Report updated Apr 19, 2026
Revolut: Send, spend and save
For global citizens, frequent travelers, and tech-savvy individuals looking for an all-in-one digital banking, investment, and money management solution.
Revolut: Send, spend and save is a well-regarded finance app that is free with in-app purchases. With a 4.5/5 rating from 4M reviews, it maintains solid user satisfaction. Users particularly appreciate ease of use, though app stability remains a common concern.
What is Revolut: Send, spend and save?
Current Momentum
v10.125 · 4d ago
MaintenanceRevolut is currently in maintenance mode, focusing exclusively on under-the-hood performance and stability improvements.
What makes this app unique?
What Does It Look Like?
What Are The Key Features?
Hold, exchange, and send 25+ currencies with competitive exchange rates
Generate unique card details for each online transaction to enhance security
Financial management account and card specifically designed for kids and teens
Commission-free stock and ETF trading within monthly allowances
How much does it cost?
- Standard: Free
- Plus: £3.99/month
- Premium: £7.99/month
- Metal: £14.99/month
- Ultra: £55/month
Uses a tiered subscription model to gate advanced features like higher APY (up to 4.25%) and exclusive benefits, while maintaining a free tier for mass acquisition.
Who Built It?
Revolut
Providing a global financial super-app that consolidates banking, currency exchange, and wealth management for individuals and businesses.
Portfolio
7
Apps
What other apps does Revolut make?
Explore the full Revolut report
Portfolio breakdown, audience, momentum, and every app published by Revolut.
What do users think recently?
High confidence · Latest 100 of 4M total reviews analyzed
How did the latest release land?
What is the recent mood?
Recent user voice shows a excited sentiment. Users appreciate ease of use and international travel & exchange, but report app stability and customer support quality.
What Users Love
What Frustrates Users
View the full user-sentiment analysis
Mood gauge, ratings & review-volume history, every praise / complaint / request, and sentiment over time.
What is the competitive landscape for Revolut: Send, spend and save?
Where is it available?
Localized markets (18)
How's The Finance Market?
How does it evolve in the Finance market?
Rank progression
118 active rankings tracked — 30-day window
The rivals identified
The outtake for Revolut: Send, spend and save
Strengths to defend, gaps to attack
Core Strengths
- Superior multi-currency infrastructure (25+ currencies)
- Security-first features (Single-use virtual cards)
- Comprehensive 'Super App' ecosystem (Banking + Trading + Travel)
- High brand recognition and global scale (70M+ customers)
Critical Frictions
- Android app stability issues and frequent crashes
- Friction in account verification and facial recognition
- Over-reliance on AI for customer support
- Feature density leading to UI clutter
Growth Levers
- Credit building products (competing with Chime/Varo)
- Gamified financial education for youth (competing with GoHenry)
- Localized domestic banking features like shared IBANs
Market Threats
- Robinhood's 3% cashback Gold Card and high-yield sweeps
- Monzo's superior domestic UX and 'Salary Sorter'
- Specialist remittance apps offering physical cash pickup
What are the next best moves?
Stabilize Android build and fix 'Move Money' crashes
App stability is the top complaint theme and is causing a declining sentiment trend despite high overall ratings.
Introduce human-escalation paths for verification issues
Users report being 'stuck in processing' for weeks, and AI bots are cited as 'useless' for resolving these critical blockers.
Develop gamified 'Missions' for Revolut <18
Competitor GoHenry wins on youth banking by offering structured learning paths that Revolut currently lacks.
Feature Gaps vs Competitors
- Salary Sorter and automated Pots (available in Monzo)
- Integrated 'Flex' credit product (available in Monzo)
- Fee-free overdraft protection like 'SpotMe' (available in Chime)
- Credit Builder secured cards (available in Chime/Varo)
- Gamified financial education missions (available in GoHenry)
- Physical cash pickup for remittances (available in Remitly)
- Shared Spaces with unique IBANs (available in N26)
Key Takeaways
Revolut is the dominant 'financial toolkit' for global users, but it risks losing the 'daily bank' battle to rivals like Monzo and Robinhood. To maintain its lead, the PM must prioritize technical stability over new feature shipping and fix the support bottleneck that is currently eroding user trust.
Where Is It Heading?
Declining
Recent updates have introduced critical stability issues and crashes on Android — Frustrated mood signal.
v10.125 (April 2026) shows active maintenance and feature investment (RevPoints) — maintaining competitive velocity.
Verification and login friction are persistent themes in recent reviews — impacting user acquisition efficiency.