Mortgage Repayment Calculator is a free, manual-input utility for estimating mortgage repayments and interest costs on iOS.
The App DNA
What makes this app unique?
It removes the cognitive friction of manual interest-rate math for homeowners who prefer a simple, offline-capable tool over complex banking apps.
For Homeowners or prospective buyers seeking a basic tool to estimate mortgage costs.
What does it look like?
Key features
Calculates monthly payments based on user-inputted mortgage amount, interest rate, and repayment period.
Displays total interest paid and monthly obligations for both interest-only and standard repayment mortgage structures.
Adjusts numerical output to match local currency standards.
How much does it cost?
The app is distributed as a free utility with no visible monetization or in-app purchase gates.
Velocity
Dormant developmentopaqueShow more...
The app has been inactive for 4,599 days, indicating a complete cessation of development. There have been no feature updates, bug fixes, or maintenance patches in over a decade. The project is effectively abandoned, as the last release predates modern mobile development standards.
Who built it?
James Still
3 apps tracked · Finance
UK Salary Calculator 2024-2025
V.A.T. CalculatorUser Sentiment
What do users think recently?
How are ratings & reviews evolving?
Not enough recent reviews to extract reliable themes yet.
Read the full review analysisCompetition
Competitive landscape for Mortgage Repayment Calculator
How's the Finance market?
Mortgage Repayment Calculator maintains a static presence in the Finance category with no updates since 2014. The absence of modern financial integrations signals a decline in competitive relevance against active, data-driven rivals.
Read the market outlookThe rivals identified
Unlock the deeper market read.
Access the full report for freeThe Analyst's Read
Key takeaways for Mortgage Repayment Calculator
Where is it heading?
The financial utility market is consolidating around apps that offer real-time rate tracking and automated banking integrations. Mortgage Repayment Calculator remains static, which will lead to further obsolescence as users migrate to tools that reduce manual input requirements.
- The 12-year development hiatus indicates a maintenance-only state, which erodes competitive relevance as modern rivals integrate real-time mortgage rate data.
The SWOT
- Simple, focused interface removes navigation friction
- Integrating live mortgage rate feeds would differentiate
Next best moves
Sunset the product because the 12-year development gap makes it uncompetitive against modern financial tools → eliminate support overhead
The counter-intuitive read
Users report: The app's greatest asset is its abandonment…
Read the full takeBottom line
Mortgage Repayment Calculator functions as a legacy utility that serves a narrow, static need, and its lack of development over the last decade makes it vulnerable to modern, feature-rich financial tools that provide real-time data.
Unlock 2 critical frictions, 1 market threat and the analyst’s take.
Access the full report for freeSources
- [1] App Store, source
Report last updated