The latest minor update introduced a reloadable offline wallet feature that backfired, causing the average Android rating to drop by 0.85 stars down to 4.15. While the core utility of earning cashback for mortgage overpayments remains highly praised, technical failures with prepaid card transactions and reload limits have weakened product momentum. The net verdict is negative due to critical functional regressions in the newly introduced wallet capabilities.

Reloadable & Offline wallet