Report updated Jun 27, 2026
Soldo
For finance teams, CFOs, and business owners seeking to decentralize spending while maintaining central control and visibility.
Soldo is an established business app that is available. With a 3.6/5 rating from 572 reviews, it shows polarized user reception.
What is Soldo?
Soldo is a business expense management app for finance teams and owners, providing card controls and receipt capture on iOS and Android.
Users hire Soldo to decentralize employee spending while maintaining central audit control, replacing manual reimbursement workflows with real-time, rule-based budget enforcement.
Current Momentum
v5.37 · 1d ago
Maintenance- Maintains stable category rankings.
- Ships regular accounting integration updates.
Active Nemesis
Cancel Subscriptions & Refund
By VUNYO
Other Rivals
7-Day Rank Pulse 🇺🇸
BusinessNo ranking data
Rating Pulse 🇺🇸
Recent User Mood
What makes this app unique?
What Does It Look Like?
Loading...
What Are The Key Features?
Set spending caps and approval rules for employees, teams, or projects before transactions occur.
Mobile app enables users to scan and upload receipts directly to the platform for automated categorization.
Syncs transaction data with accounting software like Xero and QuickBooks.
How much does it cost?
- Soldo Standard
- Soldo Plus
- Soldo Unlimited
- Tailored Solutions
Tiered subscription model targeting different business sizes, anchored by specific feature sets like spend management and accounting automation.
Who Built It?
Enrichment in progress
Publisher profile available very soon
What other apps does Soldo Software make?
What do users think recently?
Medium confidence · Latest 100 of 572 total reviews analyzed
How did the latest release land?
What is the recent mood?
Recent user voice shows a mixed sentiment.
View the full user-sentiment analysis
Mood gauge, ratings & review-volume history, every praise / complaint / request, and sentiment over time.
What is the competitive landscape for Soldo?
Where is it available?
Localized markets (8)
How's The Business Market?
How does it evolve in the Business market?
Soldo holds a #91 Free rank in the IT category (MT) and #193 in Finance (IT). The gap between its corporate-grade controls and consumer-focused subscription trackers defines its current market ceiling.
Rank progression
3 active rankings tracked — 30-day window
Which niche is Soldo in?
to manage business expenses and receipts
Explore the full Budgeting Trackers niche
Every app in this space — 179 tracked, the niche's live rankings, and Marlvel's editorial take on the job-to-be-done.
The rivals identified
Nemeses(1)
This app competes directly for the user's financial attention by offering automated subscription management and refund assistance, which overlaps with Soldo's expense management utility.
Differentiators
- Integrates AI-driven cancellation assistants that proactively reduce recurring overhead costs for individual users
- Provides a dedicated portal for IRS tax refund tracking, expanding utility beyond simple expense monitoring
- Maintains a significantly higher release cadence, allowing for rapid iteration on user-requested financial features
Head to head
Soldo should pivot toward automated subscription detection and spend optimization to neutralize the value proposition of this high-engagement competitor.
Contenders(4)
It competes for the same user segment focused on tracking recurring payments and managing financial obligations through a mobile-first interface.
Differentiators
- Offers robust offline functionality, ensuring users can track expenses even without a stable internet connection
- Includes specialized batch and student management tools that cater to specific niche financial workflows
This app targets the business expense and claims management space, directly challenging Soldo's core functionality for corporate users.
Differentiators
- Provides integrated online claim submission workflows that streamline the reimbursement process for business travelers
- Focuses on transaction authentication security, which is critical for enterprise-level financial data management
It competes for the user's time spent monitoring recurring financial outflows, a subset of Soldo's broader expense management capability.
Differentiators
- Utilizes home screen widgets to provide instant visibility into upcoming payments without opening the app
- Prioritizes local data storage, appealing to privacy-conscious users who prefer not to sync financial data
This app focuses on account balance and transaction history, overlapping with the core monitoring features of the Soldo mobile experience.
Differentiators
- Specializes in health-related spending tracking, providing a vertical-specific alternative to general business expense management
- Maintains a simplified, transaction-focused interface that reduces friction for users needing quick balance checks
Same space(3)
It operates in the same business finance category, focusing on card administration and account management for professional users.
Differentiators
- Provides specialized HSA funding and management tools that are essential for corporate benefits administration
- Offers a more comprehensive suite of security features tailored for enterprise-level financial account management
It provides a calendar-based approach to financial tracking that serves as a direct alternative for users managing business or personal cash flow.
Differentiators
- Uses a unique calendar-based interface that visualizes cash flow over time rather than just static lists
- Supports collaborative financial tracking, allowing multiple users to manage shared budgets within a single interface
It addresses the expense management niche by focusing on the collaborative aspect of tracking and splitting shared costs.
Differentiators
- Features an intelligent equalization algorithm that simplifies complex multi-person expense settlements automatically
- Includes native multi-currency support, making it superior for international business teams or travel expenses
Compare Soldo against every rival
All rivals in one side-by-side table — identity, store metrics, ratings & sentiment, and strategic intel — plus a head-to-head page for each.
The outtake for Soldo
Strengths to defend, gaps to attack
Core Strengths
- Accounting integration moat increases switching costs
- Proactive spend limits enable enterprise-level financial control
Critical Frictions
- Android-iOS rating gap signals inconsistent mobile performance
- Lack of automated subscription detection limits user-perceived ROI
Growth Levers
- Wearable integration for receipt capture
- Expansion into automated subscription-cancellation features
Market Threats
- AI-native financial apps siphoning user attention
- High-cadence competitors iterating faster on financial automation
What are the next best moves?
Ship automated subscription detection because competitors use it to capture user attention → increase daily active usage
Competitor analysis shows AI-driven subscription cancellation is a primary driver for rival engagement.
Trade-off: Pause the planned UI refresh for the receipt-upload flow — subscription detection has higher retention impact.
Audit receipt-capture friction because Android users report sync delays → stabilize rating baseline
The 0.4★ rating gap between Android and iOS indicates mobile-specific performance issues.
Trade-off: Same-quarter capacity available — no major lever displaced.
A counter-intuitive read
Soldo's corporate-grade control is its biggest risk: by focusing on CFO-level oversight, it ignores the consumer-grade automation that drives daily engagement in the current financial app market.
Feature Gaps vs Competitors
- AI-driven subscription cancellation (available in Cancel Subscriptions & Refund)
- Integrated online claim submission (available in Igoe Mobile)
Key Takeaways
Soldo secures corporate spend through robust control mechanisms, but it risks irrelevance against AI-driven financial tools, so the PM must prioritize automated subscription management to maintain user-perceived ROI.
Where Is It Heading?
Mixed Signals
The business finance market is shifting toward automated financial optimization, leaving Soldo exposed if it remains a manual-control tool. The PM must transition the product from a static expense-management platform to an active financial-optimization engine to prevent churn to AI-native competitors.
The lack of automated subscription-cancellation features allows rivals to capture the high-engagement financial monitoring segment, which erodes Soldo's long-term retention.
Deep accounting integrations with Xero and QuickBooks create high switching costs, which protects the core B2B user base from churn.