Dívida Aberta is a government-provided utility for tracking federal tax and FGTS debts, available on iOS and Android.

The App DNA

What makes this app unique?

Users hire the app to verify the fiscal regularity of commercial establishments and contribute to public debt recovery through crowdsourced data.

For Citizens, business owners, and researchers interested in fiscal transparency and the status of federal tax or FGTS debts.

What does it look like?

Key features

QR Code Invoice Scanneredge

Identifies if a commercial establishment has outstanding federal debts by scanning fiscal notes

Georeferenced Debtor Mapedge

Visualizes corporate debtors on a map interface to show regional debt concentration

REGULARIZE Portal Integrationstandard

Provides a direct link to the PGFN digital platform for debt payment, negotiation, or contestation

How much does it cost?

freeFully free access to all public debt data and tools

The app is a government-provided utility with no monetization, focused on public transparency and debt recovery.

Velocity

Intense developmentShow more...

5 versions in history. Development pace: intense.

See all version history

Who built it?

Servicos e Informacoes do Brasil

13+ apps tracked · Utilities

Radares da Amazônia - SIPAMRadares da Amazônia - SIPAMTelaBrasil-Plataforma PublicaTelaBrasil-Plataforma PublicaMEIMEIConsulta Pé-de-Meia GestoresConsulta Pé-de-Meia GestoresMarinha do BrasilMarinha do BrasilBONO OnlineBONO OnlineMEC LivrosMEC LivrosSaúde NavalSaúde NavalMEC - IdiomasMEC - IdiomasNAVSEGNAVSEGCarteira Identidade NacionalCarteira Identidade NacionalMEC ENEMMEC ENEM
Explore the full publisher profile

User Sentiment

What do users think recently?

Fresh user feedback skews upset.

How are ratings & reviews evolving?

Google Play
4.86 · 351
App Store
1.00 · 1

What users say, by theme

What Frustrates Users
  • Application fails to launch or function entirely following the latest update on mobile devices

1 of 1 recent reviews analyzed · limited sample

Read the full review analysis

Competition

Competitive landscape for Dívida Aberta

How's the Utilities market?

Dívida Aberta occupies a niche utility space within the Brazilian market, currently ranking #175 in Social (BR) despite its primary function as a financial utility. The discrepancy between its utility-focused description and social-category ranking suggests a misalignment in discovery channels.

Read the market outlook

The rivals identified

FGTS
FGTSactive nemesis

By Caixa Econômica Federal

This app serves as the primary government-mandated financial portal for the same user base, creating a high-friction barrier for any secondary utility app.

  • Integrates mandatory government financial services that drive daily user engagement and high retention rates.
  • Leverages a massive, pre-existing user base of millions of workers who must access the platform regularly.
  • Provides critical, personalized financial data that creates a sticky ecosystem this app cannot replicate.
Dívida Aberta vs FGTS

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The Analyst's Read

Key takeaways for Dívida Aberta

Where is it heading?

The outlook for Dívida Aberta is negative due to the critical stability failure in the latest release. Without an immediate fix, the app risks losing its remaining user base to more reliable government portals and general-purpose utility tools.

  • The latest update caused a total loss of functionality, which will accelerate user churn and further depress the already low rating.
  • The app remains in maintenance mode with no significant feature additions, leaving it vulnerable to more agile utility competitors.

The SWOT

Core Strengths
  • Crowdsourced address verification reduces PGFN administrative costs
  • QR-based fiscal transparency promotes active citizenship
Critical Frictions 2 weaknesses inside
Growth Levers
  • Integration with broader government transparency portals
  • Expansion of georeferenced data for public research
Market Threats 2 threats identified

Next best moves

1 Pivot

Revert latest update because it causes total application failure → restore basic utility

The counter-intuitive read

The app's primary value is not the debt data itself…

Read the full take

Feature gaps

High-speed document digitization (available in Scanner but missing here)

Since the last report: The app's competitive position has declined due to a critical post-update failure that rendered the software unusable, leading to a 1★ rating and negative outlook.

Bottom line

The app provides a unique transparency mechanism for federal debt, but the latest update has rendered it completely non-functional, so the PM must prioritize an immediate rollback to restore basic utility and prevent further brand erosion.

Unlock 2 critical frictions, 2 market threats and the analyst’s take.

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Report last updated

Disclosure: Independent intel to help mobile builders succeed.

AI-powered analysis with automated quality gates, built from publicly available sources. Marlvel.ai is not affiliated with, endorsed by, or sponsored by Dívida Aberta, its developer, the app publisher, Apple, or Google Play. All trademarks, logos, and screenshots referenced remain the property of their respective owners.

What's new

The app's competitive position has declined due to a critical post-update failure that rendered the software unusable, leading to a 1★ rating and negative outlook.

declined

Critical Stability Failure

shifted

Executive Summary Pivot

improved

Feature Repositioning

added

New SWOT Items

Cite this report

Marlvel.ai. “Dívida Aberta Intelligence Report.” Updated Jun 30, 2026. https://marlvel.ai/apps/divida-aberta

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