Report updated Apr 24, 2026
owed
For individuals who frequently lend or borrow money and need a simple, non-subscription tool to track these informal financial obligations.
Overview · Full Intel report in progress
owed is an established finance app that is completely free. With a 4.1/5 rating from 192 reviews, it shows polarized user reception.
What is owed?
Current Momentum
v2.9 · 2mo ago
ActiveLast updated 60d ago. 5 versions tracked.
Competition
Rivals identification in progress
7-Day Rank Pulse 🇺🇸
FinanceNo ranking data
Rating Pulse 🇺🇸
What makes this app unique?
What Does It Look Like?
What Are The Key Features?
Users can import contacts directly from Apple Contacts to create and manage debtor profiles.
The app supports logging multiple individual transactions for each person to maintain a detailed history.
Users can set push notifications and send payment reminders via email or SMS.
How much does it cost?
Who Built It?
Josh Gdovin
Simplifying personal debt tracking through high-contrast, cross-platform utilities for the Apple ecosystem.
Portfolio
2
Apps
What other apps does Josh Gdovin make?
Explore the full Josh Gdovin report
Portfolio breakdown, audience, momentum, and every app published by Josh Gdovin.
Analysis in progress, available soon
What do users think recently?
Analysis in progress, available soon
View the full user-sentiment analysis
Mood gauge, ratings & review-volume history, every praise / complaint / request, and sentiment over time.
Analysis in progress, available soon
What is the competitive landscape for owed?
How's The Finance Market?
How does it evolve in the Finance market?
Rank progression
1 active ranking tracked — 30-day window
Strategic analysis coming soon
SWOT, key takeaways & outlook
The outtake for owed
Key Takeaways
While the app offers a simple, free, and non-subscription solution for tracking personal debts, user feedback highlights a demand for improved data organization, backup functionality, and more robust editing capabilities.
Where Is It Heading?
Trend analysis
Available very soon