cultivate inner calm, vitality, and mental clarity.
    - National Parks Soundscapes — Explore the sounds of the Grand Canyon, Yellowstone, and more in our new nature‑inspired audio category.
    
    Update your app today to explore the latest movement, mindfulness, and immersive sound.
  7. v25.0.1iOS
    What’s New
    
    We’ve added fresh content to the personal wellness section of the app to help you move, breathe, and recharge:
    - Outdoor Studio — New outdoor fitness routines filmed in Chicago and Miami, blending yoga, power fitness, and stretching.
    - Train Like a Champ — Hall of Fame hockey legend Chris Chelios and PPA pickleball pro Grayson Goldin join our athlete‑guided series.
    - 7‑Day Breath of Life Challenge — A new guided breathwork series to help you cultivate inner calm, vitality, and mental clarity.
    - National Parks Soundscapes — Explore the sounds of the Grand Canyon, Yellowstone, and more in our new nature‑inspired audio category.
    
    Update your app today to explore the latest movement, mindfulness, and immersive sound.
  8. v25.0iOS
    What’s New
    
    We’ve added fresh content to the personal wellness section of the app to help you move, breathe, and recharge:
    - Outdoor Studio — New outdoor fitness routines filmed in Chicago and Miami, blending yoga, power fitness, and stretching.
    - Train Like a Champ — Hall of Fame hockey legend Chris Chelios and PPA pickleball pro Grayson Goldin join our athlete‑guided series.
    - 7‑Day Breath of Life Challenge — A new guided breathwork series to help you cultivate inner calm, vitality, and mental clarity.
    - National Parks Soundscapes — Explore the sounds of the Grand Canyon, Yellowstone, and more in our new nature‑inspired audio category.
    
    Update your app today to explore the latest movement, mindfulness, and immersive sound.
  9. v24.0.7iOS
    Auto Loans are now available in the Rate App. You can now search for vehicles, get pre‑qualified with no impact on your credit, and generate dealer‑ready vouchers — all in partnership with Westlake Financial.
    
    What’s New
    - Auto Loans (New!) Explore vehicles by make, model, and filters like new/used or body style. Get pre‑qualified instantly and receive a printable voucher to bring to the dealership.
    - Spanish Audio + Captions Select videos now include Spanish audio and closed captions. Users with their app set to Spanish will hear Spanish audio by default. More videos will be added over time.
    - New Wellness Content A new collection, Sleep Harmony, brings 7 videos focused on building better sleep habits. Additional new insurance‑related videos have also been added.
    - Updated Calculators All calculators now open in a streamlined web view, including:
    - Mortgage Payment Calculator
    - Current Rates Calculator
    
    Plus: General performance improvements and bug fixes to keep your experience smooth.
  10. v24.0.6iOS
    Auto Loans are now available in the Rate App. You can now search for vehicles, get pre‑qualified with no impact on your credit, and generate dealer‑ready vouchers — all in partnership with Westlake Financial.
    
    What’s New
    - Auto Loans (New!) Explore vehicles by make, model, and filters like new/used or body style. Get pre‑qualified instantly and receive a printable voucher to bring to the dealership.
    - Spanish Audio + Captions Select videos now include Spanish audio and closed captions. Users with their app set to Spanish will hear Spanish audio by default. More videos will be added over time.
    - New Wellness Content A new collection, Sleep Harmony, brings 7 videos focused on building better sleep habits. Additional new insurance‑related videos have also been added.
    - Updated Calculators All calculators now open in a streamlined web view, including:
    - Mortgage Payment Calculator
    - Current Rates Calculator
    
    Plus: General performance improvements and bug fixes to keep your experience smooth.
  11. v24.0.5iOS
    Auto Loans are now available in the Rate App. You can now search for vehicles, get pre‑qualified with no impact on your credit, and generate dealer‑ready vouchers — all in partnership with Westlake Financial.
    
    What’s New
    - Auto Loans (New!) Explore vehicles by make, model, and filters like new/used or body style. Get pre‑qualified instantly and receive a printable voucher to bring to the dealership.
    - Spanish Audio + Captions Select videos now include Spanish audio and closed captions. Users with their app set to Spanish will hear Spanish audio by default. More videos will be added over time.
    - New Wellness Content A new collection, Sleep Harmony, brings 7 videos focused on building better sleep habits. Additional new insurance‑related videos have also been added.
    - Updated Calculators All calculators now open in a streamlined web view, including:
    - Mortgage Payment Calculator
    - Current Rates Calculator
    
    Plus: General performance improvements and bug fixes to keep your experience smooth.
  12. v24.0.4iOS
    Auto Loans are now available in the Rate App. You can now search for vehicles, get pre‑qualified with no impact on your credit, and generate dealer‑ready vouchers — all in partnership with Westlake Financial.
    
    What’s New
    - Auto Loans (New!) Explore vehicles by make, model, and filters like new/used or body style. Get pre‑qualified instantly and receive a printable voucher to bring to the dealership.
    - Spanish Audio + Captions Select videos now include Spanish audio and closed captions. Users with their app set to Spanish will hear Spanish audio by default. More videos will be added over time.
    - New Wellness Content A new collection, Sleep Harmony, brings 7 videos focused on building better sleep habits. Additional new insurance‑related videos have also been added.
    - Updated Calculators All calculators now open in a streamlined web view, including:
    - Mortgage Payment Calculator
    - Current Rates Calculator
    
    Plus: General performance improvements and bug fixes to keep your experience smooth.
  13. v24.0.3iOS
    Auto Loans are now available in the Rate App. You can now search for vehicles, get pre‑qualified with no impact on your credit, and generate dealer‑ready vouchers — all in partnership with Westlake Financial.
    
    What’s New
    - Auto Loans (New!) Explore vehicles by make, model, and filters like new/used or body style. Get pre‑qualified instantly and receive a printable voucher to bring to the dealership.
    - Spanish Audio + Captions Select videos now include Spanish audio and closed captions. Users with their app set to Spanish will hear Spanish audio by default. More videos will be added over time.
    - New Wellness Content A new collection, Sleep Harmony, brings 7 videos focused on building better sleep habits. Additional new insurance‑related videos have also been added.
    - Updated Calculators All calculators now open in a streamlined web view, including:
     - Mortgage Payment Calculator
     - Current Rates Calculator
    
    Plus: General performance improvements and bug fixes to keep your experience smooth.
  14. v24.0.2iOS
    Auto Loans are now available in the Rate App. You can now search for vehicles, get pre‑qualified with no impact on your credit, and generate dealer‑ready vouchers — all in partnership with Westlake Financial.
    
    What’s New
    - Auto Loans (New!) Explore vehicles by make, model, and filters like new/used or body style. Get pre‑qualified instantly and receive a printable voucher to bring to the dealership.
    - Spanish Audio + Captions Select videos now include Spanish audio and closed captions. Users with their app set to Spanish will hear Spanish audio by default. More videos will be added over time.
    - New Wellness Content A new collection, Sleep Harmony, brings 7 videos focused on building better sleep habits. Additional new insurance‑related videos have also been added.
    - Updated Calculators All calculators now open in a streamlined web view, including:
     - Mortgage Payment Calculator
     - Current Rates Calculator
    
    Plus: General performance improvements and bug fixes to keep your experience smooth.
  15. v24.0.1iOS
    Auto Loans are now available in the Rate App. You can now search for vehicles, get pre‑qualified with no impact on your credit, and generate dealer‑ready vouchers — all in partnership with Westlake Financial.
    
    What’s New
    - Auto Loans (New!) Explore vehicles by make, model, and filters like new/used or body style. Get pre‑qualified instantly and receive a printable voucher to bring to the dealership.
    - Spanish Audio + Captions Select videos now include Spanish audio and closed captions. Users with their app set to Spanish will hear Spanish audio by default. More videos will be added over time.
    - New Wellness Content A new collection, Sleep Harmony, brings 7 videos focused on building better sleep habits. Additional new insurance‑related videos have also been added.
    - Updated Calculators All calculators now open in a streamlined web view, including:
     - Mortgage Payment Calculator
     - Current Rates Calculator
    
    Plus: General performance improvements and bug fixes to keep your experience smooth.
  16. v24.0iOS
    Auto Loans are now available in the Rate App. You can now search for vehicles, get pre‑qualified with no impact on your credit, and generate dealer‑ready vouchers — all in partnership with Westlake Financial.
    
    What’s New
    - Auto Loans (New!) Explore vehicles by make, model, and filters like new/used or body style. Get pre‑qualified instantly and receive a printable voucher to bring to the dealership.
    - Spanish Audio + Captions Select videos now include Spanish audio and closed captions. Users with their app set to Spanish will hear Spanish audio by default. More videos will be added over time.
    - New Wellness Content A new collection, Sleep Harmony, brings 7 videos focused on building better sleep habits. Additional new insurance‑related videos have also been added.
    - Updated Calculators All calculators now open in a streamlined web view, including:
     - Mortgage Payment Calculator
     - Current Rates Calculator
    
    Plus: General performance improvements and bug fixes to keep your experience smooth.
  17. v23.0.3iOS
    We’ve made a few updates to enhance your experience:
    
    SMS for Forgot Password
    
    You can now receive your one-time reset code via text message when resetting your password — making account recovery faster and more convenient.
    
    Home Tab Update
    
    Your Loan Officer card has been moved higher on the Home tab for quicker access, now visible above the fold.
    
    (can remove if needed/product doesn’t launch) Rate Alert Enhancements
    
    Existing users now have in-app access to update their Rate Alert goals. Once a goal is met, you’ll receive a push notification and can return to the Rate App and apply for the loan.
    
    Thank you for using Rate— stress less, live more. Because peace of mind is the ultimate state of wellness.
  18. v23.0.2iOS
    We’ve made a few updates to enhance your experience:
    
    SMS for Forgot Password
    
    You can now receive your one-time reset code via text message when resetting your password — making account recovery faster and more convenient.
    
    Home Tab Update
    
    Your Loan Officer card has been moved higher on the Home tab for quicker access, now visible above the fold.
    
    (can remove if needed/product doesn’t launch) Rate Alert Enhancements
    
    Existing users now have in-app access to update their Rate Alert goals. Once a goal is met, you’ll receive a push notification and can return to the Rate App and apply for the loan.
    
    Thank you for using Rate— stress less, live more. Because peace of mind is the ultimate state of wellness.
  19. v23.0.1iOS
    We’ve made a few updates to enhance your experience:
    
    SMS for Forgot Password
    
    You can now receive your one-time reset code via text message when resetting your password — making account recovery faster and more convenient.
    
    Home Tab Update
    
    Your Loan Officer card has been moved higher on the Home tab for quicker access, now visible above the fold.
    
    (can remove if needed/product doesn’t launch) Rate Alert Enhancements
    
    Existing users now have in-app access to update their Rate Alert goals. Once a goal is met, you’ll receive a push notification and can return to the Rate App and apply for the loan.
    
    Thank you for using Rate— stress less, live more. Because peace of mind is the ultimate state of wellness.
  20. v23.0iOS
    New reset password flow
  21. v22.0.3iOS
    What’s New in Rate
    
    Our refreshed membership dashboard is live with new partner benefits to make your homeownership journey more supported, secure, and rewarding. On top of the Home Security, ABT Electronics, Whole Home Tech Support and Rate Rewards introduced last month, we have another new product to share with you:
    
    Home Warranty
    - Safeguard your home systems and appliances with expert repair and replacements from AIG & Agiliant
    - Covers AC/heating, water heater, kitchen appliances, garage doors, plumbing and more
    
    In addition, the Rate Bowl college football game is coming up next month.  In honor of our sponsorship of the game, we are running an in-app exclusive game where you can enter daily for a chance to win a variety of prizes, with the grand prize of $10,000!  Look for the Rate Bowl game on the app’s home tab.
    
    Thank you for using Rate— stress less, live more. Because peace of mind is the ultimate state of wellness.
  22. v22.0.2iOS
    What’s New in Rate
    
    Our refreshed membership dashboard is live with new partner benefits to make your homeownership journey more supported, secure, and rewarding. On top of the Home Security, ABT Electronics, Whole Home Tech Support and Rate Rewards introduced last month, we have another new product to share with you:
    
    Home Warranty
    - Safeguard your home systems and appliances with expert repair and replacements from AIG & Agiliant
    - Covers AC/heating, water heater, kitchen appliances, garage doors, plumbing and more
    
    In addition, the Rate Bowl college football game is coming up next month.  In honor of our sponsorship of the game, we are running an in-app exclusive game where you can enter daily for a chance to win a variety of prizes, with the grand prize of $10,000!  Look for the Rate Bowl game on the app’s home tab.
    
    Thank you for using Rate— stress less, live more. Because peace of mind is the ultimate state of wellness.
  23. v22.0.1iOS
    What’s New in Rate
    
    We’ve created a membership dashboard and added new partner benefits to make your homeownership journey more supported, secure, and rewarding.
    
    Refreshed Home Tab Design
    - Newly designed Home Tab with updated icons and layout
    - Enables easier access to our products and content
    - New Membership Benefits section with landing views for each partner integration
    
    Home Security
    - Free $1,200 home security bundle now available, powered by ADT
    - Users complete a form to confirm installation details
    - Secure24 will follow up to schedule setup
    
    ABT Electronics
    - New shopping experience for Rate app users through ABT
    - Save up to $200 on appliances and more with ABT
    
    Rate Rewards
    - Get access to gift cards from top merchants through our new loyalty platform
    
    Rate Whole Home Tech Support
    - 24/7 live tech support for setup, troubleshooting, repairs, and diagnostics
    - Coverage of computers, printers, tablets, routers, Smart TV's, Smart phones and more
    
    Thanks for using Rate—we’re here to support your financial wellness, homeownership goals, and everyday peace of mind.
  24. v22.0iOS
    What’s New in Rate
    
    We’ve created a membership dashboard and added new partner benefits to make your homeownership journey more supported, secure, and rewarding.
    
    Refreshed Home Tab Design
    - Newly designed Home Tab with updated icons and layout
    - Enables easier access to our products and content
    - New Membership Benefits section with landing views for each partner integration
    
    Home Security
    - Free $1,200 home security bundle now available, powered by ADT
    - Users complete a form to confirm installation details
    - Secure24 will follow up to schedule setup
    
    ABT Electronics
    - New shopping experience for Rate app users through ABT
    - Save up to $200 on appliances and more with ABT
    
    Rate Rewards
    - Get access to gift cards from top merchants through our new loyalty platform
    
    Rate Whole Home Tech Support
    - 24/7 live tech support for setup, troubleshooting, repairs, and diagnostics
    - Coverage of computers, printers, tablets, routers, Smart TV's, Smart phones and more
    
    Thanks for using Rate—we’re here to support your financial wellness, homeownership goals, and everyday peace of mind.
  25. v21.0.3iOS
    At Rate, we believe homeownership is the first step toward unlocking a better future. Buying a home is exciting but can be overwhelming, which is why we offer more than just mortgages. We provide free wellness resources to ease the stress and provide support every step of the way. You are the “why” behind our mission to offer not only the best mortgage experience, but also a path to better well-being.
    
    What's New in the App:
    
    - Spanish Language Support: The Rate App is now available in Spanish for users who set their device language preference to Spanish. Most homebuying tools, content, and FAQs are now translated, with more features coming soon!
  26. v21.0.2iOS
    At Rate, we believe homeownership is the first step toward unlocking a better future. Buying a home is exciting but can be overwhelming, which is why we offer more than just mortgages. We provide free wellness resources to ease the stress and provide support every step of the way. You are the “why” behind our mission to offer not only the best mortgage experience, but also a path to better well-being.
    
    What's New in the App:
    
    - Spanish Language Support: The Rate App is now available in Spanish for users who set their device language preference to Spanish. Most homebuying tools, content, and FAQs are now translated, with more features coming soon!

Disclosure: Independent intel to help mobile builders succeed.

AI-powered analysis with editorial review, built from publicly available sources. Marlvel.ai is not affiliated with, endorsed by, or sponsored by Rate: Home, Finance & Wellness, its developer, the app publisher, Apple, or Google Play. All trademarks, logos, and screenshots referenced remain the property of their respective owners.

Data licensed under CC-BY-NC 4.0