SIP Calculator & Planner is a free financial utility for Indian retail investors to project long-term investment maturity on iOS and Android.
The App DNA
What makes this app unique?
The app removes the cognitive friction of navigating multi-purpose financial calculators by providing a dedicated, single-screen interface for systematic investment planning.
For Individual investors in India planning for long-term financial goals like home or vehicle purchases.
What does it look like?
Key features
Calculates future value of monthly investments in Mutual Funds, PPF, or Fixed Deposits.
Maintains a local log of different investment plans for future reference.
Generates investment summaries in PDF format for sharing via SMS or email.
How much does it cost?
The app operates as a free utility with no visible monetization gates, relying entirely on ad inventory.
Velocity
Dormant developmentnew contentShow more...
The app has been inactive for approximately 9.5 months, falling well below the threshold for maintenance. The last release occurred on July 22, 2025, and there have been no subsequent updates or signs of operational activity. Given the lack of development momentum over the past three quarters, the app is classified as a zombie project.
Who built it?
Hareshbhai Issamaliya
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What do users think recently?
How are ratings & reviews evolving?
Not enough recent reviews to extract reliable themes yet.
Read the full review analysisCompetition
Competitive landscape for SIP Calculator & Planner
How's the Finance market?
SIP Calculator & Planner holds a niche position in the finance category, currently ranking #91 Free in the TZ region. The lack of updates since July 2025 suggests a maintenance-only posture that limits its ability to compete with high-velocity rivals.
Read the market outlookThe rivals identified
By Applorium Ltd
This app dominates the financial utility space by offering a comprehensive suite of 40+ calculators, directly competing with our SIP-focused tool for the same retail investor audience.
- Offers a massive library of 40+ specialized financial calculators beyond simple SIP planning tools
- Includes a built-in currency converter that provides immediate utility for international investment tracking
- Utilizes a subscription-based model that funds consistent feature updates and high-quality UI maintenance
Mortgage Calculator PlusContender
When Can I RetireContender
SIP Calculator AppContender
Stock Calculator - Risk RewardContenderUnlock the head-to-head verdict: where this rival wins, and where it loses.
Access the full report for freeThe Analyst's Read
Key takeaways for SIP Calculator & Planner
Where is it heading?
The financial utility market is consolidating around apps that offer high-frequency updates and specialized calculators. SIP Calculator & Planner's current trajectory is unsustainable without a return to active development, as users will naturally migrate to tools that provide more frequent feature expansions and modern interface standards.
- The 9-month development silence suggests the app is in maintenance mode, which will lead to user attrition as rivals iterate on calculation precision.
The SWOT
- Focused SIP-planning workflow reduces cognitive load
- PDF export functionality enables client-facing summaries
- Add SIP Top-Up calculator for contribution modeling
- Integrate inflation-adjustment toggles for realistic projections
Next best moves
Ship SIP Top-Up calculator because it is a standard feature in direct rivals → increase feature parity
+ 1 more prioritized moveThe counter-intuitive read
The app's lack of features is its primary asset…
Read the full takeFeature gaps
SIP Top-Up calculator (available in SIP Calculator App but missing here) +1
Since the last report: The outlook trend has shifted from stable to declining, driven by the persistent lack of updates since July 2025 and the resulting competitive disadvantage against actively maintained financial tools.
Bottom line
The app's value rests on its simplicity, but the lack of development since July 2025 risks total user churn to actively maintained rivals. Prioritizing a calculation accuracy audit and basic feature parity would stabilize the user base while the developer determines long-term viability.
Unlock 2 critical frictions, 2 market threats, 1 more prioritized move and the analyst’s take.
Access the full report for freeSources
- [1] Play Store listing, source
Report last updated