Dívida Aberta is a government-provided utility for tracking federal tax and FGTS debts, available on iOS and Android.
Product velocity
Intense
Daily rank 🇺🇸
—
Utilities
Sentiment
4.8
352 reviews
Nemesis
FGTS
The App DNA
What makes this app unique?
Users hire the app to verify the fiscal regularity of commercial establishments and contribute to public debt recovery through crowdsourced data.
For Citizens, business owners, and researchers interested in fiscal transparency and the status of federal tax or FGTS debts.
What does it look like?
Key features
Identifies if a commercial establishment has outstanding federal debts by scanning fiscal notes
Visualizes corporate debtors on a map interface to show regional debt concentration
Provides a direct link to the PGFN digital platform for debt payment, negotiation, or contestation
How much does it cost?
The app is a government-provided utility with no monetization, focused on public transparency and debt recovery.
Velocity
Intense developmentShow more...
5 versions in history. Development pace: intense.
Who built it?
Servicos e Informacoes do Brasil
13+ apps tracked · Utilities
User Sentiment
What do users think recently?
Fresh user feedback skews upset.
How are ratings & reviews evolving?
What users say, by theme
- Application fails to launch or function entirely following the latest update on mobile devices
1 of 1 recent reviews analyzed · limited sample
Read the full review analysisCompetition
Competitive landscape for Dívida Aberta
How's the Utilities market?
Dívida Aberta occupies a niche utility space within the Brazilian market, currently ranking #175 in Social (BR) despite its primary function as a financial utility. The discrepancy between its utility-focused description and social-category ranking suggests a misalignment in discovery channels.
Read the market outlookThe rivals identified
By Caixa Econômica Federal
This app serves as the primary government-mandated financial portal for the same user base, creating a high-friction barrier for any secondary utility app.
- Integrates mandatory government financial services that drive daily user engagement and high retention rates.
- Leverages a massive, pre-existing user base of millions of workers who must access the platform regularly.
- Provides critical, personalized financial data that creates a sticky ecosystem this app cannot replicate.
Unlock the deeper market read.
Access the full report for freeThe Analyst's Read
Key takeaways for Dívida Aberta
Where is it heading?
The outlook for Dívida Aberta is negative due to the critical stability failure in the latest release. Without an immediate fix, the app risks losing its remaining user base to more reliable government portals and general-purpose utility tools.
- The latest update caused a total loss of functionality, which will accelerate user churn and further depress the already low rating.
- The app remains in maintenance mode with no significant feature additions, leaving it vulnerable to more agile utility competitors.
The SWOT
- Crowdsourced address verification reduces PGFN administrative costs
- QR-based fiscal transparency promotes active citizenship
- Integration with broader government transparency portals
- Expansion of georeferenced data for public research
Next best moves
Revert latest update because it causes total application failure → restore basic utility
The counter-intuitive read
The app's primary value is not the debt data itself…
Read the full takeFeature gaps
High-speed document digitization (available in Scanner but missing here)
Since the last report: The app's competitive position has declined due to a critical post-update failure that rendered the software unusable, leading to a 1★ rating and negative outlook.
Bottom line
The app provides a unique transparency mechanism for federal debt, but the latest update has rendered it completely non-functional, so the PM must prioritize an immediate rollback to restore basic utility and prevent further brand erosion.
Unlock 2 critical frictions, 2 market threats and the analyst’s take.
Access the full report for freeReport last updated