The latest update, focused on performance and stability, resulted in a net decline of 0.06 stars. While Android ratings improved slightly, a 0.22-star drop on iOS and new user-reported glitches with card expiration and paycheck deposits indicate a negative impact on core functionality.

Bug fixes, stability and performance improvements

The latest update resulted in a 0.17 star rating increase on Android, though the small sample size of 10 reviews limits the reliability of this shift. While the core credit building utility remains a positive touchpoint, the introduction of mandatory fees for advance features has generated significant user friction. The overall impact is negative due to the emergence of serious allegations regarding the service model.