Money - Personal Finance
Money - Personal Finance is a manual tracking tool for accounts, budgets, and bills on iOS.
The App DNA
What makes this app unique?
It serves users who prioritize local data control and privacy over the automated, cloud-synced workflows found in modern finance apps.
For Individuals seeking a manual, privacy-focused tool to organize personal accounts, budgets, and recurring bills.
What does it look like?
Key features
Allows users to organize accounts into custom groups with toggleable visibility on the home screen.
Automated alerts for upcoming bills with in-notification Skip or Clear actions.
Passcode and Touch ID protection for app access.
How much does it cost?
The freemium model gates utility-focused features like cloud sync and automated scheduling behind one-time in-app purchases.
Velocity
Dormant developmentShow more...
The app has reached a state of total inactivity, with no updates or feature releases in 2,810 days. Development has effectively ceased, as the last recorded version was a minor bug fix release from late 2018. There is no evidence of ongoing maintenance or operational support for the platform.
Who built it?
Jacob Caraballo
2 apps tracked · Finance
Ledger - Money, Budget TrackerUser Sentiment
What do users think recently?
Review voice lately leans mixed. Users appreciate the simple and clean interface allows users to track their income and expenses with minimal friction and quick access to financial summaries helps users monitor their monthly account status at a single glance.
How are ratings & reviews evolving?
What users say, by theme
- The simple and clean interface allows users to track their income and expenses with minimal friction
- Quick access to financial summaries helps users monitor their monthly account status at a single glance
- The developer appears to have abandoned the app, leaving critical crashing issues and watch-app failures unresolved
10 of 10 recent reviews analyzed · moderate confidence · Mixed overall
Read the full review analysisUnlock 2 more frustration themes and 2 user requests, each backed by review evidence.
Access the full report for freeCompetition
Competitive landscape for Money - Personal Finance
How's the Finance market?
Money - Personal Finance maintains a niche position as a manual, privacy-centric tracker on iOS. The seven-year update gap limits its competitive viability against modern, actively maintained finance tools.
The rivals identified
The Analyst's Read
Key takeaways for Money - Personal Finance
Where is it heading?
The market for personal finance tools is consolidating around cloud-native, actively updated apps that offer automated bank syncing. Money - Personal Finance remains exposed due to its manual-only, abandoned state, which will likely lead to continued churn as users seek reliable alternatives.
- The 2,810-day update gap indicates the app is in maintenance-mode, which erodes user trust and long-term retention.
- Unresolved crashes and watch-app failures drive negative sentiment, pushing users toward actively maintained financial management tools.
The SWOT
- Custom account grouping enables granular visibility control
- Biometric security provides a privacy-focused data barrier
- Adding transaction timestamps would resolve primary budget-tracking friction
Next best moves
Sunset the watch companion app because it is currently non-functional → reduce negative sentiment
+ 1 more prioritized moveThe counter-intuitive read
The app's lack of cloud-sync by default is…
Read the full takeSince the last report: The app remains in a seven-year maintenance-only state with no functional changes. The primary shift is a strategic pivot in the PM action items, which now prioritize sunsetting the non-functional watch companion rather than attempting to restore its stability.
Bottom line
Money - Personal Finance serves a loyal niche, but the seven-year update gap has rendered the app technically unstable. Prioritizing core stability would preserve the remaining user base, though the lack of development signals a sunset posture is appropriate.
Unlock 2 critical frictions, 1 market threat, 1 more prioritized move and the analyst’s take.
Access the full report for freeSources
- [1] App Store
Report last updated