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Time Value of Money Calculator

Time Value of Money Calculator

By Igor Shtygashev

Time Value of Money Calculator is a single-function finance utility for iOS users to compute present and future value variables.

The App DNA

What makes this app unique?

The tool serves users needing a simplified, ergonomic interface for basic financial planning, though it currently lacks the advanced fields required for professional utility.

For Finance students or professionals requiring a basic calculator for time value of money computations on iOS devices.

What does it look like?

Key features

Time Value of Money Calculatorstandard

Calculates financial variables including present value, future value, and interest rates via a single-function interface.

Ergonomic Interfacebasic

Natural layout designed for inputting financial variables on iOS.

How much does it cost?

freeFree

The app is distributed as a free utility with no visible monetization or subscription tiers.

Velocity

Dormant developmentopaqueShow more...

The app has reached a state of total inactivity, with no updates or feature releases in over 2,400 days. Development momentum is non-existent, and the product has remained unchanged for nearly seven years. There is no evidence of ongoing maintenance or support for the current platform environment.

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Who built it?

Igor Shtygashev

2 apps tracked · Finance

Viewfinder - Explore the World!Viewfinder - Explore the World!
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User Sentiment

What do users think recently?

The recent review mood reads frustrated. Users appreciate the core concept of a present value calculator provides a useful starting point for financial planning.

How are ratings & reviews evolving?

App Store
2.00 · 5

What users say, by theme

What Users Love
  • The core concept of a present value calculator provides a useful starting point for financial planning
What Frustrates Users
  • Lack of a help feature makes complex financial options difficult for non-expert users to understand
+ 2 more themes
What Users Want 1 request inside

5 of 5 recent reviews analyzed · limited sample

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Unlock 2 more frustration themes and 1 user request, each backed by review evidence.

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Competition

Competitive landscape for Time Value of Money Calculator

How's the Finance market?

Time Value of Money Calculator occupies a stagnant position in the Finance category, with a 2.0-star rating across 5 reviews. The lack of updates since 2019 effectively removes the tool from active market competition.

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The rivals identified

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The Analyst's Read

Key takeaways for Time Value of Money Calculator

Where is it heading?

The financial utility market has consolidated around actively maintained tools that provide comprehensive solving capabilities. Time Value of Money Calculator remains exposed to total irrelevance, as its lack of development prevents it from meeting basic user expectations for financial planning.

  • The six-year development gap ensures the app remains functionally inferior to current market alternatives, leading to continued user churn.
  • Negative sentiment regarding missing interest rate and payment fields confirms the tool no longer serves its intended financial planning purpose.

The SWOT

Core Strengths
  • Single-function interface reduces cognitive load for basic computations
Critical Frictions 3 weaknesses insideMarket Threats 1 threat identified

Next best moves

1 Sunset

Sunset the app because it has been dormant for over six years → eliminate support costs.

The counter-intuitive read

The app's simplicity is not a feature but a failure…

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Bottom line

Time Value of Money Calculator is functionally obsolete due to missing core financial variables and a total lack of development activity,. Sunset the project to avoid further brand drag in the Finance category.

Unlock 3 critical frictions, 1 market threat and the analyst’s take.

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Sources

  1. [1] App Store

Report last updated

Disclosure: Independent intel to help mobile builders succeed.

AI-powered analysis with automated quality gates, built from publicly available sources. Marlvel.ai is not affiliated with, endorsed by, or sponsored by Time Value of Money Calculator, its developer, the app publisher, Apple, or Google Play. All trademarks, logos, and screenshots referenced remain the property of their respective owners.

Cite this report

Marlvel.ai. “Time Value of Money Calculator Intelligence Report.” Updated Sep 21, 2026. https://marlvel.ai/apps/time-value-of-money-calculator

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