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Flowy: Spending Tracker vs its rivals

Side-by-side comparison against Flowy: Spending Tracker's closest competitors — identity, store metrics, ratings & sentiment, and strategic intel.

Flowy: Spending Tracker
This App
Hishabee - ব্যবসা বাড়ান এখনই
Nemesis
Igoe Mobile
Contender
EBPA Mobile
Contender
FloresHR
Contender
Alliance Ins Group Mobile
Contender
Paranı Çalıştır
Peer
Fast Tip & Split Calculator
Peer
GovAid: SNAP
Peer
Pitip: Tip Calculator
Peer
Core Identity
DeveloperChiew CarolHishabee Technologies LimitedWealthCareMobileWealthCareMobileWealthCareMobileWealthCareMobileMehmet BayramChristopher RomaniTimothy DeGraffBow Echo LLC
CategoryFinanceBusinessBusinessMedicalLifestyleMedicalUtilitiesFinanceHealth & FitnessFinance
PlatformiOS, AndroidAndroidAndroidAndroidAndroidAndroidiOSiOS, AndroidiOSiOS, Android
Store Metrics
Rating5.0 / 54.4 / 53.0 / 54.2 / 52.1 / 54.2 / 55.0 / 55.0 / 55.0 / 55.0 / 5
Ratings Count112,254189292751111
PriceUSD0.99FreeFreeFreeFreeFreeFree$0.99Free$1.99
Release DateNov 5, 2019Apr 26, 2021Dec 26, 2013Nov 17, 2013Jul 10, 2025Apr 20, 2014May 29, 2024Jan 2, 2026Feb 12, 2026Feb 3, 2026
Last UpdatedDec 7, 2025Feb 27, 2026Apr 20, 2026Feb 17, 2026Feb 17, 2026Feb 17, 2026May 29, 2024Jan 2, 2026Feb 13, 2026May 1, 2026
Sentiment & Reviews
Sentiment--mixedmixednegative-----
Score--50/10060/10025/100-----
Praises----------
Complaints--
  • Receipt upload friction
-
  • Interface usability
-----
Requests----------
Strategic Intel
Strengths
  • One-time $0.99 purchase model lowers entry friction for privacy-conscious users
  • Manual-entry architecture avoids data-privacy risks linked to bank-syncing competitors
-
  • Direct integration with employer-sponsored benefit accounts functions as a B2B distribution barrier
  • Direct integration with benefit providers ensures accurate, automated receipt and claim processing.
  • Direct integration with benefit accounts ensures data accuracy for claims and balance checks.
  • Specialized focus on FSA/HSA/HRA compliance workflows
  • Direct integration with insurance reimbursement channels
  • Niche arbitrage calculator simplifies complex financial decisions for casual shoppers.
  • Automated stopaj logic reduces manual calculation errors for users.
-
  • FY 2026 regulatory engine provides high-precision compliance [FY 2026 Engine]
  • State-specific logic for vehicle equity and asset tests differentiates from generic calculators [State-Specific Rules]
-
Weaknesses
  • Lack of cloud-sync forces manual backup management
  • Absence of wearable integration limits glanceable logging utility
-
  • 2.95★ rating reflects high-friction receipt upload process
  • Manual receipt processing creates high user friction compared to AI-automated competitors.
  • 2.1★ rating on Android indicates critical usability failures.
  • Limited feature set compared to general financial trackers.
  • Manual receipt submission creates high user friction
  • No automated OCR or data entry features
  • Limited feature cadence compared to general finance apps
  • No automated data feeds for investment rates.
  • Limited review volume compared to established financial utilities.
-
  • Zero user-account persistence prevents return-visit habit formation [No user accounts]
  • Single-purpose utility lacks the transactional layer found in direct competitors [No account integration]
-
Pricingpaidfreefreefreefreefreefreepaidfreepaid
MomentumSteady--------Intense
Update Cadence5 versions--------5 versions

Compare Flowy: Spending Tracker head-to-head

Disclosure: Independent intel to help mobile builders succeed.

AI-powered analysis with editorial review, built from publicly available sources. Marlvel.ai is not affiliated with, endorsed by, or sponsored by Flowy: Spending Tracker, its developer, the app publisher, Apple, or Google Play. All trademarks, logos, and screenshots referenced remain the property of their respective owners.

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