Share a Budget is a manual expense-sharing tool for households and travel groups on iOS.
The App DNA
What makes this app unique?
It replaces manual debt tracking with automated balance calculations, removing the cognitive cost of group financial reconciliation.
For Roommates, friends, families, and colleagues who share recurring or one-time expenses.
What does it look like?
Key features
Logs costs and assigns them to individuals, serving as the primary retention loop for group accountability.
Automates debt calculation to eliminate manual accounting, acting as the core value proposition for collaborative users.
How much does it cost?
The app is currently free to use, which lowers the barrier to entry but limits monetization potential.
Velocity
Steady developmentShow more...
Who built it?
Bart Jacobs
13+ apps tracked · Finance
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Days Since Goal Tracking
Fully CaffeinatedUser Sentiment
What do users think recently?
How are ratings & reviews evolving?
Not enough recent reviews to extract reliable themes yet.
Read the full review analysisCompetition
Competitive landscape for Share a Budget
How's the Finance market?
Share a Budget occupies a niche in the Finance category as a manual-entry tool, but its 927-day update gap limits its competitive standing against automated alternatives.
The rivals identified
By Gridwise, Inc.
Gridwise competes for the same user base looking to manage income and expenses, though it focuses specifically on the gig economy sector.
- Offers specialized market intelligence and benchmarking tools for gig drivers that Share a Budget lacks.
- Provides automated earnings tracking across multiple platforms, creating a deeper data-driven value proposition for users.
- Maintains a massive user base and high review volume, establishing strong brand authority in financial tracking.
Simple Checkbook.Contender
Timesheet & Time Card TrackerContender
Skwad: Privacy-First BudgetingContender
Subscription Manager & CancelContenderUnlock the head-to-head verdict: where this rival wins, and where it loses.
Access the full report for freeThe Analyst's Read
Key takeaways for Share a Budget
Where is it heading?
Market interest in manual expense tracking is consolidating around tools that offer seamless multi-device sync and automated reporting. Share a Budget's lack of updates since early 2024 leaves it exposed to rivals that maintain a regular release cadence.
- The 927-day update gap signals a lack of active maintenance, which erodes user trust and drives churn to more active financial tools.
The SWOT
- Shared balance automation removes manual reconciliation friction for small groups
- Localized, offline-first expense sharing for regions with low connectivity could differentiate the app
Next best moves
Ship iCloud sync because it is a standard expectation for collaborative financial tools → increase multi-device retention
+ 1 more prioritized moveThe counter-intuitive read
Users report: The lack of bank-linking is not…
Read the full takeFeature gaps
iCloud sync (available in Simple Checkbook but absent here) +1
Since the last report: The app's competitive trajectory shifted from stable to declining as the 927-day update gap became the central factor in its market positioning and product roadmap. This shift reflects a transition from feature-led growth to a defensive posture focused on addressing perceived abandonment.
Bottom line
Transitioning to a maintenance-only posture or sunsetting the app is the logical move, as the 927-day update gap prevents Share a Budget from competing with the current feature set of active rivals.
Unlock 1 critical friction, 1 market threat, 1 more prioritized move and the analyst’s take.
Access the full report for freeSources
- [1] App Store, source
Report last updated