This update focuses on stability, accuracy, and small quality-of-life improvements across the app.

NEW

* No Spending Streaks — track days where you intentionally spend nothing
* Expanded currency support

IMPROVEMENTS

* Chat now opens with the input box immediately active
* Review prompt no longer shows on every update
* Asset accounts now support balance adjustments

Fixes

* Fixed “Check for updates” not working
* Fixed rearranging issues
* Fixed reopen receivable not working
* Fixed transfer fee calculation bug
* Fixed installment issues
* Fixed decimal placement errors

Fixes and small improvements across the app. Resolved issues with updates check, transfer fees, installments, receivables, and rearranging.

This update focuses on improving financial clarity, fixing core issues, and introducing a new learning feature inside the app.

NEW FEATURES

SAVINGS SUMMARY
Get a clearer view of your progress. You can now see how much you’re saving over time in one place, making it easier to track consistency and growth.

TARSI COACH (NEW)
A built-in financial literacy module inside the app.

* Covers both foundational and advanced topics
* Unlock content through usage and engagement
* Uses your own financial data to provide more relevant insights and context
    This turns Tarsi from just a tracker into a learning tool.

INSTALLMENT LINKING TO CREDIT ACCOUNTS
You can now directly link installments to their corresponding credit accounts for better tracking and accuracy.

IMPROVEMENTS

RECURRING TRANSACTIONS
Refinements to recurring income and expense flows for better reliability and usability.

FIXES

* Fixed Plan screen scroll issues
* Fixed Travel Mode being blocked by the keyboard
* Fixed balance transfer inconsistencies
* Fixed installment-related bugs

This update adds structure to how you track money (especially for trips and events), plus real tools you can actually use day to day.

NEW FEATURES

TRAVEL MODE
Start a trip from the Plan screen. While it’s active, every expense or income you log is automatically grouped under that trip.
No manual tagging needed. When the trip ends, your data stays grouped for review, but new entries won’t be included anymore.

TAGS
Create your own labels for anything—projects, events, side hustles, or occasions.

You can attach tags to entries so you’re not limited to categories. This is useful for things like birthdays, food trips, or tracking a specific event across different expense types.

HISTORY FILTERING (BY TAGS)
You can now filter your transaction history using tags.
This makes it easier to answer questions like “how much did I spend on this trip?” or “how much did this event cost?” without digging manually.

STREAKS (CUSTOMIZABLE)
Track consistency with streaks that match your goals.
You can choose what counts as a streak:
Logging streaks (did you log today?)
No-spend streaks (spent nothing for the day)
Minimum spend targets (stay under a set daily amount)
Set your own rules and keep your streak going based on how you want to manage your money.

TOOLS
A new dedicated section with built-in utilities:
Currency Exchange - quick conversions while tracking multi-currency spending
Invoice Generator - create simple invoices directly in the app
Income Tax Calculator - estimate taxes without leaving Tarsi
Shopping List - plan purchases alongside your budget
More coming soon!

PULL TO REFRESH (WALLET)
Swipe down on the Wallet screen to update stocks, crypto, and forex data instantly instead of waiting for auto-refresh.

TRANSACTION TIME (TRANSFERS)
Transfers now include exact timestamps, not just dates, so your logs are more precise.

EDITABLE LOGGED DATES (DEBTS AND RECEIVABLES)
You can now adjust dates for money you owe or are owed, making backtracking and corrections easier.

CAMERA SHORTCUT FOR ATTACHMENTS
When logging income or expenses, you can open the camera directly to capture receipts or proof without extra steps.

EXPORT DAILY SPENDING
Generate a clean image of your daily spending summary. Useful for sharing progress or posting on social media.

SPENDABLE AMOUNT EXPLANATION
A new button explains how your “spendable” amount is computed so you understand where the number is coming from.

IMPROVEMENTS
Faster flow when logging (no forced redirect to Home)
Chat logging now shows tappable receipt rows for quick review
More compact currency selector
Cleaner rearrange mode with a floating “Done” button
Notifications for upcoming payments and interest events
General UI cleanup and simplification

FIXES
Multi-currency distribution chart calculations
Bill splitting flow (participants now shown first)
Installment and card billing issues
Net balance toggle not saving
Custom logo history filter bug
Android icon and splash screen issues
Other minor bugs

This update focuses on improving income tracking, debt management, shared accounts, and overall consistency across the app.

NEW FEATURES

• Custom Monthly Budget Cycle
Set your own monthly budget start day. Supports salary-based cycles (e.g. 25th–24th). Applies to budgets and summaries only.

• Income Categories Overhaul
Income categories are now easier to manage and customize
– Built-in categories (Interest, Dividend, Rental) can be edited directly
– Add subcategories (e.g. banks, dividend sources, properties)
– Supports subcategories across logging, history, and details
– Custom categories now support image icons

• Improved Category Editing
Long-press any category while logging to open its settings instantly

• Debt & Receivables Improvements
– Indicator for fully paid entries
– Auto-archiving of completed debts and receivables
– Added missing date fields in editors

• Tarsi Cloud
– Added bill splitting

• Smarter Chat Logging
Better handling of dates when parsing entries

• Spendable Calculation Update
Now considers remaining days in the current cycle

• Auto Update Prompt
Shown on app startup and in settings

IMPROVEMENTS

• Removed borders on forecast items
• Updated date formats across the app

FIXES

• Fixed notes disappearing after update
• Fixed decimal inconsistencies
• Fixed loan account creation issue (payment values not saving)
• Fixed credit card balance not updating after deleting expenses in shared accounts
• Fixed shared credit card balances not syncing correctly after transactions
• Fixed zero-amount recurring/planned transactions for credit cards

This update focuses on smarter tracking, improved financial insights, and more consistent behavior across accounts, goals, and planning flows.

NEW FEATURES
• Added quick photo and text notes on account cards (tap to flip)
• Added hold gesture to quickly open camera for receipt scanning
• Added ability to edit profile name
• Added bi-weekly option for recurring planned payments across the app
• Added percentage support in subcategories
• Added ability to attach photos to goals for inspiration

GOALS SYSTEM UPGRADE (Major)
• Personal Goals now use linked goal accounts behind the scenes
• Goal contributions now behave as real transfers (no disappearing money)
• Goal withdrawals now correctly move money back into accounts
• Goal balances stay synced across edits, deletes, imports, and restores
• Existing users are safely migrated with balances and progress preserved

DEBTS & RECEIVABLES
• Linked recurring debt payments are now integrated into the debt flow
• Added payment history insights for “Money Owed to You”
• Shows payer reliability (reliable, delayed, high risk)
• Displays warnings for overdue or risky borrowers
• Collection logs now support actual payment dates for accuracy

ACCOUNTS & CREDIT CARDS
• Card payments can now exceed owed amount (supports negative balance for overpayment)
• Home card now shows statement dues instead of live balances
• Fallback logic:
• No statement day → shows current owed balance
• No due day → excluded from due-focused section
• Unified card/account selector across all account selection flows
• Loan payments are now logged properly and appear in transaction history

TEMPLATES & CUSTOMIZATION
• Template colors can now be overridden with user-selected colors

AI & CHAT
• Offline Tarsi chat is now smarter and more accurate

PLANNING & UI
• Updated forecast cashflow screen
• Improved group shared account toggle placement

IMPROVEMENTS
• Save income now automatically closes the form after submission
• Improved consistency in account selection behavior across the app

FIXES
• Fixed Money Owed to You increasing after app restart
• Fixed debt entry clearing bug
• Fixed credit card chat parser issues
• Fixed credit card payment amount parsing
• Fixed issue where Save Income does not close form
• Fixed quick actions bug

This update focuses on improving planning, account management, and overall consistency, while introducing optional cloud capabilities and better handling of credit, debts, and receivables.

NEW FEATURES

• Introduced Tarsi Cloud (optional)
Shared accounts
Online sync
Smarter AI chat (better understanding of behavior, spending, and affordability)

• Credit cards now show “This Statement” metric under due-day / statement-day
• Added support for subcategory icons and templates
• Added quick button for account group management on Wallet screen
• Added button filters for Planned Payments

IMPROVEMENTS

• Plan flows (Goals, Debts, Money Owed to You) now fully respect decimal mode across all screens
• Improved decimal consistency across the app
• Group totals now respect Privacy Mode
• Receivables now show a proper lending log, including the original recorded amount
• Fully paid debts no longer show a due date

FIXES

• Fixed home card order persistence
• Fixed bi-monthly persistence bug
• Fixed loan amount date picker
• Fixed Plus Button tap/hold preference persistence
• Fixed individual currency issues
• Fixed credit card installment flows

Major feature upgrades across budgeting, accounts, and customization.

FEATURES

• Added new category budget mode: % of income
• Category budgets can now be set as fixed amount or percentage of income
• Percentage budgets auto-calculate based on income within the selected interval
• Added new loan and asset account types
• Added SSS, PhilHealth, and Pag-IBIG account templates
• Added account grouping with reordering
• Added Money Owed to You close/reopen feature
• Added recurring expenses support for credit cards
• Added different currency transfers
• Added Filipino language option (now default)
• Tarsi mascot is now animated
• Added “Credit cards due soon” section on home screen
• Added customizable home screen with reordering
• Added photo attachment full screen view
• Added income distribution chart

IMPROVEMENTS

• Home Recent now follows transaction date first, then createdAt within the same day
• Transfers can now be edited
• Chat now supports adding expenses to credit cards
• Expanded note field tap target
• Added clear button in chat
• Added help button in chat
• Updated wallet screen toggle to All / Assets / Liabilities
• Debts now show indicators when near due date
• Allowed multiple decimal handling for interest

BUG FIXES

• Fixed chat not detecting subcategories
• Fixed maintaining balance issue
• Fixed recurring transactions with “Start Later” triggering early
• Fixed editing one-time upcoming entries incorrectly showing Repeat tab

This update focuses on accuracy, better financial tracking, and fixing real-world issues based on how people actually use Tarsi.

MULTI-CURRENCY & TRANSFERS

Multi-currency transactions are now fully supported across the app.
You can log a transaction in a different currency from your wallet, optionally set your own exchange rate, and store both the original and converted values.
Transfers now follow your selected date instead of defaulting to “today.” This also applies to transfer fees, keeping history, sorting, and reports consistent.

CREDIT & INSTALLMENTS (FIXED + IMPROVED)

Installment plans now correctly update Used Credit immediately.
Behavior is now consistent whether created through the expense flow or the installment button.
Failed payments no longer show false success states.
The app now properly displays insufficient balance errors, and rejected payments no longer affect balances, installment progress, or transaction logs.
Recurring charges are also more controlled and will stop before pushing accounts beyond available funds.

BUDGETING & INSIGHTS

Budget overview now shows the total allocated budget alongside how much has already been used, making it easier to track progress at a glance.
Monthly category breakdowns are now fully visible.
You can see all categories instead of just the top 4, with better visibility into where your money goes.

HISTORY & FILTERING

A date range picker is now available in history filters, with total income and expense summaries updating dynamically based on your selection.
Goal contribution logs now properly respect filters and only appear when relevant.
Bulk edit is now supported, allowing you to select and update multiple transactions at once.
Recent transactions on the home screen now include day labels, and currency inconsistencies in history have been fixed.

TRANSACTIONS & INPUT

You can now use k-notation when logging transactions, making inputs faster.
Recurring transactions now support a quarterly option.
Optional descriptions have been added for debts and money owed tracking.
Lent money entries can now be edited or deleted individually without removing the entire record.
The expense note field has been redesigned to be more readable, and spacing across forms has been improved.

UX & FLOW IMPROVEMENTS

Account search is now fixed, preventing it from being blocked by the keyboard.
The transfer flow now uses clearer dropdown-style selectors.
Navigation issues have been fixed when creating multiple transactions or editing accounts, ensuring users are returned to the correct screen.
The chat interface has also been updated for a cleaner look.

ONBOARDING

A new onboarding step has been added to allow users to enable notifications early in the setup flow.

BUG FIXES

Fixed the net worth date picker visibility issue.
Resolved edge cases in recurring and installment logic that could lead to incorrect balances.
Fixed false success states during payment failures.

INVESTMENT ACCOUNTS

Users can now create investment accounts for US stocks and cryptocurrencies. The app fetches the latest market data so you can track your investments alongside your other accounts in one place, giving you a more complete view of your finances.

CORE FINANCE & BALANCE LOGIC

Added Available Balance / Spendable Amount for debit accounts based on current balance plus expected inflows minus expected outflows. Net Balance and Available Balance are now clearly separated with improved labels and helper copy. Introduced account-level expected cashflow helpers to support these calculations. Added a Beginning Balance history trail when creating accounts with an opening balance, and this now appears in both account and global history using the balance adjustment model. Updated UI to clearly distinguish Beginning Balance from Balance Adjustment. Balance adjustments now support notes, and the term “sync” has been replaced with “adjust.”

INSTALLMENTS (MAJOR UPGRADE)

Installments now support full create, edit, and delete functionality. You can create installments directly without going through Add Expense, with a dedicated create/edit screen and a new Add Installment entry point. Installment overview now includes edit and delete actions. Added validation rules for plans with linked payments. Payment logs can now be edited or deleted, with automatic recomputation of balances, totals, counts, and next due dates. Added a detailed payment editor flow accessible directly from History. Updated History behavior so installment entries open editable payment details instead of redirecting to the plan. Added tests for installment flows and rollback behavior. Improved setup to support backdated first due dates, automatically aligning the next due date to the correct cycle, with helper notes explaining this behavior.

RECURRING & SCHEDULING IMPROVEMENTS

Fixed the Start Later logic so the selected date is now treated as the exact first due date. Added the ability to edit the start date of recurring expenses instead of recreating them. Introduced support for variable recurring bills. For recurring expenses set to manual mark, logging a payment now asks for the actual amount instead of always using the template value.

ANALYTICS & INSIGHTS

Added a Net Worth section in Statistics. Introduced a calendar spending heatmap. Added an interactive expense distribution chart when viewing calendar ranges for better analysis of spending patterns.

UI / UX IMPROVEMENTS

Repositioned the account picker in the add income and expense flow for easier access. Limited account display to four by default with a Show More option for better usability. Updated account selection to a grid layout for debts and receivables. Improved help text, empty states, and in-app copy. Subcategories are now visible when updating categories via long press. Receipt scanning now properly assigns subcategories without needing to edit from history. Removed credit accounts as options when adding income and restricted them to appropriate flows like credit expense logging in Installments.

CHAT & INTELLIGENCE

Fixed an issue where chat responses used the wrong currency for specific accounts. Chat now respects the account’s actual currency instead of the global preferred currency, improving accuracy in balance queries and context-based responses.

TRANSACTIONS & DATA HANDLING

Added notes support in balance adjustments. Fixed issues in flow split computation. Improved how installment-related transactions are handled in history and balance calculations.

DECIMALS & FORMATTING

Decimals are now enabled by default across the app. Updated global handling of decimal values for more consistent formatting.

FIXES & MINOR IMPROVEMENTS

Fixed an issue where the calculator was not hiding in the Search Account input. General UI polish and consistency improvements across the app.

CHAT WITH TARSI

Chat with Tarsi is now available on older iOS devices
Chat now supports date-based inputs such as logging past transactions
Improved chat intelligence and responsiveness
Users can check account balances via chat
Users can transfer account values via chat
Users can update goals, debts, and money owed via chat
Added support for follow-up corrections within chat

INTEGRATIONS

Added support for logging expenses using Hey Siri
Added support for logging expenses via Apple Watch

ACCOUNTS AND CREDIT

Credit account cards now show remaining credit instead of used versus maximum credit
Users can now pay debts or credit card balances using another credit card, including support for balance transfer fees
Added support for external payment sources for credit accounts
Optional maintaining balance can now be set for accounts

TRANSACTIONS AND INPUT

Pre-populated text and smarter predictions when entering similar transaction details for faster logging
Confetti effect now appears when logging significant income
Transaction history dot indicator is now more compact
Added transition animations when applying filters
Calendar view now supports date range filtering

CATEGORIES AND ORGANIZATION

Users can now edit and delete pre-configured custom categories to better control visible options
Added more supported icons for categories
Fixed subcategory issues and added rename option

DEBT, GOALS, AND MONEY TRACKING

Account selectors in debt and money-owed screens now use a two-column grid layout
Goals now use the same two-column account grid for consistency
Added full edit and delete support for goal transaction logs
Fixed wallet calculations so goal amounts are no longer incorrectly added back to source accounts
Deleting a goal now properly reverses all related contributions and withdrawals back to original account balances

UI AND EXPERIENCE

Tapping daily balance on the wallet screen now opens the statistics view
Installments are now hidden when the user has no credit account
Improved OCR for receipt detection
Added shortcut templates for faster actions

NEW FEATURES

Introduce multiple profiles feature
Add OCR receipt scanning alongside image upload input
Add installment overview page
Add transaction logs for debt, money owed to you, and goals
Add update and delete functionality for debt and money owed to you entries

UI & EXPERIENCE

Improve notes screen experience
Make subcategories collapsible
Add preference setting for default action when holding or pressing the add button
Improve navigation menu smoothness

FINANCE & TRACKING

Add daily interest frequency support for accounts with interest
Auto increment balances based on configured interest intervals
Add optional statement date for credit cards, visible in full card view only
Adjust forecasted cashflow to follow cash-basis treatment for credit card charges, excluding credit expenses from actual expenses until paid

TRANSACTIONS & INPUT

Add quick recent expense buttons in add income and expense flow
Add image upload support for all transaction types
Open full transaction details screen with image preview when tapping a transaction
Add live comma formatting to money inputs in debt, money owed, and goals editors

BUG FIXES

Fix decimal display issue for account balances when decimals are enabled
Fix balance syncing issues when editing accounts

This update focuses on deeper financial visibility, better planning, and a cleaner, more consistent experience across the app.

UI & EXPERIENCE UPDATES

The app has been visually refreshed with a new primary color and updated Tarsi mascot.
Navigation has been improved with a unified bottom menu across iOS and Android.
Categories now have dedicated screens, support subcategories, and allow direct navigation from the home screen.
Wallet and account management have been refined with faster edit access, better visibility controls, and clearer indicators for accounts excluded from totals.
Account selection in transaction forms is now easier with a grid layout and search support.
Major screens including Goals, Debt, Money Owed, and Help have been redesigned for better clarity and usability.

NEW FEATURES

Tarsi now introduces a full Planned Payments system, bringing together recurring and future one-time transactions into a single view so you can clearly see what is coming next. You can now create future payments with due dates, get reminders for upcoming payables or paydays, and manage everything in one place.
A new forecasted cashflow view is now accessible from Wallet insights, showing actual and expected inflow and outflow based on recurring entries, debts, receivables, and installments.
Daily expense summary is now available with a simple swipe from the home screen, giving you a quick snapshot of your daily spending.
You can now generate income and expense statements in PDF format, alongside existing CSV and JSON exports.
Tarsi now includes built-in notes and checklist functionality so you can track upcoming expenses, shopping lists, and reminders without leaving the app.
Automatic local backups have been added to ensure your data is always safe and recoverable.

FINANCE & TRACKING IMPROVEMENTS

Debt and money tracking have been significantly improved. You can now add new borrowings under an existing person, update existing balances, and track total accumulated debt per person. You can also specify the source of funds and automatically deduct from the correct account when logging.
Credit and debit accounts now support balance adjustments, allowing you to sync your real balances while keeping a clear transaction history of changes.
You can now convert credit transactions into installment-based debts with proper tracking and scheduling.
Goals are now more powerful, with dedicated screens, improved tracking, and the ability to withdraw savings back into your accounts. If a goal is tied to a specific account, its balance is now reflected in that account.
Recurring transactions now include a full overview screen, clearer category and account visibility, and better handling for bi-monthly schedules.
Money owed to you can now be tied to a specific account, and transactions now clearly show which account was used.

INSIGHTS & INTELLIGENCE

Tarsi insights are now smarter and more contextual. You will receive feedback not only on expenses but also on income entries, helping you make better financial decisions.
New contextual tips and guidance have been added throughout the app, powered by Tarsi to help you stay on track.
Privacy mode now fully applies to insights as well.

FIXES & ENHANCEMENTS

Improved consistency in currency handling across recurring transactions and dashboards.
Resolved issues with category selection, including the “Other” category not being selectable.
Fixed wallet icon responsiveness and multiple UI inconsistencies across screens.
Improved toggle states and subcategory display in transaction records.
Accounts excluded from net balance now correctly stay out of totals, with a quick toggle to show or hide them.
General performance improvements and stability fixes across the app.

What's New in Version 1.6

New Features
	•	Optional Face ID unlock
	•	Chat with Tarsi (Apple Intelligence devices)
	•	Voice input and text-to-speech for logging transactions
	•	Income and expense templates (long press to reuse)
	•	Account-level charts (income and expense per account)
	•	Multi-currency support per account with live FX rates
	•	Credit accounts with existing owed balance
	•	Mark as Paid for bills (auto-deduct or manual)
	•	Recurring transactions now support end dates
	•	Smart follow-up notifications (log reminders)
	•	Drag to reorder account cards
	•	Include or exclude accounts from net balance
	•	Toggle to exclude credit card debt from net worth

Improvements
	•	Quick add (income or expense) inside account page
	•	Homepage now shows total income and expenses (day, week, month filters)
	•	Transaction history now shows account source and destination
	•	Press and hold transactions to quickly update category
	•	Faster Tarsi text responses on home screen
	•	Updated calendar view
	•	Sticky save button and improved custom keyboard behavior
	•	Floating action buttons now hide on scroll
	•	Apple Shortcuts improvements
	•	Currency selection during onboarding (top 6 plus editable later)
	•	Improved onboarding flow

UI / UX Updates
	•	Switched to Plus Jakarta Sans font
	•	Cleaner account screen (delete moved to top-right)
	•	Decimal display on account cards (if enabled)
	•	Improved statistics layout (horizontal fix)
	•	Improved thinking loader for insights

Fixes
	•	Fixed transaction history issues for credit card payments
	•	Fixed future transactions affecting current balance
	•	Fixed Hide amounts resetting after restart
	•	Fixed onboarding name input issue
	•	Fixed form flow when entering amount first
	•	General performance and stability improvements

Tarsi now supports faster input, smarter tracking, and more flexible financial views while keeping things simple.

What’s New in Version 1.5

New Features
• Widgets — Track your finances directly from your Home Screen. Supports light, dark, clear, and tinted styles.
• Multi-currency support — Manage accounts and expenses in different currencies.
• Account transfers — Move money between accounts easily.
• Optional transfer fee — Add an optional fee when transferring between accounts.
• Revamped account cards view — Cleaner and easier overview of your accounts.
• New refreshed UI — Updated interface for a more modern and polished experience.
• Privacy Mode — Tap the wallet icon on the Wallet screen to censor balances instantly.
• Smarter Tarsi insights — Improved financial insights and witty comments from Tarsi.
• Shake to Undo — Quickly undo the last action by shaking your phone.
• Back Tap shortcut — Trigger quick actions using iPhone Back Tap.
• App Shortcuts (App Intents) — Log actions faster using Siri and system shortcuts.
• Add past entries — Record transactions from previous dates.
• CSV import and export — Move your financial data in and out easily.
• JSON data import — Import your financial data into Tarsi.
• Recurring groups in Upcoming — Recurring income and expenses are now grouped in the Upcoming card.
• Custom recurring dates — Set custom dates for recurring transactions.
• Expense category pie chart — Statistics now include a pie chart showing expense distribution by category.
• Custom budget categories — Create your own budget categories.
• Custom budget icons and colors — Personalize the look of your budgets.
• Custom budget intervals — Set flexible time intervals for your budgets.
• More income labels — Expanded options for categorizing income.
• Separate notifications — Get alerts for budgets, debts, goals, and receivables beyond recurring income and expense reminders.
• Net worth settings — Choose whether to include debts and money owed to you in net worth calculations.
• Days left until payroll — Quickly see how many days remain before your next payday.

Improvements
• Visual refresh on recurring income and expense screens.
• Smooth animations across the app for a more fluid experience.
• Toggle decimal points — Option to show or hide decimal digits.
• Money digit reveal animation and chart animations for a smoother experience.
• New accounts now default to Debit type for easier setup.
• Performance improvements.
• Improved layout support for smaller screen resolutions.

Fixes
• Fixed credit card payment handling.
• Fixed calculation bug affecting totals.
• Fixed overlapping description text in budget settings.
• Fixed date picker not working in light mode.