MARLVEL

Balance My Checkbook vs its rivals

Side-by-side comparison against Balance My Checkbook's closest competitors — identity, store metrics, ratings & sentiment, and strategic intel.

Balance My Checkbook
This App
Household account book
Nemesis
Daily weekly Cash Collections
Contender
The Ledger Book: Bookkeeping
Contender
Budget App.
Contender
Checkbook Register & Ledger
Contender
CalcTape Calculator with Tape
Peer
BigTipper™
Peer
Tip Calculator
Peer
Military Money: Pay & Pension
Peer
Core Identity
DeveloperLingsDesignsUNITED, Inc.VAJOCHAGA WEBTECHNOLOGY (OPC) PRIVATE LIMITEDGeneration NextWALABOK LLCTimo Stuebingschoettler Software GmbHPureBlend SoftwareFinanceptDeeline Productions, LLC
CategoryFinanceFinanceFinanceBusinessUtilitiesFinanceFinanceFood & DrinkFinanceFinance
PlatformiOSiOS, AndroidAndroidAndroidiOSAndroid, iOSAndroid, iOSiOSiOS, AndroidiOS
Store Metrics
Rating4.7 / 54.4 / 53.1 / 53.6 / 54.4 / 54.8 / 50.0 / 54.9 / 54.8 / 54.8 / 5
Ratings Count4,5622135493636127013258,5175,760
PriceFreeFreeFreeFreeFreeFree$5.99$1.99FreeFree
Release DateJul 28, 2013Aug 11, 2015Sep 11, 2020Dec 31, 2019Apr 17, 2021May 8, 2021Dec 19, 2014Feb 12, 2019Jun 10, 2012Mar 2, 2019
Last UpdatedApr 10, 2026Oct 23, 2025Mar 28, 2026Jan 10, 2026Jul 8, 2025May 19, 2026Apr 24, 2025Apr 12, 2026Jan 25, 2026Apr 13, 2026
Sentiment & Reviews
Sentiment----mixed--positivenegative-
Score----40/100--82/10035/100-
Praises----
  • Simple and clean interface design provides a straightforward experience for tracking daily personal expenses
--
  • Simple and efficient interface design allows for rapid tip calculation without unnecessary navigation steps
  • Simple and effective tip calculation logic provides immediate value for restaurant diners
-
Complaints----
  • Excessive advertisement frequency interrupts the core expense planning workflow and degrades the overall user experience
  • Inability to edit or label existing expense entries prevents users from maintaining accurate financial records
--
  • Application instability and freezing during specific button interactions on older operating system builds
  • Aggressive and unskippable advertisement implementation disrupts the core utility of the app
-
Requests----
  • Customizable expense labels and categories would allow for more personalized financial tracking and organization
  • Biometric security integration using facial recognition would provide necessary privacy protection for sensitive financial data
--
  • Location aware sales tax calculation to automate rate entry based on current geographic position
  • Addition of a rounding feature to simplify final tip and total amounts
-
Strategic Intel
Strengths
  • High-friction-free entry design sustains user retention
  • 4.65-star rating baseline indicates core utility satisfaction
---
  • One-time purchase model removes long-term subscription fatigue for cost-conscious users
--
  • Receipt-to-report workflow creates a B2B utility moat
  • Mirroring function establishes unique security-focused category authority
  • Customizable interface accommodates diverse input preferences to maintain usage
  • Modern theme-customizable interface provides visual differentiation
  • Flexible tax-toggle logic enables accurate tipping across varying local customs
  • Specialized military-specific pension logic functions as a high-trust barrier against generic financial calculators.
Weaknesses
  • Manual entry requirement creates high churn risk vs automated rivals
  • Ad-supported free tier yields lower LTV than subscription conversion
---
  • Excessive ad frequency blocks core interaction, causing high user frustration
  • Inability to edit past entries prevents accurate financial record keeping
--
  • $1.99 price point creates a barrier to entry
  • Stability issues on older builds erode user trust
  • Location service failures disrupt the automated history-tracking loop
  • Unskippable full-screen ads block core utility
  • Deceptive subscription pricing triggers refund surges
  • Recent update broke bill-scanning functionality
  • Retirement models are anchored to 2021 data, creating a potential accuracy gap for users planning beyond the current fiscal year.
Pricingfreemiumfreefreefreefreemiumfreefreepaidfreefree
Momentum-Maintenance--MaintenanceIntenseIntenseIntense-Maintenance
Update Cadence-5 versions--5 versions5 versions5 versions5 versions-1 versions

Compare Balance My Checkbook head-to-head

Disclosure: Independent intel to help mobile builders succeed.

AI-powered analysis with editorial review, built from publicly available sources. Marlvel.ai is not affiliated with, endorsed by, or sponsored by Balance My Checkbook, its developer, the app publisher, Apple, or Google Play. All trademarks, logos, and screenshots referenced remain the property of their respective owners.

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