MARLVEL

JakOne Mobile vs its rivals

Side-by-side comparison against JakOne Mobile's closest competitors — identity, store metrics, ratings & sentiment, and strategic intel.

JakOne Mobile
This App
Viettel Money
Nemesis
ChefMod
Contender
Adesso Mobile
Contender
SAB Mobile
Contender
Alight Smart-Choice Accounts®
Contender
EMI Calculator & Loan Planner
Peer
FoxInvoice: Invoice Maker
Peer
GovAid: SNAP
Peer
Fast Tip & Split Calculator
Peer
Core Identity
DeveloperPT. Bank DKIViettel TelecomChefMod, LLCWealthCareMobileSaudi Awwal BankWealthCareMobileHUMAN DATA SG PTE. LTD.Biographics Consultoria e Design LTDATimothy DeGraffChristopher Romani
CategoryFinanceFinanceBusinessMedicalFinanceBusinessFinanceBusinessHealth & FitnessFinance
PlatformiOS, AndroidAndroid, iOSiOS, AndroidAndroidiOS, AndroidAndroidiOSiOSiOSiOS, Android
Store Metrics
Rating3.0 / 54.7 / 55.0 / 54.3 / 54.7 / 53.0 / 54.1 / 55.0 / 55.0 / 55.0 / 5
Ratings Count25,5392519,3361,9149311
PriceFreeFreeFreeFreeFreeFreeFreeFreeFree$0.99
Release DateJul 20, 2022Feb 9, 2018Nov 3, 2014Dec 5, 2023May 15, 2019Dec 17, 2018Sep 26, 2014May 21, 2020Feb 12, 2026Jan 2, 2026
Last UpdatedMar 15, 2025May 15, 2026May 12, 2026Feb 17, 2026May 10, 2026Apr 23, 2026Mar 11, 2026Jan 22, 2026Feb 13, 2026Jan 2, 2026
Sentiment & Reviews
Sentiment-negative---mixed----
Score-25/100---50/100----
Praises-
  • Basic utility for Viettel mobile subscribers provides a functional channel for quick top-ups
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Complaints-
  • Aggressive and non-consensual enrollment in paid insurance services triggers recurring monthly financial charges
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Requests-
  • Integration with national digital identity platforms for biometric authentication without physical hardware constraints
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Strategic Intel
Strengths
  • Regional government payment integration provides a unique utility for Jakarta residents
  • Direct Bank DKI account linkage ensures a stable foundation for core banking services
  • Telecommunications infrastructure integration provides a B2B distribution moat into unbanked segments
  • Viettel++ loyalty program creates a recurring transaction loop
  • Deep financial integration with enterprise software creates high switching costs [Market Segment]
  • Electronic invoice stamping provides a verifiable audit trail for payment approval [Feature Mechanism]
  • Specialized medical benefit workflows provide a cleaner interface for claims than general banking apps
  • Institutional integration with banking products creates high switching costs
  • Direct integration with employer-sponsored benefit plans reduces administrative friction.
-
  • Persona-driven onboarding reduces user friction
  • Integrated work-order-to-invoice flow creates a cohesive business management suite
  • FY 2026 regulatory engine provides high-precision compliance [FY 2026 Engine]
  • State-specific logic for vehicle equity and asset tests differentiates from generic calculators [State-Specific Rules]
-
Weaknesses
  • 3.0-star rating on iOS indicates significant friction in the user experience
  • Lack of advanced financial management tools limits daily active usage
  • 0.15★ Android-iOS rating gap indicates platform-specific technical friction
  • Mandatory NFC hardware for authentication blocks entry for low-end device users
  • Request-a-demo pricing model creates a high barrier to entry [Pricing Strategy]
  • Absence of public pricing tiers limits top-of-funnel conversion [Market Segment]
  • Lack of biometric authentication creates a security trust gap compared to standard financial apps
  • 1.5★ Android-iOS rating gap indicates severe technical instability
  • 2.98-star rating on Android indicates significant user dissatisfaction.
  • Manual fund entry creates friction compared to automated banking competitors.
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  • Missing native e-signature integration for legal approvals
  • No multi-currency support for international client expansion
  • Limited review volume compared to category leaders
  • Zero user-account persistence prevents return-visit habit formation [No user accounts]
  • Single-purpose utility lacks the transactional layer found in direct competitors [No account integration]
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Pricingfreefreeunknownfreefreefreefreefreemiumfreepaid
MomentumMaintenanceMaintenanceMaintenance-Maintenance-----
Update Cadence5 versions, 3 majors/6mo, ~130d avg2 versions, ~1d avg2 versions, 2 majors/6mo, ~2d avg-2 versions, 1 majors/6mo, ~0d avg-----

Compare JakOne Mobile head-to-head

Disclosure: Independent intel to help mobile builders succeed.

AI-powered analysis with editorial review, built from publicly available sources. Marlvel.ai is not affiliated with, endorsed by, or sponsored by JakOne Mobile, its developer, the app publisher, Apple, or Google Play. All trademarks, logos, and screenshots referenced remain the property of their respective owners.

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