Roby: Rent vs. Buy Calculatorv1.0.1
Released April 12, 2026Major
iOS
What changed
- New featureAdded household income and filing status inputs for tax calculations
- New featureNew Tax Break Reality Check comparing mortgage deduction vs standard deduction
- New featureAdded financial metrics for required income, retirement room, DTI headroom, and job-loss reserves
- New featureNew Glide Path feature to project payment comfort over time as income rises
- New featureAdded 25%-of-take-home rule comparison tool
- ContentExpanded premium content from 15 to 17 sections
Original release notes
Roby now takes your household income and filing status, and uses them to answer the questions a rent-vs-buy calculator actually should. • The Tax Break Reality Check: does the mortgage interest deduction actually lower your tax bill, or does the standard deduction win? • Required income, retirement room, back-end DTI headroom, and a job-loss reserve target tailored to your numbers. • The Glide Path: when a tight payment gets comfortable as income rises. • A second opinion against the stricter 25%-of-take-home rule. Plus 17 premium sections (up from 15).