SIP Calculator & Planner is a free financial utility for Indian retail investors to project SIP, PPF, and Fixed Deposit returns on iOS and Android.
Product velocity
Dormant
Daily rank 🇺🇸
—
Finance
Sentiment
4.0
12 reviews
Nemesis
Financial Calculator: Percent
The App DNA
What makes this app unique?
It removes the friction of manual compound interest math for users planning specific long-term purchases like homes or vehicles.
For Individual investors in India planning for long-term financial goals like home or vehicle purchases.
What does it look like?
Key features
Calculates future value of monthly investments in Mutual Funds, PPF, or Fixed Deposits.
Maintains a local log of different investment plans for future reference.
Generates investment summaries in PDF format for sharing via SMS or email.
How much does it cost?
The app operates as a free utility with no visible monetization gates, relying entirely on ad inventory.
Velocity
Dormant developmentnew contentShow more...
The app has been inactive for approximately 9.5 months, falling well below the threshold for maintenance. The last release occurred on July 22, 2025, and there have been no subsequent updates or signs of operational activity. Given the lack of development momentum over the past three quarters, the app is classified as a zombie project.
Who built it?
Hareshbhai Issamaliya
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Document Scanner App- PDF ScanUser Sentiment
What do users think recently?
How are ratings & reviews evolving?
Not enough recent reviews to extract reliable themes yet.
Read the full review analysisCompetition
Competitive landscape for SIP Calculator & Planner
How's the Finance market?
SIP Calculator & Planner currently ranks #91 Free in the TZ region. The lack of a clear monetization strategy relative to subscription-heavy rivals like Financial Calculator: Percent signals a focus on user acquisition over immediate revenue extraction.
Read the market outlookThe rivals identified
By Applorium Ltd
This app dominates the financial utility space by offering a comprehensive suite of 40+ calculators, directly competing with our SIP-focused tool for the same retail investor audience.
- Offers a massive library of 40+ specialized financial calculators beyond simple SIP planning tools
- Includes a built-in currency converter that provides immediate utility for international investment tracking
- Utilizes a subscription-based model that funds consistent feature updates and high-quality UI maintenance
Mortgage Calculator PlusContender
When Can I RetireContender
SIP Calculator AppContender
Stock Calculator - Risk RewardContenderUnlock the head-to-head verdict: where this rival wins, and where it loses.
Access the full report for freeThe Analyst's Read
Key takeaways for SIP Calculator & Planner
Where is it heading?
The financial utility market is consolidating around apps that offer broader toolsets and high-speed performance, leaving SIP Calculator & Planner exposed due to its lack of recent feature expansion. Without a shift toward active maintenance or niche differentiation, the app risks becoming a legacy tool in a category that rewards frequent updates.
- The dormant release cadence (no major updates in 9 months) signals a lack of active investment, which erodes trust compared to rivals with active roadmaps.
- The app maintains a stable, niche utility focus that avoids the bloat of subscription-heavy competitors, preserving its value for users seeking simple, free SIP projections.
The SWOT
- PDF export functionality enables professional-grade investment sharing
- Localized content for Indian investment schemes could capture a specific regional segment
Next best moves
Audit calculation speed because new entrants offer instant results → improve perceived responsiveness
+ 1 more prioritized moveThe counter-intuitive read
The lack of monetization is a strategic advantage…
Read the full takeFeature gaps
SIP Top-Up calculator (available in SIP Calculator App but absent here) +1
Since the last report: Strategic focus shifted toward high-speed calculation performance and core feature parity to counter new market entrants. The outlook trend stabilized as the product roadmap narrowed to emphasize its niche utility over broader, subscription-heavy alternatives.
Bottom line
SIP Calculator & Planner serves as a low-friction entry point for retail investors, but the dormant development cycle threatens its relevance against rivals with active feature expansion. Prioritizing core utility parity would address the gaps driving users toward more comprehensive financial suites.
Unlock 1 critical friction, 1 market threat, 1 more prioritized move and the analyst’s take.
Access the full report for freeSources
- [1] App Store listing, source
Report last updated