Debt Manager just got a lot better at getting you paid. • AI Smart Capture — scan a receipt, paste a bank alert, or dictate a transaction, and the entry fills itself in • AI reminder drafts in three tones, ready to send by WhatsApp or SMS • Partial payments and instalment plans, with balances that update themselves • Separate business and personal books, each with their own currency and branding • Branded invoices, receipts and customer statements • Payment-history scoring so you can see who pays late before you lend • Due calendar, overdue aging and monthly collection goals • Contact sync and a tidy-up tool that attaches loose records to the right person Plus a refreshed look, and the usual round of fixes and speed-ups.