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ERGO NEXT Insurance vs its rivals

Side-by-side comparison against ERGO NEXT Insurance's closest competitors — identity, store metrics, ratings & sentiment, and strategic intel.

ERGO NEXT Insurance
This App
GEICO Mobile - Car Insurance
Nemesis
Bci Seguros
Contender
Getsafe: Insurance & Pension
Contender
Amica
Contender
Allianz Cliente
Contender
SkyWatch.AI Drone Insurance
Peer
Quick Sigorta Digital
Peer
1st for Women
Peer
Galicia Seguros
Peer
Core Identity
DeveloperNext insurance, incGEICOBci SegurosGetsafe Digital GmbHAmica Mutual Insurance CompanyAllianz BrasilSkyWatch.AIQuick Sigorta1st for WomenGalicia Seguros Argentina
CategoryFinanceFinanceFinanceFinanceUtilitiesAuto & VehiclesProductivityBusinessFinanceBusiness
PlatformiOSiOS, AndroidiOS, AndroidAndroid, iOSiOSAndroid, iOSiOS, AndroidiOS, AndroidAndroid, iOSAndroid
Store Metrics
Rating4.9 / 54.8 / 50.0 / 54.8 / 54.8 / 54.1 / 54.5 / 50.0 / 54.3 / 54.3 / 5
Ratings Count11,5924,678,15101817,9302,73713001,3483,886
PriceFreeFreeFreeFreeFreeFreeFreeFreeFreeFree
Release DateDec 28, 2021Oct 8, 2009Jun 22, 2016Oct 30, 2017Nov 22, 2010Jun 17, 2021May 2, 2018May 12, 2024Sep 30, 2014Dec 13, 2017
Last UpdatedApr 9, 2026May 15, 2026May 19, 2026May 13, 2026May 18, 2026May 18, 2026Nov 9, 2025May 12, 2026Sep 15, 2025Mar 6, 2026
Sentiment & Reviews
Sentiment-negative-mixed--positive---
Score-25/100-50/100--85/100---
Praises-
  • Efficient self-service insurance management allows users to bypass telephone support wait times
-
  • English-language support for German insurance
--
  • Speed of certificate issuance
---
Complaints-
  • Authentication loops and persistent login failures prevent users from accessing billing and policy features
-
  • Android performance and stability issues
--
  • Policy modification friction
---
Requests-
  • Reliable and persistent biometric login integration to eliminate repetitive password entry requirements
----
  • Expanded equipment coverage
---
Strategic Intel
Strengths
  • Instant certificate generation loop drives daily active usage among contractors
  • B2B distribution barrier created by third-party certificate follower management
  • 24/7 roadside assistance utility [Service]
  • High-volume self-service document retrieval [Operational]
  • Established brand trust [Market]
-
  • Safepoints gamification drives proactive user engagement
  • 100% English-language interface captures the German expat market
  • High customer satisfaction sustains long-term retention
  • Specialized service focus provides quality advantage
-
  • Risk assessment engine using telemetry creates a data-driven underwriting moat
  • Hourly on-demand model lowers the barrier for freelance commercial entry
  • One-tap emergency assistance mechanism reduces user friction during high-stress events
  • GPS-supported pharmacy locator provides immediate utility for policyholders
--
Weaknesses
  • No virtual assistant integration increases human-agent dependency
  • Lack of integrated risk-advisory tools limits utility to transactional policy management
  • Persistent authentication loops [Technical]
  • Automated payment processing failures [Financial]
  • High-friction AI support barriers [UX]
-
  • 3.49 Android rating creates a 1.2★ platform gap
  • High-friction onboarding for non-standard insurance profiles
  • Lack of 24/7 virtual assistant forces agent reliance
  • Reactive feature set limits transactional utility
-
  • Annual plan at $466/year exceeds category-median pricing
  • No multi-line policy support forces users to manage drone insurance in a silo
  • Zero public review volume indicates low user awareness or adoption
  • Lack of automated reimbursement workflows increases administrative overhead compared to peers
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Pricingfreefreefreefreemiumfreefreefreemiumfreefreefree
MomentumMaintenanceActive-MaintenanceZombie-MaintenanceMaintenanceMaintenance-
Update Cadence1 versions, 1 majors/6mo5 versions, ~16d avg-2 versions, ~0d avg1 versions-5 versions, 5 majors/6mo, ~29d avg2 versions, 1 majors/6mo, ~2d avg5 versions-

Compare ERGO NEXT Insurance head-to-head

Disclosure: Independent intel to help mobile builders succeed.

AI-powered analysis with editorial review, built from publicly available sources. Marlvel.ai is not affiliated with, endorsed by, or sponsored by ERGO NEXT Insurance, its developer, the app publisher, Apple, or Google Play. All trademarks, logos, and screenshots referenced remain the property of their respective owners.

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