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Miles & More Credit Card

Miles & More Credit Card

By Deutsche Kreditbank AG

Miles & More Credit Card is a mobile banking app for Lufthansa loyalty members to manage credit card transactions and redeem miles on iOS and Android.

The App DNA

What makes this app unique?

The app removes the friction of manual point tracking by displaying real-time balances and enabling direct point redemption at the point of sale.

For Frequent travelers and Lufthansa customers seeking to accumulate miles through daily credit card spending.

What does it look like?

Key features

MilesPayedge

Allows users to redeem collected miles for payments at Mastercard-accepting merchants, increasing utility and transaction volume.

Card Controlstandard

Provides granular security settings for individual transactions, increasing user trust and reducing perceived risk.

Biometric Loginstandard

Enables authentication via Touch ID or Face ID, reducing session friction.

How much does it cost?

subscriptionMyFlex Credit Card at 0 EUR/monthBlue Credit Card at 5.50 EUR/monthGold Credit Card at 11.50 EUR/month

Tiered subscription model based on card benefits, with an entry-level free tier and premium options providing insurance and status perks.

Velocity

Maintenance developmentperformanceopaqueShow more...

Development momentum is currently in a maintenance state, with only two releases identified over the observed window. The latest release occurred 165 days ago, and the overall cadence averages to approximately one release every 2-3 months. Recent updates have been limited to minor bug fixes and the removal of specific payment functionality, indicating a lack of active feature development or live operations.

See all version history

Who built it?

Deutsche Kreditbank AG

2 apps tracked · Finance

DKBDKB
Explore the full publisher profile

User Sentiment

What do users think recently?

Fresh user feedback skews upset. Users appreciate card control features allow users to activate or deactivate individual countries for increased security, but report forced app updates that are not available in the store create an endless loop preventing access.

How are ratings & reviews evolving?

Google Play
3.10 · 9k
App Store
3.96 · 23

What users say, by theme

What Users Love
  • Card control features allow users to activate or deactivate individual countries for increased security
What Frustrates Users
  • Forced app updates that are not available in the store create an endless loop preventing access
+ 2 more themes

50 of 50 recent reviews analyzed · high confidence · Upset overall

Read the full review analysis

Unlock 2 more frustration themes, each backed by review evidence.

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Competition

Competitive landscape for Miles & More Credit Card

How's the Finance market?

Miles & More Credit Card maintains a niche position within the finance category, supported by 8,861 total ratings across platforms. The current 165-day update gap signals a maintenance-only posture that limits competitive responsiveness.

Read the market outlook

The rivals identified

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The Analyst's Read

Key takeaways for Miles & More Credit Card

Where is it heading?

The finance category is consolidating around apps that provide high-frequency, stable transaction authorization. Miles & More Credit Card remains exposed due to its lack of feature investment and technical debt, which will continue to erode its user base until the core authentication loop is stabilized.

  • The 165-day update gap prevents resolution of critical login bugs, which compounds user frustration and accelerates churn toward more reliable banking alternatives.
  • Persistent failure of payment notification triggers blocks essential financial transactions, directly undermining the app's core utility for frequent travelers.

The SWOT

Core Strengths
  • MilesPay integration provides a direct utility-based retention loop for loyalty members
Critical Frictions 2 weaknesses inside
Growth Levers
  • Stabilizing the notification-based authorization flow would resolve primary transaction barriers
Market Threats 1 threat identified

Next best moves

1 Invest · 1 Maintain

Rebuild authentication flow because credential loss is a top-tier user complaint → reduce session friction

+ 1 more prioritized move

The counter-intuitive read

The app's maintenance-mode status is a deliberate strategy…

Read the full take

Since the last report: The app's strategic narrative has shifted from an urgent call for technical remediation to a characterization of its maintenance-only status as a deliberate cost-control measure. No functional improvements have been deployed, and the core user experience remains constrained by the same authentication and update-loop regressions.

Bottom line

Addressing the authentication and update-loop failures would stabilize the core user base, as the current technical instability prevents the app from delivering its primary value proposition of secure, real-time financial management.

Unlock 2 critical frictions, 1 market threat, 1 more prioritized move and the analyst’s take.

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Sources

  1. [1] Play Store listing, source
  2. [2] Developer website, source

Report last updated

Disclosure: Independent intel to help mobile builders succeed.

AI-powered analysis with automated quality gates, built from publicly available sources. Marlvel.ai is not affiliated with, endorsed by, or sponsored by Miles & More Credit Card, its developer, the app publisher, Apple, or Google Play. All trademarks, logos, and screenshots referenced remain the property of their respective owners.

What's new

The app's strategic narrative has shifted from an urgent call for technical remediation to a characterization of its maintenance-only status as a deliberate cost-control measure. No functional improvements have been deployed, and the core user experience remains constrained by the same authentication and update-loop regressions.

shifted

Strategic Positioning

shifted

SWOT Analysis Refinement

shifted

PM Action Item Reasoning

Cite this report

Marlvel.ai. “Miles & More Credit Card Intelligence Report.” Updated Aug 16, 2026. https://marlvel.ai/apps/miles-more-credit-card

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