Financial Calculator - NPV,IRR is a mobile utility for performing time-value-of-money and cash flow calculations on iOS.
The App DNA
What makes this app unique?
The tool removes the need for dedicated hardware financial calculators by providing standard TVM and IRR modeling in a mobile format.
For Finance students and professionals requiring a mobile-based tool for standard TVM and cash flow calculations.
What does it look like?
Key features
Computes PV, FV, PMT, 1/Y, and N variables for financial modeling.
Calculates Net Present Value (NPV) and Internal Rate of Return (IRR) for multi-period cash flow inputs.
Converts nominal interest rates to effective annual rates based on compounding periods.
How much does it cost?
The app operates as a free utility with no visible IAP or subscription gates, relying on third-party SDKs for data collection.
Velocity
Maintenance developmentperformanceopaqueShow more...
The app maintains a maintenance cadence, with 2 releases over the observed window and the latest update arriving 8 days ago. Development activity is currently limited to minor technical adjustments, specifically updating Umeng statistics and Jiguang push services. There have been no new features or user-facing improvements introduced in the recent history. The publisher appears to be focused solely on infrastructure maintenance rather than product expansion.
Who built it?
User Sentiment
What do users think recently?
How are ratings & reviews evolving?
Not enough recent reviews to extract reliable themes yet.
Read the full review analysisCompetition
Competitive landscape for Financial Calculator - NPV,IRR
How's the Finance market?
Financial Calculator - NPV,IRR occupies a low-visibility segment of the Finance category with a 2.9-star rating across 12 reviews. The lack of recent feature expansion relative to professional-grade rivals signals a maintenance-only posture.
Read the market outlookThe rivals identified
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Access the full report for freeThe Analyst's Read
Key takeaways for Financial Calculator - NPV,IRR
Where is it heading?
The financial utility market is consolidating around tools that offer cloud-sync and cross-platform integration. Financial Calculator - NPV,IRR remains exposed due to its static feature set and lack of a clear monetization path beyond third-party data collection.
- The app remains in a maintenance-only cadence, focusing solely on SDK updates rather than feature expansion.
The SWOT
- Specialized TVM and cash flow calculation logic provides direct utility for academic and professional financial modeling.
- Implementing a premium, ad-free tier could capture users frustrated by the current reliance on third-party SDKs for data collection.
Next best moves
Audit third-party SDK data collection because user privacy concerns are rising in the Finance category → improve trust and retention
The counter-intuitive read
The reliance on third-party SDKs for data collection…
Read the full takeBottom line
Financial Calculator - NPV,IRR serves a narrow utility niche, but the lack of active feature development limits its ability to compete with more robust, frequently updated financial tools.
Unlock 1 critical friction, 1 market threat and the analyst’s take.
Access the full report for freeSources
- [1] App Store, source
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