MARLVEL

OnPay Mobile vs its rivals

Side-by-side comparison against OnPay Mobile's closest competitors — identity, store metrics, ratings & sentiment, and strategic intel.

OnPay Mobile
This App
Powerpay Self Service
Nemesis
FBA Flex Benefits
Contender
Asure Flex Benefits Mobile
Contender
CareFlex Mobile
Contender
FBA Mobile
Contender
Invoice Novus
Peer
SimplyWise: Company Mileage
Peer
iReside: Tax Residency Tracker
Peer
WinBooks Connect
Peer
Core Identity
DeveloperOnpay, IncDayforce CorporationWealthCareMobileWealthCareMobileWealthCareMobileWealthCareMobileCloudware Sdn. Bhd.SimplyWise, Inc.Quinn MoranExact
CategoryBusinessBusinessMedicalMedicalMedicalBusinessBusinessBusinessFinanceBusiness
PlatformAndroid, iOSiOS, AndroidAndroidAndroidAndroidAndroidAndroid, iOSAndroid, iOSiOS, AndroidAndroid, iOS
Store Metrics
Rating5.0 / 54.7 / 54.6 / 53.7 / 53.4 / 53.3 / 54.8 / 54.9 / 54.9 / 52.4 / 5
Ratings Count529,6201931858134432292932
PriceFreeFreeFreeFreeFreeFreeFreeFreeFreeFree
Release DateJun 7, 2022Apr 3, 2018Jun 26, 2015Apr 21, 2013Mar 24, 2014Apr 30, 2013May 9, 2025Oct 16, 2024Jan 4, 2026Nov 2, 2020
Last UpdatedMay 13, 2026Sep 11, 2025Apr 24, 2026Feb 17, 2026Feb 17, 2026Apr 23, 2026Oct 6, 2025Feb 25, 2026May 9, 2026Jun 14, 2023
Sentiment & Reviews
Sentimentmixed--mixed-mixed-excellent--
Score60/100--60/100-50/100-90/100--
Praises
  • Convenience of remote access to tax and pay documents
--
  • Convenience of mobile receipt submission
---
  • Automated background trip logging removes the manual burden of tracking business mileage for tax reporting
  • Flexible trip management allows users to merge or split segments for accurate business expense reporting
--
Complaints
  • Mobile interface friction compared to web payroll
--
  • Dated interface and navigation friction
------
Requests----------
Strategic Intel
Strengths
  • Integrated payroll and HR document access creates a unified employee experience
  • Lifetime self-service accounts provide long-term user retention post-employment
-
  • Specialized healthcare-specific workflows for FSA/HSA management
  • Direct provider payment integration
  • Secure authentication protocols
  • Direct backend integration ensures reimbursement data accuracy
  • Single-hub access to tax-advantaged benefit accounts reduces administrative overhead for participants
  • Virtual Medicine Cabinet provides a niche utility that increases app stickiness
  • Branded mobile application capability functions as a B2B distribution barrier for benefit administrators
  • Shared authentication with WealthCare Portal reduces friction for existing users
-
  • Automated background tracking removes manual friction
  • Flexible trip-editing provides superior accuracy
  • Responsive support team mitigates technical churn
--
Weaknesses
  • 1.6-star rating gap between iOS and Android platforms
  • Lack of receipt management tools
  • No HSA or benefits-funding visibility
-
  • Manual receipt upload workflow
  • Dependency on administrator configuration
  • Limited feature update cadence
  • Dated UI navigation creates friction for users
  • 3.4-star rating on Android indicates friction in the user experience
  • Reliance on manual claim documentation increases user effort compared to automated competitors
  • 3.32 rating indicates significant user friction
  • No cloud-save functionality despite administrative document handling
  • Feature set remains in maintenance mode
-
  • Premium tier lacks enterprise-grade cloud-sync
  • Limited brand authority compared to decade-old rivals
  • Small review volume reduces social proof
--
Pricingsubscriptionfreefreefreefreefreefreefreemiumfreefree
MomentumMaintenanceMaintenance----MaintenanceActiveIntenseActive
Update Cadence2 versions, ~15d avg5 versions----5 versions5 versions5 versions5 versions

Compare OnPay Mobile head-to-head

Disclosure: Independent intel to help mobile builders succeed.

AI-powered analysis with editorial review, built from publicly available sources. Marlvel.ai is not affiliated with, endorsed by, or sponsored by OnPay Mobile, its developer, the app publisher, Apple, or Google Play. All trademarks, logos, and screenshots referenced remain the property of their respective owners.

See methodologyContact support

Data licensed under CC-BY-NC 4.0