Simple TVM is a specialized financial calculator for time value of money equations, designed for students and individuals on iOS.
The App DNA
What makes this app unique?
The tool removes the cognitive friction of switching between input and output screens by displaying all financial values simultaneously during data entry.
For Students and individuals seeking a basic tool for time value of money calculations.
What does it look like?
Key features
Calculates loan payments, interest rates, present value, and future value using standard financial formulas.
Displays calculated values directly above the input keys for reference during data entry.
How much does it cost?
Simple TVM operates as a free utility with no visible monetization or subscription gates.
Velocity
Dormant developmentplatform expansionUX improvementsShow more...
The app has been inactive for 3,087 days, indicating a complete cessation of development. No new feature builds or updates have been released in over eight years. The project appears to be abandoned by its developer.
Who built it?
User Sentiment
What do users think recently?
How are ratings & reviews evolving?
Not enough recent reviews to extract reliable themes yet.
Read the full review analysisCompetition
Competitive landscape for Simple TVM
How's the Finance market?
Simple TVM maintains a static presence in the Finance category with no updates since 2018. Its lack of recent development activity limits its ability to compete with modern, frequently updated financial utilities.
The rivals identified
The Analyst's Read
Key takeaways for Simple TVM
Where is it heading?
The financial utility market is shifting toward tools that integrate with modern iOS features and offer frequent, iterative updates. Simple TVM's long-term inactivity leaves it exposed to platform-level deprecation, which will eventually force a sunset regardless of current user utility.
- The eight-year update gap indicates a total lack of maintenance, which will eventually trigger Apple's app store removal policies for abandoned software.
The SWOT
- Visual value display reduces cognitive load during data entry
- UI refresh could capture users seeking lightweight, ad-free alternatives
Next best moves
Sunset the product because the eight-year update gap signals a lack of strategic intent → reduce brand drag
The counter-intuitive read
The lack of updates is not a failure but a feature…
Read the full takeSince the last report: The developer's strategic intent shifted from maintaining a legacy utility to planning for a product sunset. This pivot acknowledges that the eight-year development silence now functions as a brand liability rather than a static feature.
Bottom line
Simple TVM serves a narrow, static need, but its eight-year inactivity makes it a candidate for sunsetting. Redirecting resources to higher-yield projects would better serve the developer's portfolio than maintaining a legacy utility that no longer receives feature updates.
Unlock 1 critical friction, 1 market threat and the analyst’s take.
Access the full report for freeSources
- [1] App Store, source
Report last updated