Report updated Apr 16, 2026

Overview · Full Intel report in progress

Ramp is an established finance app that is completely free. With a 4.9/5 rating from 39.4K reviews, it shows polarized user reception.

What is Ramp?

Ramp is a finance automation platform that integrates corporate cards, expense management, and bill payments into a single solution. The mobile app enables employees to manage expenses, submit receipts, and request spend increases while providing administrators with real-time visibility into company spending.

Current Momentum

v0.157 · 3d ago

Intense

Last updated 3d ago. 5 versions tracked.

AI-powered deep analysis surfacing high-signal insights. Still in beta, accuracy improves daily. For informational purposes only.

Competition

Rivals identification in progress

7-Day Rank Pulse 🇺🇸

Finance
#88
7

Rating Pulse 🇺🇸

What makes this app unique?

How Is The App's Momentum Right Now?

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What Are The Key Features?

Expense ManagementStandard

Users can capture receipts via camera for auto-matching to transactions and submit required memos or accounting fields.

Corporate Card ControlStandard

Provides the ability to view and lock cards, add them to Apple Wallet, and request temporary spend increases.

Ramp TravelStandard

An integrated booking tool for managing business-related flight and hotel reservations.

Spend VisibilityStandard

Allows users to monitor expense policies, track recent transactions, and submit reimbursement requests.

How much does it cost?

Free

Who Built It?

RB

Automating corporate spend and expense management to help finance teams save time and capital.

Portfolio

1

Apps

Who is Ramp Business?

Ramp has positioned itself as a vertically integrated finance automation platform, challenging traditional corporate banking by unifying credit cards with expense management and bill pay software. Their moat is built on deep workflow integration and a massive scale of 50,000+ finance teams, making them a central operating system rather than a mere payment tool. The high release velocity indicates a strategy of rapid feature expansion to capture the entire back-office stack.

Who is Ramp Business for?

  • Finance teams
  • Business employees looking to automate expense reporting
  • Corporate spending
Intense

Portfolio momentum

Maintains an intense development pace with 12 updates to their flagship app in the last 6 months, including a major release within the last 10 days.

Last release · 10d agoActive apps · 1

Analysis in progress, available soon

What do users think recently?

Analysis in progress, available soon

Analysis in progress, available soon

What is the competitive landscape for Ramp?

How's The Finance Market?

How does it evolve in the Finance market?

ChartRankChange
Free#885

Strategic analysis coming soon

SWOT, key takeaways & outlook

The outtake for Ramp

Key Takeaways

Ramp centralizes corporate financial workflows into a mobile-first interface designed to reduce manual expense reporting and improve spend oversight.

Where Is It Heading?

Trend analysis

Available very soon

Disclosure

Independent intel to help builders create better apps.

AI-powered analysis with editorial review, built from publicly available sources. See methodology.

Marlvel.ai is not affiliated with, endorsed by, or sponsored by Ramp, its developer, the app publisher, Apple, or Google Play. All trademarks, logos, and screenshots referenced remain the property of their respective owners.

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Cite this report

Marlvel.ai. “Ramp Intelligence Report.” Updated Apr 16, 2026. https://marlvel.ai/intel-report/finance/com-ramp-ramp-ios

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