Spare is a personal finance and investment app for iOS that aggregates savings, pension, and equity data for BankID users.
Product velocity
Maintenance
Daily rank 🇺🇸
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Finance
Sentiment
4.6
71 reviews
Nemesis
Fragmented field
The App DNA
What makes this app unique?
Users hire Spare to consolidate fragmented financial assets into a single view, reducing the administrative load of managing multiple bank accounts and pension funds.
For Retail investors and bank customers seeking a consolidated view of their savings, pension, and equity portfolios.
What does it look like?
Key features
Secure login using BankID from any bank to aggregate financial data.
Trade equities on Oslo Børs and 15 international stock exchanges.
Monitor pension savings and modify employer-contributed savings allocations.
How much does it cost?
The app functions as a free utility to capture and retain assets under management for the parent bank.
Velocity
Maintenance developmentperformanceopaqueShow more...
Spare currently maintains a maintenance-level cadence, shipping approximately one release every 39 days. The development trend is stable but limited to minor technical adjustments rather than new feature rollouts. The latest release notes are opaque, focusing solely on general bug fixes and performance improvements. There is no evidence of live-ops activity or significant feature expansion in the recent history.
Who built it?
DNB ASA
8 apps tracked · Finance
DNB Mobile Bank
DNB Regnskap
DNB
Sbanken
Sbanken
Spare
DNB BedriftUser Sentiment
What do users think recently?
Fresh user feedback skews mixed.
How are ratings & reviews evolving?
What users say, by theme
- Absence of a native tablet interface forces traders to use a stretched phone layout
1 of 1 recent reviews analyzed · limited sample
Read the full review analysisUnlock 1 user request, each backed by review evidence.
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Competitive landscape for Spare
How's the Finance market?
Spare holds a #19 Free position in the Norwegian finance category. The lack of a tablet-optimized interface limits its appeal to power users compared to competitors with cross-device parity.
Read the market outlookThe rivals identified
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Key takeaways for Spare
Where is it heading?
The market for personal finance apps is shifting toward multi-device parity, as retail investors increasingly demand professional-grade analysis tools on tablets. Spare's maintenance-mode update cadence leaves it exposed to competitors that ship tablet-optimized trading workflows, which will likely erode its share of power-user activity if not addressed.
- The lack of a native tablet interface forces traders to use a stretched phone layout, which hinders professional market analysis and drives churn.
- Recent updates focused on stability, no feature expansion, indicating the app remains in maintenance mode rather than active growth.
The SWOT
- BankID integration provides a secure, frictionless entry point for cross-bank asset aggregation.
- Developing a tablet-optimized trading experience could capture power users currently underserved by the phone-only interface.
Next best moves
Ship native tablet interface because user reviews flag stretched phone layout as a primary trading barrier → increase power-user retention.
The counter-intuitive read
Spare's maintenance-mode status is a feature, not a bug…
Read the full takeSince the last report: The product remains in maintenance mode, but the competitive analysis has sharpened to focus on the risk of losing power users to multi-device rivals.
Bottom line
Spare retains retail assets through BankID-backed aggregation, but its maintenance-mode update cadence leaves it vulnerable to competitors with tablet-optimized trading tools, so the PM must prioritize tablet support to prevent power-user churn.
Unlock 1 critical friction, 1 market threat and the analyst’s take.
Access the full report for freeSources
- [1] App Store, source
Report last updated