Sharing with someone, done properly.
• Combine your finances — one pass when you go full-share. Choose which accounts belong to the household, and decide the budget to keep where you both tracked the same category.
• See who added what. Every shared transaction shows the person who added it, and the household split now has a column for each of you instead of one lump.
• Keep things back. Hide a category, an account, a bill, an investment account, a mortgage, a retirement plan, a goal, or a single transaction. Anything you keep private is removed from their device on the next sync.
• New to the app, but not to each other? If one of you has already entered years of history, you can now hand all of it across — and a month they already have is never counted twice.
• Net-worth snapshots sync to your household.
• Rename anyone in your household, and the name follows them onto every screen.
ONE-TIME EXPENSES
Saving for a wedding, a ring, a car? Plan it once and it stays out of your monthly budget — and you can log one you have already paid in a single save.
REPORTS
Report PDFs are real documents now, with selectable, searchable text instead of a picture of a screen.
IMPORTING
Spreadsheets (.xlsx) open directly, OFX files work on iPhone, and exports from European banks import at the right amounts.
NOTIFICATIONS AND HAPTICS
Bill reminders arrive spread out rather than a dozen in the same second, and the app is quieter — one buzz per action, and nothing announcing what is already on your screen.
FIXES
• Typing 4000 into an amount field could save $40.00.
• The Budget tab left split transactions out of Spent, so it disagreed with Home, Trends and every report.
• Charts no longer sit blank for a moment when a screen opens.
• Mortgage interest showed "—" for people who really had paid it.
• Faster taps and charts on Home, Budget and every drill-down.
SOMEWHERE TO ASK
• A help centre built into the app — 129 answers across 20 topics, 30 troubleshooting walk-throughs, and search that actually finds them.
• Ask a question, report a problem or suggest an idea without leaving the app.
• A real person answers, and the reply comes back inside the app under Help → Your messages.
BILLS
One screen for the month — what's paid, what's left, and every bill as a tile. Bills that repeat every two weeks now show every occurrence, not just the next one.
INVESTMENTS
A holding shows the share price with today's move beside it, the way a quote reads, and your position's value sits with the share count.
IMPORTING AND RECONCILING
• Pick the account before you import, not after — the picker leads the page now, and a new cash account tracks its balance from the start.
• Set the account on hundreds of transactions at once, the same way you already set a category.
• Filter transactions by account, so you can reconcile one account against its statement.
NOW ON MORE IPHONES
Simple Finance runs on iOS 18 and later. If the App Store told you your iPhone wasn't compatible, it is now.
Read what changed