Moneta is now free to start. New users get one workspace with full budgeting, categories, insights, and cloud sync at no cost.

Premium unlocks extra workspaces you own, plus joining and inviting others so households can stay in sync.

If you already paid for Moneta before this update, you’re covered: we’ve granted you lifetime Premium at no extra charge—same features, no subscription required. Thank you for being here early.

Shared Budgets are here!
You can now invite others to join a budget and manage money together.

Perfect for:
• Couples managing household expenses
• Families sharing allowances
• Teams planning trips or events

We also made performance improvements and squashed some bugs.

Insights
See how your spending moves over time with trends, and get a clearer picture of your finances with an all‑time summary.

Privacy mode
Hide sensitive amounts when you need to—great for glancing at the app in public or showing someone your screen.

Calculator keypad
Enter amounts faster with a dedicated calculator-style keypad.

Improvements
We’ve fixed bugs and polished the app so everything feels smoother and more reliable.

Insights
See how your spending moves over time with trends, and get a clearer picture of your finances with an all‑time summary.

Privacy mode
Hide sensitive amounts when you need to—great for glancing at the app in public or showing someone your screen.

Calculator keypad
Enter amounts faster with a dedicated calculator-style keypad.

Improvements
We’ve fixed bugs and polished the app so everything feels smoother and more reliable.

COMING SOON: Moneta is going free!
Accounts created before the free launch will be upgraded to Premium for life. The Exclusive Founder Badge will appear soon in Settings.

PLUS: FLEXI ENVELOPES

- New "No Spending Limit" toggle for unpredictable costs.
- "Extra" budget now auto-covers Flexi spending.
- Better Dashboard insights for your "Extra" balance.

FLEXI ENVELOPES
Total spending flexibility for the categories you can’t predict—like medical costs, gifts, or repairs.

- No Limits: Toggle any envelope to "No Spending Limit."
- Safety Net: Your "Extra" budget now automatically covers Flexi spending and overspending.
- Better Insights: A new Dashboard breakdown shows exactly how your "Extra" balance is used.

This update includes bug fixes, performance improvements, and small usability enhancements to make budgeting and expense tracking smoother.

Bug fixes

• CSV Export: Export your budget and expense tracking data to CSV for deeper analysis.
• New Sync Banner: Clearer sync status helps you understand when your budget data needs attention.
• Improved Budget Tracking: We refined organization, formatting, and overall usability across the app.
• Smoother Expense Logging: General improvements and fixes make daily spending and money tracking feel more reliable.

Faster Budget Tracking & New Widgets!

• Home Screen Widgets: Track your budget at a glance. We've added Small, Medium, and Large widgets to help you monitor your daily spending and envelope balances without opening the app.

• Instant Launch: We've optimized the startup process. Moneta now opens faster than ever, so you can log expenses and check your spending limits in seconds.

• Smoother Expense Tracking: We've refined the Dashboard animations to ensure a fluid, responsive experience when you're managing your money or viewing your allocation chart.

• Reliable Currency Formatting: Squashed a bug in Quick Setup to ensure your budget tracker uses the correct currency format from the start.

Big update:

Guest Mode - Use Moneta without an account. Sign in later and if your account has existing cloud data, you choose what to keep - local or cloud. Your data, your call.
New look - Dashboard and Plan tabs got a fresh, cleaner design.
Daily Spending Suggestion - Know exactly how much you can spend each day without blowing your budget. No math, just open the app.
Quick Log - Tap a category pill on the Dashboard to log an expense instantly. Fastest way to capture spending on the go.
Sync Banner - Get notified when your tracker drifts out of sync with your plan. Stay accurate, always.
Allocation Chart - See how your budget is split across categories at a glance. Toggle between Category and Plan views in the Plan tab.

NEW: Receivables — track money others owe you, right alongside your budget. Log what's coming in, see your pending balances at a glance, and get a complete picture of your personal finances. Plus general bug fixes and performance improvements.

Bug fixes and performance improvements to keep your budgeting experience smooth and reliable. Thank you for using Budget!

Bug fixes and performance improvements to keep your budgeting experience smooth and reliable. Thank you for using Budget!

Bug Fixes & Stability: Resolved a critical issue that caused the app to crash for some users when updating to the latest version due to database migration conflicts. The app update process is now significantly smoother and safer.