Financial content. Aggregated from public sources for informational purposes only. This is not financial or investment advice. Always do your own research. .

Graft: Sole Trader Tax & CIS

Graft: Sole Trader Tax & CIS

By William Massey

Graft is a tax and CIS record-keeping app for UK sole traders and subcontractors, available on iOS and Android.

The App DNA

What makes this app unique?

It removes the administrative friction of manual tax logging by using trade-specific language and automated CIS-correct invoicing, which displaces the need for manual spreadsheets.

For UK sole traders and subcontractors in the construction industry requiring CIS and MTD compliance.

What does it look like?

Key features

CIS-Correct Invoicingedge

Generates invoices with CIS deductions and reverse-charge VAT, acting as a premium-tier conversion lever.

Accountant Portaledge

Provides a free web interface for accountants to access client records, incentivizing B2B referrals.

Automatic Mileage Trackingedge

Logs business trips at HMRC-approved rates to reduce manual record-keeping friction.

How much does it cost?

subscriptionFree 7-day trial£11.99/month or £119.99/year

Subscription model anchored at £11.99/month, utilizing a 7-day trial to demonstrate tax savings before the paywall.

Velocity

Maintenance developmentUX improvementsperformanceShow more...

With only two releases identified in the recent window and a last update 33 days ago, the development cadence remains in the maintenance tier. The latest version addresses technical friction points including sign-in failures and Firebase configuration crashes, while also improving the accessibility of legal documentation. Development is currently focused on stability and UX improvements rather than new feature expansion. The app has maintained a stable, low-frequency release pattern over the last two months.

See all version history

Who built it?

William Massey

1 app tracked · Finance

Explore the full publisher profile

User Sentiment

What do users think recently?

How are ratings & reviews evolving?

Google Play
0.00 · 0
App Store
0.00 · 0

Not enough recent reviews to extract reliable themes yet.

Read the full review analysis

Competition

Competitive landscape for Graft: Sole Trader Tax & CIS

How's the Finance market?

Graft occupies a niche in the UK finance category by focusing on trade-specific tax automation rather than general accounting. The current lack of public review volume suggests the app is in an early growth phase, relying on B2B accountant referrals rather than store-based discovery.

The rivals identified

The Analyst's Read

Key takeaways for Graft: Sole Trader Tax & CIS

Where is it heading?

The UK sole-trader tax market is consolidating around MTD-compliant digital tools, and Graft's trade-specific approach offers a clear differentiator. The current stability-focused cadence is sufficient for a niche utility, but direct HMRC filing integration is necessary to maintain parity as regulatory requirements evolve.

  • The maintenance-level release cadence suggests a focus on stability over rapid feature expansion, which limits the ability to respond to competitor moves.
  • The accountant portal creates a B2B distribution channel that lowers acquisition costs, providing a defensible path to growth despite low public review volume.

The SWOT

Core Strengths
  • Trade-specific expense categorization replaces generic accounting terminology.
  • Accountant portal creates a B2B distribution channel.
  • CIS-correct invoicing automation removes manual calculation errors.
Critical Frictions 3 weaknesses inside
Growth Levers
  • Expansion into non-construction trades scales the categorization engine.
  • Direct HMRC filing integration removes final MTD friction.
Market Threats 2 threats identified

Next best moves

1 Invest · 1 Pivot

Ship direct HMRC filing integration because it is the final MTD friction point → increase subscription conversion

+ 1 more prioritized move

The counter-intuitive read

The accountant portal is the primary growth engine…

Read the full take

Bottom line

Graft's trade-specific workflow addresses the administrative friction of CIS compliance, but the current maintenance-level cadence risks stagnation against faster-moving accounting incumbents. Prioritizing direct HMRC filing integration would solidify the value proposition for MTD-compliant users.

Unlock 3 critical frictions, 2 market threats, 1 more prioritized move and the analyst’s take.

Access the full report for free

Sources

  1. [1] Developer website, source

Report last updated

Disclosure: Independent intel to help mobile builders succeed.

AI-powered analysis with automated quality gates, built from publicly available sources. Marlvel.ai is not affiliated with, endorsed by, or sponsored by Graft: Sole Trader Tax & CIS, its developer, the app publisher, Apple, or Google Play. All trademarks, logos, and screenshots referenced remain the property of their respective owners.

Cite this report

Marlvel.ai. “Graft: Sole Trader Tax & CIS Intelligence Report.” Updated Sep 13, 2026. https://marlvel.ai/apps/graft-sole-trader-tax-cis

Agent Markdown (.md)See methodologyContact support

Data licensed under CC-BY-NC 4.0