Report updated Jun 30, 2026
Dívida Aberta
For citizens, business owners, and researchers interested in fiscal transparency and the status of federal tax or FGTS debts.
Dívida Aberta is a struggling utilities app that is completely free. With a 4.8/5 rating from 352 reviews, it struggles with user retention.
What is Dívida Aberta?
Dívida Aberta is a government-provided utility for tracking federal tax and FGTS debts, available on iOS and Android.
Users hire the app to verify the fiscal regularity of commercial establishments and contribute to public debt recovery through crowdsourced data.
Current Momentum
v4.3 · 3w ago
Intense- Shipped latest release with critical regressions.
- Maintains public debt transparency utility.
Active Nemesis
FGTS
By Caixa Econômica Federal
Other Rivals
7-Day Rank Pulse 🇺🇸
UtilitiesNo ranking data
Rating Pulse 🇺🇸
Recent User Mood
What makes this app unique?
What Does It Look Like?
What Are The Key Features?
Identifies if a commercial establishment has outstanding federal debts by scanning fiscal notes
Visualizes corporate debtors on a map interface to show regional debt concentration
Provides a direct link to the PGFN digital platform for debt payment, negotiation, or contestation
How much does it cost?
- Fully free access to all public debt data and tools
The app is a government-provided utility with no monetization, focused on public transparency and debt recovery.
Who Built It?
Servicos e Informacoes do Brasil
Providing Brazilian citizens with a centralized digital gateway for essential government services, identity management, and social benefits.
Portfolio
13
Apps
What other apps does Servicos e Informacoes do Brasil make?
Radares da Amazônia - SIPAM
MEI
Consulta Pé-de-Meia Gestores
Marinha do Brasil
BONO Online
MEC Livros
Explore the full Servicos e Informacoes do Brasil report
Portfolio breakdown, audience, momentum, and every app published by Servicos e Informacoes do Brasil.
What do users think recently?
Low confidence · 1 reviews analyzed
How did the latest release land?
What is the recent mood?
Recent user voice shows a upset sentiment. but report application fails to launch or function entirely following the latest update on mobile devices.
Limited review volume (1 reviews). Sentiment analysis will deepen as more data lands.
View the full user-sentiment analysis
Mood gauge, ratings & review-volume history, every praise / complaint / request, and sentiment over time.
What is the competitive landscape for Dívida Aberta?
How's The Utilities Market?
How does it evolve in the Utilities market?
Dívida Aberta occupies a niche utility space within the Brazilian market, currently ranking #175 in Social (BR) despite its primary function as a financial utility. The discrepancy between its utility-focused description and social-category ranking suggests a misalignment in discovery channels.
Rank progression
1 active ranking tracked — 30-day window
The rivals identified
Nemeses(1)
This app serves as the primary government-mandated financial portal for the same user base, creating a high-friction barrier for any secondary utility app.
Differentiators
- Integrates mandatory government financial services that drive daily user engagement and high retention rates.
- Leverages a massive, pre-existing user base of millions of workers who must access the platform regularly.
- Provides critical, personalized financial data that creates a sticky ecosystem the target app cannot replicate.
New entrants(1)
While not a direct financial rival, its high-frequency utility usage and recent update cadence represent a threat to the target app's niche QR-scanning functionality.
Differentiators
- Optimized for high-speed document digitization, making the target app's QR-only scanning feature feel significantly limited.
- Maintains a consistent update cycle that ensures high performance and compatibility across diverse mobile hardware configurations.
Compare Dívida Aberta against every rival
All rivals in one side-by-side table — identity, store metrics, ratings & sentiment, and strategic intel — plus a head-to-head page for each.
The outtake for Dívida Aberta
Strengths to defend, gaps to attack
Core Strengths
- Crowdsourced address verification reduces PGFN administrative costs
- QR-based fiscal transparency promotes active citizenship
Critical Frictions
- Critical failure post-update renders the app unusable
- 1★ rating on iOS reflects total loss of utility
Growth Levers
- Integration with broader government transparency portals
- Expansion of georeferenced data for public research
Market Threats
- High-friction barrier from FGTS portal dominance
- Consistent update cadence of utility rivals like Scanner
What are the next best moves?
Revert latest update because it causes total application failure → restore basic utility
The app is currently non-functional post-update, leading to a 1★ rating and total loss of user access.
Trade-off: Pause all new feature development until stability is verified.
A counter-intuitive read
The app's primary value is not the debt data itself, but the crowdsourced address verification, which functions as a low-cost data-collection mechanism for the PGFN that competitors cannot replicate.
Feature Gaps vs Competitors
- High-speed document digitization (available in Scanner but missing here)
Key Takeaways
The app provides a unique transparency mechanism for federal debt, but the latest update has rendered it completely non-functional, so the PM must prioritize an immediate rollback to restore basic utility and prevent further brand erosion.
Where Is It Heading?
Declining
The outlook for Dívida Aberta is negative due to the critical stability failure in the latest release. Without an immediate fix, the app risks losing its remaining user base to more reliable government portals and general-purpose utility tools.
The latest update caused a total loss of functionality, which will accelerate user churn and further depress the already low rating.
The app remains in maintenance mode with no significant feature additions, leaving it vulnerable to more agile utility competitors.