Get: Stronger account security, smarter PIN management, and a smoother app experience.

NEW: Separate Login & Transaction PINs! Your account now has two dedicated PINs — one to access the app, one to authorise payments. Safer, clearer, and more in your control than ever.

Improvements: Security & Stability Enhancements (Smoother device verification, updated account limits view, clearer login error messages, and general bug fixes).

Ready to bank safer? Update now for a more secure and seamless experience! Thanks for choosing Carbon MFB!

Stronger account security, smarter PIN management, and a smoother app experience.
NEW: Separate Login & Transaction PINs! Your account now has two dedicated PINs — one to access the app, one to authorise payments. Safer, clearer, and more in your control than ever.
Improvements: Security & Stability Enhancements (Improved meter number validation for bill payments, and general bug fixes).
Ready to bank safer? Update now for a more secure and seamless experience! Thanks for choosing Carbon MFB! 🚀

Get Smarter loans, faster transfers, and more discoverable savings.

NEW:
Always-On Credit shows your loan eligibility instantly.
Savings Homescreen displays all products and balances upfront.
one-tap narration suggestions make transfers effortless.

Improvements:
Optimized app launch times, independent balance hiding for each card, and full SwiftUI compatibility for a smoother, more stable experience.

Get: Smarter loans, faster onboarding, redesigned dashboard, and a smoother app experience.

NEW: Redesigned Homescreen Dashboard! Everything you need at a glance, Smarter, faster, clearer, and more intuitive than ever.

Improvements: Performance Enhancements (Faster loading, improved stability, smarter loan flows, streamlined onboarding, and general optimizations).

Ready to unlock more? Update now for a faster and smoother banking experience! Thanks for choosing Carbon MFB!

Stamp duty update

Get: Faster signup, flexible savings, smarter loans, and a smoother app experience.

Improvements: Performance Enhancements (Optimized onboarding, better stability, general optimisations).

Ready to unlock more? Update your app now to get an improved workflow, and a smoother experience. Thanks for choosing Carbon MFB!

Bug fixes

Bug fixes.

Get: Faster signup, flexible savings, smarter loans, and a smoother app experience.

New Features: 
- Savings-Backed Loans: Use your savings balance to qualify for a satisfactory loan amount.
- Loan UI Update: Enjoy a simpler, more intuitive loan application process!

Improvements: Performance Enhancements—optimized onboarding and general stability updates.

Update your app now to access the new features, experience the improved flow, and a smoother experience. 

Thanks for choosing Carbon MFB!

Bug Fixes

Bug fixes for investment accounts

Enjoy Faster signup, flexible savings, smarter loans, and a smoother app experience.

New Features

CashVault Upfront Interest – Earn full interest upfront as soon as you lock funds.
FlexSave Partial Liquidation – Withdraw only what you need while the rest keeps earning.
Smart Banners – Personalized offers, tips, and reminders after transactions.
Loan Offers Redesign – Cleaner scrollable list with clearer messaging.

Improvements

Savings overview redesigned for easier comparison.
Smarter prompts for NIN/BVN, better address validation, and real-time KYC limit checks.
Clearer stamp duty receipts and improved CTAs for first-time users.
Upgraded identity verification and phone number verification process.
Fixes for saved payment deletions plus overall performance and stability boosts.
Correct transaction type display for online card transactions

Update now for faster sign-up, more flexible savings, and a smoother experience. 
Thanks for choosing Carbon MFB!

Enjoy a safer, smoother app experience with improved security, smarter payments, easier credit report access, and better performance.

What’s New
Improved Security:
We’ve introduced Security Questions for added account safety—helping secure your account from the start.

Easier Credit Report Access:
You can now pay and access your Credit Report directly in the app.

A “What you need” Page :
Introducing a new screen that shows the requirements needed during onboarding—helping you prepare and reduce signup friction.

Improved Account Transfers:
Saved bank details are now auto-suggested during transfers for a faster experience.

Improvements & Fixes:
Updated OTP screen copy for better clarity.

Introduced a new Credit Report landing page with improved UI.

Increased minimum supported version to iOS 15.

Fixed a crash when opening Live Chat support

General stability updates and performance optimizations.

Update now for improved security, smoother flows, and a faster, more stable experience.
Thanks for choosing Carbon MFB!

Short Description
This update brings clearer sign-up flows, smarter loan repayment options, and stronger input validation, making your Carbon experience smoother from the start.

What’s New

More personalized Sign-Up: We’ve introduced a new optional field to add your social media handle, helping us personalize your experience. You’ll now also need to check a consent box to continue, ensuring clear agreement with our Terms of Service and Privacy Policy.

Loan Terms Page Update: Refined the loan Terms & Conditions copy for better customer clarity.

Smarter Loan Repayments: Make partial payments on overdue loans to ease repayment stress.

Improvements
Email field validation now prevents incorrect formats.

Update now to enjoy faster performance, smarter flows, and improved stability. Your feedback drives our innovation. Thank you for choosing Carbon MFB!

Enjoy a more personalised sign-up, more loan information, and improved address validation. All designed to serve you better.

What’s New

Carbon “Discover” section :
Introducing a discover section to highlight new products and services.

Improved Sign-Up flow:
We now clearly show that OTPs are sent to both SMS and Email. And these details are masked for security.
PEP (Politically Exposed Person) Selection is now displayed in the address screen.

Improved Address Updates:
Address updates are now more responsive and accurate, with automatic KYC updates to reflect your latest information.
Improvements

Security & Performance Enhancements:
OTP Verification for Bank Statement Access
Fixed loan repayment issues
General stability updates and performance optimisations.

Improvements

Security & Performance Enhancements: We’ve made behind-the-scenes upgrades to improve app security, boost performance, and keep everything running smoothly in the background.
Update now to unlock smarter banking with enhanced security and a more intuitive experience! Your feedback drives our innovation. Thank you for choosing Carbon MFB!

Short Description
Smarter card controls, tighter profile security, easier collections contact, and a performance boost—your app just got better.

What’s New
Smarter Card Controls:
Take full control of your card usage! Set daily spending limits, block specific merchant categories, and toggle transactions across ATM, POS, and online—all from your card dashboard.

Profile Picture Lock:
To safeguard your identity and reduce fraud, profile picture changes are now restricted, ensuring that only you can change your picture when you reach out to us and we have confirmed your identity.

Easier Collections Support:
Need help with payments? You can now reach the collections team directly via email from within the app for quick resolution.

Improvements
Security & Performance Enhancements: We’ve made behind-the-scenes upgrades to improve app security, boost performance, and keep everything running smoothly in the background.

Bug Fixes

Enjoy streamlined sign-up, secure profile management, quicker address verification, fresh home updates, and zero-fee debit card delivery!

What’s New

Improved Login Experience:
We’ve squashed an edge case bug that prevented some users from logging in—accessing your account is now seamless.

Enhanced Address Verification:
Our new integration provides a faster and more intuitive address verification process to ensure your details are confirmed quickly.

Profile Picture Lock:
To safeguard your identity and reduce fraud, profile picture changes are now restricted, ensuring that only you can change your picture when you reach out to us and we have confirmed your identity.

Zero Delivery Fee for Your Debit Card:
Pick up your new debit card at our office—absolutely free. Plus, enjoy direct activation if you already have a card with you. Real-time delivery status screens keep you in the loop throughout the process.

Improvements

Security & Accuracy:

Updated OTP verification endpoint for enhanced reliability.

Loan amounts now display in the correct format.

Clearer CVV instructions added to card activation to guide you better.

Behind-the-scenes certificate updates for smoother app performance.

Update now for a faster, safer, and more intuitive banking experience!
Your feedback fuels our innovation. Thank you for choosing Carbon MFB!

Smoother security, and cleaner UI!, streamlined card request flows, and critical bug fixes.

What’s New

Account Indemnity: Gave KYC Level 3 users the ability to increase their transfer limit from ₦1 million to a ₦5 million thresholds.

Improvements

Card Request Flows: UI Updates to the Card Request Flows.

Event Tracking

Bug Fixes

Security Threat on App: Fixed Security threat

Fix Issues with email verification

Resolving Build Issues

Smoother security, and cleaner UI!, streamlined card request flows, and critical bug fixes.

What’s New

Account Indemnity: Gave KYC Level 3 users the ability to increase their transfer limit from ₦1 million to a ₦5 million thresholds.

Improvements

Card Request Flows: UI Updates to the Card Request Flows.

Event Tracking

Bug Fixes

Security Threat on App: Fixed Security threat

Fix Issues with email verification

Resolving Build Issues

Bug Fixes

Short Description

Start 2025 with smarter payments, smoother security, and cleaner UI! Enjoy upgraded ID checks, streamlined money flows, and critical bug fixes.

What’s New

Carbon Circles (Digital Ajo): Replaced "30 free transfers" with dynamic account upgrade prompts.

Onboarding Analytics: Track and categorize onboarding steps for KYC guidance.

Smile ID Upgrade: Smoother identity verification with updated integration.

Paystack Refresh: Revamped transaction details for seamless checkout.

Improvements

Cleaner Payment Flows: Hid debit card buttons in "Add Money" and savings flows.

Beneficiary Clarity: Highlighted recipient names during transfers.

Documentation: Added guides for deleting fields in Send Money and Airtime flows.

Bug Fixes

PIN Reset Fix: Resolved inability to reset PINs.

Loan Repayment Glitch: Disabled "Securely Pay" button when amounts exceed limits.

Debit Card Removal: Eliminated wallet top-up via debit card option.

Tier Validation: Patched frontend tier checks for loan workflows.

Update now for a faster, safer, and more intuitive experience!
Thank you for banking with Carbon MFB. Your feedback powers our progress!

Bug Fixes: Improve user experience on Card module

This release focuses on enhancing performance, reducing technical debt, and improving user experience across key modules. Significant updates reducing app size by > 50% and improving maintainability. Key features such as UI updates for card management, improved biometric and PIN authorization for transactions, and configurable debit card options have been added. These updates result in faster app performance, a smaller footprint, and streamlined user workflows.

Bug Fixes

This update improves stability and user experience for Carbon Zero and loan management on iOS. We’ve refined loan eligibility displays, restricted access based on user tiers, and enhanced the Carbon Zero dashboard. Key bugs and usability issues have been addressed for smoother navigation and transactions. Update now for an improved and reliable Carbon experience on iOS.