Credit Rating and Credit Check is an educational guide for individuals navigating credit scores and reporting, delivered as a seven-lesson course on iOS.
The App DNA
What makes this app unique?
It removes the cognitive friction of understanding complex credit reports for users who lack prior financial literacy.
For Individuals seeking to understand credit reporting, improve their credit scores, or navigate employment and housing credit checks.
What does it look like?
Key features
Seven-lesson mini-course covering credit score components and history impact.
Instructional content on methods to improve and fix sub-prime credit scores.
Tutorials on how to obtain and interpret personal credit reports.
How much does it cost?
The app is distributed as a free educational tool with no visible in-app purchase or subscription model.
Velocity
Dormant developmentopaqueShow more...
The app has reached a zombie state, with no updates or feature releases in over 3,200 days. Development activity has been non-existent for nearly nine years, indicating the project is no longer supported. There is no evidence of ongoing maintenance or operational activity.
Who built it?
yoav fael
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Goal Setting Tracker & GuideUser Sentiment
What do users think recently?
How are ratings & reviews evolving?
Not enough recent reviews to extract reliable themes yet.
Read the full review analysisCompetition
Competitive landscape for Credit Rating and Credit Check
How's the Finance market?
Credit Rating and Credit Check maintains a static presence in the Finance category with no updates since 2017. The lack of feature parity with modern, API-integrated credit tools limits its utility to basic informational reference.
Read the market outlookThe rivals identified
Unlock the deeper market read.
Access the full report for freeThe Analyst's Read
Key takeaways for Credit Rating and Credit Check
Where is it heading?
The Finance category is consolidating around apps that offer real-time, API-integrated credit monitoring and automated alerts. Credit Rating and Credit Check remains in a dormant state, leaving it exposed to obsolescence as users migrate to platforms that provide active, secure financial management.
- The eight-year update hiatus indicates total abandonment, which erodes user trust in the accuracy of the provided financial advice.
- The lack of modern API integration prevents the app from competing with current fintech tools, ensuring continued irrelevance in the Finance category.
The SWOT
- Focused educational curriculum provides a low-friction entry point for credit-score beginners.
- Free access model removes financial barriers for users seeking basic credit literacy.
- Integration of real-time credit report API access would differentiate the app from static guides.
- Localized content for immigrant credit-history challenges could capture an underserved segment.
Next best moves
Sunset the application because the 2017 codebase is incompatible with modern security standards → mitigate data-security liability
The counter-intuitive read
The app's greatest risk is not its lack of features…
Read the full takeSince the last report: The intelligence assessment shifted from a neutral observation of the app's dormancy to a critical evaluation of its security and regulatory liabilities. The core product remains unchanged, but the analysis now frames the 2017 codebase as a risk to user trust and platform compliance.
Bottom line
Credit Rating and Credit Check functions as a legacy reference that no longer meets the security or functional expectations of modern financial users. Sunset the application to avoid maintaining an obsolete product that lacks the real-time integration required for credit management.
Unlock 2 critical frictions, 2 market threats and the analyst’s take.
Access the full report for freeSources
- [1] App Store, source
Report last updated