Report updated Apr 16, 2026
Loan Calculator Pro
For individuals managing personal debt, mortgages, or auto loans who want to simulate payoff scenarios and track their progress toward becoming debt-free.
Loan Calculator Pro is a market-leading finance app that is free with in-app purchases. With a 4.6/5 rating from 24 reviews, it delivers strong user satisfaction. Users particularly appreciate ease of use, though missing advanced features remains a common concern.
What makes this app unique?
What Does It Look Like?
What Are The Key Features?
Calculates interest savings and early payoff dates based on extra monthly or yearly payments.
Allows users to log specific, irregular extra payments throughout the life of a loan.
Provides a detailed schedule of principal, interest, and remaining balance for every payment.
Organizes multiple loan profiles with reordering capabilities and automatic loading of the last used loan.
How much does it cost?
- Paid iOS version at $0.99
- Free ad-supported or basic version on Android
The developer utilizes a legacy paid model on iOS while pivoting to a free, utility-focused model on Android to likely capture a broader user base through ad-supported or cross-promotional utility tools.
Who Built It?
SVT Software
Providing manual-first personal finance tools for users who prioritize privacy and digital ledger simplicity over automated banking integrations.
Portfolio
9
Apps
What other apps does SVT Software make?
Explore the full SVT Software report
Portfolio breakdown, audience, momentum, and every app published by SVT Software.
What do users think recently?
High confidence · 55 reviews analyzed · Based on 55 reviews. Signal may be noisy.
How did the latest release land?
What is the recent mood?
Recent user voice shows a thrilled sentiment. Users appreciate ease of use and utility for loan planning, but report missing advanced features and limited flexibility in payment scheduling.
What Users Love
What Frustrates Users
View the full user-sentiment analysis
Mood gauge, ratings & review-volume history, every praise / complaint / request, and sentiment over time.
What is the competitive landscape for Loan Calculator Pro?
Where is it available?
Localized markets (1)
How's The Finance Market?
How does it evolve in the Finance market?
Rank progression
56 active rankings tracked — 30-day window
The rivals identified
The outtake for Loan Calculator Pro
Strengths to defend, gaps to attack
Core Strengths
- Highly intuitive and fast user interface
- Unique variable extra payment tracking
- Strong legacy reputation and high sentiment score
Critical Frictions
- No iOS updates since 2020
- Missing PITI and PMI mortgage components
- Lack of cloud sync or data portability
Growth Levers
- Modernize UI to compete with newer debt apps
- Introduce subscription tier for advanced modeling
- Expand into Debt Snowball/Avalanche visualizations
Market Threats
- Dominant free competitors like Karl's Mortgage Calculator
- Modern apps with automated bank API integration
- Declining App Store rankings
Key Takeaways
Loan Calculator Pro is a market-leading finance app that is free with in-app purchases. With a 4.6/5 rating from 24 reviews, it delivers strong user satisfaction. Users particularly appreciate ease of use, though missing advanced features remains a common concern.
Where Is It Heading?
Trend analysis
Available very soon