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My Monies vs its rivals

Side-by-side comparison against My Monies's closest competitors — identity, store metrics, ratings & sentiment, and strategic intel.

My Monies
This App
YNAB
Nemesis
Goodbudget Budget Planner
Contender
Expense & Budget App: Spendee
Contender
Toshl Finance - Best Budget
Peer
Daily Budget Original
Peer
PocketGuard・Budget Planner App
Peer
Bluecoins Finance & Budget
Peer
Zenmoney: expense tracker
Peer
Core Identity
DeveloperMurat Yasin YAZDIRANYou Need A Budget LLCDayspring TechnologiesCleevio s.r.o.Toshl Inc.Christopher RuttingerPocketGuard, Inc.GEOPRO GLOBAL SOLUTIONS INCZenmoney OU
CategoryFinanceFinanceFinanceFinanceFinanceFinanceFinanceFinanceFinance
PlatformiOSAndroid, iOSiOSAndroid, iOSiOSAndroid, iOSAndroidiOS, AndroidAndroid, iOS
Store Metrics
Rating0.0 / 54.8 / 54.6 / 54.6 / 54.8 / 54.7 / 54.3 / 53.7 / 54.6 / 5
Ratings Count059,96313,2426,1111,7784,8422,80669144
PriceUSD1.99FreeFreeFreeFreeFreeFreeFreeFree
Release DateApr 27, 2026Oct 20, 2015Oct 26, 2011Jul 15, 2013Dec 17, 2015May 29, 2013Mar 16, 2016Dec 20, 2022Sep 1, 2014
Last UpdatedApr 27, 2026May 14, 2026Mar 9, 2026Apr 8, 2026Dec 13, 2024Jul 2, 2025May 7, 2026Nov 6, 2024Mar 16, 2026
Sentiment & Reviews
Sentiment-mixednegative------
Score-45/10035/100------
Praises-
  • The envelope-based budgeting method provides long-term financial clarity and reduces stress for dedicated users
  • Envelope budgeting methodology provides clear financial structure for long-term savings and debt reduction
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Complaints-
  • Unreliable bank connection syncing forces users to perform manual entry despite paying for premium access
  • Post-update stability issues including app crashes and missing visual data reports
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Requests-
  • Support for bi-weekly payment targets to better align with common paycheck schedules
  • Native tablet application support to allow for better budget management on larger screens
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Strategic Intel
Strengths
  • Local-only storage architecture prevents cloud-based data exposure
  • Multi-language support captures non-English speaking regional segments
  • Envelope-based budgeting methodology creates deep behavioral lock-in
  • Multi-user shared plans increase household switching costs
  • Community resources and live classes foster long-term retention
  • Envelope-based methodology creates high switching costs [Methodology]
  • Multi-user sharing drives organic household acquisition [Network Effects]
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Weaknesses
  • Manual entry requirement creates high user friction
  • Lack of cloud synchronization risks permanent data loss on device damage
  • High annual subscription cost creates a barrier to entry
  • Persistent bank-sync failures necessitate manual entry
  • Recent UI updates introduced navigation friction
  • Manual-heavy entry friction [User Feedback]
  • Stability regressions in the latest update [Technical Debt]
  • Rudimentary interface lacks modern design [User Feedback]
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Pricingpaidsubscriptionfreemiumfreemiumfreemiumfreemiumfreemiumfreefreemium
Momentum-SteadyMaintenanceIntenseZombieMaintenance-SteadyIntense
Update Cadence-5 versions, 2 majors/6mo, ~14d avg1 versions, 1 majors/6mo5 versions5 versions5 versions-5 versions5 versions

Compare My Monies head-to-head

Disclosure: Independent intel to help mobile builders succeed.

AI-powered analysis with editorial review, built from publicly available sources. Marlvel.ai is not affiliated with, endorsed by, or sponsored by My Monies, its developer, the app publisher, Apple, or Google Play. All trademarks, logos, and screenshots referenced remain the property of their respective owners.

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