Budget Planner - FinFlow

A big polish update — new design, smarter bills, and a long list of fixes. NEW LOOK • Refined emerald palette designed for personal finance — warmer in light mode, deeper in dark mode. • Splash screen polished — your app icon shows from the very first frame. • Profile screen redesigned: pick your photo, see your activity stats and member-since date. BILLS — UPGRADED • Calendar view: see every bill on a monthly grid, color-coded by urgency. Toggle between List and Calendar. • Overdue section: unpaid bills get their own section so they never get lost. • Bill detail rewritten: contextual "Pay Now" / "Pay Today" CTAs, annual cost, total paid lifetime, average payment, and a smart insight when a payment is unusually high or low. • Skip Period: mark a billing period as handled without recording a payment. • Bill reminders now update the second you edit, pause, pay or delete a bill — no more ghost notifications. • Choose the exact time bill reminders fire (hour AND minute). • "Send Test Notification" button to verify everything works end to end. EVERYWHERE ELSE • Account Detail screen: tap any account to see its balance, monthly stats, linked bills and recent transactions. • Recurring transactions are now front-and-center: a card on the dashboard plus a shortcut from Transactions. • Cross-currency transfers are now blocked at the form level (they silently broke balances before). • Empty states standardized across every list — no more blank screens. UNDER THE HOOD • iCloud sync rewritten: reinstalling the app now restores your name, photo, accounts and bills properly without showing onboarding again. • Date math fix: the 31st of every month now behaves correctly across short months like February. • Recurring transactions save more reliably to prevent duplicates after edge-case errors. • Several smaller bug fixes around state, taps and renders.