Report updated May 4, 2026
RetirementIQ
For individuals planning for retirement who prioritize data privacy and native macOS performance for complex financial simulations.
Overview · Full Intel report in progress
RetirementIQ is an established finance app that is a paid app.
What is RetirementIQ?
Current Momentum
v1.1
- Improved projection accuracy with consistent nominal dollar accounting - Spousal Social Security benefits with early-claiming reduction modeling - Investment return settings sync correctly across all accounts - Today's $ view now uses your plan's inflation setting
What makes this app unique?
What Does It Look Like?
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What Are The Key Features?
Models withdrawals across Pre-Tax, Roth, Brokerage, and Cash/HYS accounts.
Calculates federal and state income taxes alongside Social Security claiming strategies and Medicare IRMAA surcharges.
Provides three distinct models to stress-test retirement projections.
Operates entirely offline with zero telemetry, no account requirements, and enforced app sandboxing.
How much does it cost?
Who Built It?
Alex Bortvin
Providing privacy-focused retirement decumulation planning for individuals. Enables complex financial modeling without cloud connectivity.
Portfolio
2
Apps
What other apps does Alex Bortvin make?
Explore the full Alex Bortvin report
Portfolio breakdown, audience, momentum, and every app published by Alex Bortvin.
Analysis in progress, available soon
What do users think recently?
Analysis in progress, available soon
Analysis in progress, available soon
What is the competitive landscape for RetirementIQ?
How's The Finance Market?
Market outlook for this category
Available very soon
Strategic analysis coming soon
SWOT, key takeaways & outlook
The outtake for RetirementIQ
Key Takeaways
RetirementIQ is a specialized, one-time purchase macOS tool that keeps sensitive financial planning data strictly local.
Where Is It Heading?
Trend analysis
Available very soon